VERDIA

Active

Private limited companyfounded 1997active for 29 yearsSchalmei 48, 2970 Schilde, BelgiumKBO/BCE: BE 0461.177.194

Summary

VERDIA has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€134,549) and a net result of -€13,168. Equity is shrinking by about 49% per year across the filed financial years. Its solvency ranks better than 5% of 13,642 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow Report Compare

VERDIAActiveChecked score 54/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46220Other retail sale of new goods NACE 47789

1 site

Size

€16,882total assets 2025

Equity: -€134,549
Loss: -€13,168

Turnover not published (micro format)

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.8%

Structure

RAEMEN PennyDirector
VERBOVEN Ignace Maurice GodelieveDirector

2025 accounts 37 days early2 of 4 deeds summarised

Why 54raises riskCapped at 59: negative equityNegative equity -€134,549Loss of €13,168, the second in a row (financial year 2025)lowers riskSize: total assets €16,882Liquidity: current ratio 0.10, cash €15,765Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 22% of its sector peers (NACE 46, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -797.0% of total assets

Liquidity 50=

short-term debt 897.0% · cash 93.4%

Profitability 0=

return on assets -78.0%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,882 companies, NACE 46, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025lowest value 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.9%▲ +0.3 percentage points vs 05-2025 07-2025: 0.6%▼ -0.3 percentage points vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.7%▲ +0.1 percentage points vs 11-2025 01-2026: 0.6%▼ -0.1 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026 09-2026: 0.9%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.8%▼ -0.1 percentage points vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.1, below 1; short-term debt: 897% and cash: 93.4% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 51% on liquidity, 6% on profitability and 25% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €16,882

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity -€134,549

NBB · annual accounts

Loss of €13,168, the second in a row (financial year 2025)

NBB · annual accounts

Liquidity: current ratio 0.10, cash €15,765

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€134,549

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

37 days early

2024

50 days early

2023

73 days early

2022

66 days early

2021

71 days early

2020

68 days early

2019

72 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 62 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

24-06-2026 Annual accounts filedfinancial year 2025 · micro…
02-03-2026 Resignations: VERBOVEN Amber (director) and VERBOVEN…Appointment: RAEMEN Penny (director) ·…
11-06-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€134,549 View
Risk: 5 loss-making years in a rowloss financial year 2025 -€13,168 View
Caution: Among the weakest 5% on solvencysector median 40.7% · 13,642 companies -797.0% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
New directorlatest change 02-03-2026 · 2 in office 1 joined View

By topic

Financials

Financial year: 2025
Total assets: €16,882
Loss: -€13,168
Solvency: -797.0%

Total assets▲ 276%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members

RAEMEN PennyDirector
VERBOVEN Ignace Maurice GodelieveDirector

Go to Board & ownership

Timeline

Events: 32
Since: 1999
Next accounts: by 31-07-2027

19-03-2024Annual accounts filed
28-12-2023Resignation: VERBOVEN Ignace Maurice Godelieve (manager)
26-03-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wholesale tradeNACE 46220
Founded: 18-07-1997
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Annual meeting: Second Monday of June at 20:00
Purpose: “Het leveren van alle mogelijk vormen van diensten; Het is de vennootschap hiertoe…” (deed in Dutch)

Go to Articles of association

Key facts about VERDIA

What is the company number of VERDIA?: 0461.177.194. In Belgium the VAT number is the company number with BE in front: BE 0461.177.194.
Where is VERDIA based?: The registered office is at Schalmei 48, 2970 Schilde.Company details
What does VERDIA do?: According to the KBO register, the main activity is wholesale trade (NACE 46220).
What is the legal form of VERDIA?: Private limited company (BV).
When was VERDIA founded?: On 18-07-1997.
Is VERDIA still active?: Yes, VERDIA is an active enterprise in the KBO register.
How many employees does VERDIA have?: On average 3 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of VERDIA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VERDIA profitable?: In financial year 2025, VERDIA made a loss of €13,168.
Where can I find the annual accounts of VERDIA?: VERDIA filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VERDIA due?: By 31-07-2027, for financial year 2026.Timeline