VerDes Finance

Active Risk: not assessed

Private limited companyfounded 2011active for 15 yearsOttergemsesteenweg 242, 9000 Gent, BelgiumKBO/BCE: BE 0840.788.179

Summary

VerDes Finance is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.0m and a net result of €315,561. Equity has been growing by about 18% per year since 2018. Its solvency ranks better than 54% of 3,056 sector peers (NACE 66, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

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VerDes FinanceActive

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Official details

Source: KBO

Status: Active since 28-10-2011 Normal situation
Activity: Insurance agents and brokers NACE 66220and 2 others
Establishment units: 2.204.423.384 9000 Gent, since 03-11-2011
: 2.290.425.663 9052 Gent, since 01-01-2019
Financial year end: 31 December
Peppol: Reachable since 16-04-2026

Company details

Board and ownership

Board

Descamps HenkDirector
Vermeiren KoenDirector

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €315,561; ▲ 75.5%
Equity: €1.0m; ▲ 19.9%
Total assets: €1.9m; ▲ 15.9%
Employees on 31-12-2025: 7; ▲ 40.0%

Filed on 27-05-2026, 65 days before the deadline

Financials

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

65 days early

2024

56 days early

2023

48 days early

2022

62 days early

2021

61 days early

2020

46 days early

2019

36 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 53 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 May (5 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

02-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: Result rose in 2025from €179,774 to €315,561 ▲ 75.5% View
Positive: Higher net result than 95% of companies in auxiliary financial servicessector median €32,473 · 3,057 companies €315,561 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €315,561 8 years View

Recent changes

17-11-2011 · Gazette deed Incorporation

All 15 events

Comparable companies

These companies have the same main activity as VerDes Finance: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.7m and €2m, founded between 2010 and 2011.

Company	Total assets	Gross margin
VerDes Finance Gent	€1.9m	€1.1m
Vanbreda Assutron Temse	€1.9m	€0.9m
KANTOOR KIEKENS Aalter	€1.7m	€1.2m
VANRIJKELEN-VRD Tienen	€2.0m	€1.1m
DAMPORT Brugge	€1.7m	€1.1m
ASSUGROUP Waterloo	€1.7m	€1.0m
ALDUVA Ardooie	€1.9m	€1.3m

Full comparison

Key facts about VerDes Finance

What is the company number of VerDes Finance?: The company number of VerDes Finance is 0840.788.179. The VAT number is the same number with BE in front: BE 0840.788.179.
Where is VerDes Finance based?: The registered office is at Ottergemsesteenweg 242, 9000 Gent.Company details
What does VerDes Finance do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of VerDes Finance?: The legal form of VerDes Finance is Private limited company (BV).
When was VerDes Finance founded?: VerDes Finance was founded on 28-10-2011.
Is VerDes Finance still active?: Yes, VerDes Finance is an active enterprise in the KBO register.
How many employees does VerDes Finance have?: VerDes Finance had an average of 5.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VerDes Finance?: The turnover in financial year 2025 is ≈ €2.0m. This figure is estimated from the gross margin of €1.1m and 56 comparable companies of the same size. It probably lies between €1.3m and €2.7m. It is a rough estimate.
Is VerDes Finance profitable?: In financial year 2025, VerDes Finance made a profit of €315,561.
Where can I find the annual accounts of VerDes Finance?: VerDes Finance filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VerDes Finance due?: VerDes Finance must file the annual accounts for financial year 2026 by 31-07-2027.Timeline