VERDELA
ActiveSummary
VERDELA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291,041 and a net result of €5,506. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 28281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+1
Solvency97=
Growth36=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 5.26 against 5.06 in 2024; short-term debt: 12.9% and cash: 30% of total assets), and 28.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.8%
Return on assets
1.4%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
44 d early
2023
64 d early
2022
63 d early
2021
3 d early
2020
47 d early
2019
99 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 18 December (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€335,329▼ 1.6%
2020 · €340,950
EBIT margin
1.7%▼ 2.3pp
2020 · 4.0%
Net result
€5,506▲ 421%
2024 · €1,058
Working capital
€222,289▲ 3.0%
2024 · €215,897
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€335,329▼ 1.6%
Operating result€5,705▼ 58.4%€61,861▲ 984%€28,724▼ 53.6%€5,096▼ 82.3%€11,812▲ 132%
Net result-€250below the sector's middle half€46,380above the sector's middle half€17,861within the sector's middle half▼ 61.5%€1,058within the sector's middle half▼ 94.1%€5,506within the sector's middle half▲ 421%
EBIT margin1.7%▼ 2.3pp
Equity€220,236above the sector's middle half▼ 0.1%€266,616above the sector's middle half▲ 21.1%€284,477above the sector's middle half▲ 6.7%€285,534above the sector's middle half▲ 0.4%€291,041above the sector's middle half▲ 1.9%
Total assets€373,878above the sector's middle half▼ 3.2%€441,100above the sector's middle half▲ 18.0%€428,339above the sector's middle half▼ 2.9%€395,256above the sector's middle half▼ 7.7%€405,598above the sector's middle half▲ 2.6%
Debt€153,642▼ 7.3%€174,484▲ 13.6%€143,862▼ 17.5%€109,721▼ 23.7%€114,557▲ 4.4%
Working capital€156,192above the sector's middle half▼ 3.3%€194,546above the sector's middle half▲ 24.6%€213,740above the sector's middle half▲ 9.9%€215,897above the sector's middle half▲ 1.0%€222,289above the sector's middle half▲ 3.0%
Solvency58.9%within the sector's middle half▲ 1.8pp60.4%within the sector's middle half▲ 1.5pp66.4%within the sector's middle half▲ 6.0pp72.2%above the sector's middle half▲ 5.8pp71.8%above the sector's middle half▼ 0.5pp
Current ratio3.99above the sector's middle half▲ 0.583.77above the sector's middle half▼ 0.224.28above the sector's middle half▲ 0.525.06above the sector's middle half▲ 0.785.26above the sector's middle half▲ 0.20
Return on assets (ROA)-0.1%below the sector's middle half▼ 2.0pp10.5%within the sector's middle half▲ 10.6pp4.2%within the sector's middle half▼ 6.3pp0.3%within the sector's middle half▼ 3.9pp1.4%within the sector's middle half▲ 1.1pp
Staff (FTE)1=1=1=1.2▲ 20.0%1▼ 16.7%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 132% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €405,598
Fixed assets
€131,107 ▲ 3.9%
Current assets
€274,491 ▲ 2.0%
Equity and liabilities €405,598
Equity
€291,041 ▲ 1.9%
Debt
€114,557 ▲ 4.4%
Debt's share of the balance-sheet total rises from 27.8% to 28.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35,981▲
2024 · €28,436
Cash flow
€29,675▲
2024 · €24,397
Quick ratio
2.61▲
2024 · 2.46
Debt to equity
0.39▲
2024 · 0.38
ROE
1.9%▲
2024 · 0.4%
Interest coverage
7.65▲
2024 · 7.57
Debt ≤ 1 year
€52,203▼
2024 · €53,171
Debt > 1 year
€62,231▲
2024 · €56,550
Income taxes
€2,196▲
2024 · €454
Staff costs
€34,850▲
2024 · €34,451
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,039 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,039 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €335,329 | - | - | - | - | - |
| Non-recurring operating income76A | - | €4,500 | €2,000 | - | - | - |
| Remuneration, social security and pensions62 | - | €32,507 | €33,379 | €34,451 | €34,850 | ▲ 1.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,019 | €23,615 | €26,706 | €23,339 | €24,169 | ▲ 3.6% |
| Other operating charges640/8 | - | €1,875 | €1,952 | €1,581 | €5,101 | ▲ 223% |
| Gross operating margin9900 | €53,478 | €119,858 | €90,760 | €64,467 | €75,932 | ▲ 17.8% |
| Operating profit (loss)9901 | €5,705 | €61,861 | €28,724 | €5,096 | €11,812 | ▲ 132% |
| Financial income75/76B | - | €83 | €161 | €172 | €592 | ▲ 245% |
| Recurring financial income75 | €46 | €83 | €161 | €172 | €592 | ▲ 245% |
| Financial charges65/66B | - | €5,468 | €4,873 | €3,756 | €4,703 | ▲ 25.2% |
| Recurring financial charges65 | €5,895 | €5,468 | €4,543 | €3,756 | €4,703 | ▲ 25.2% |
| Non-recurring financial charges66B | - | - | €330 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€144 | €56,476 | €24,012 | €1,512 | €7,702 | ▲ 409% |
| Income taxes67/77 | €106 | €10,096 | €6,151 | €454 | €2,196 | ▲ 384% |
| Profit (loss) for the period9904 | -€250 | €46,380 | €17,861 | €1,058 | €5,506 | ▲ 421% |
| Profit (loss) for the period to be appropriated9905 | -€250 | €46,380 | €17,861 | €1,058 | €5,506 | ▲ 421% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €373,878 | €441,100 | €428,339 | €395,256 | €405,598 | ▲ 2.6% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €165,415 | €176,234 | €149,527 | €126,188 | €131,107 | ▲ 3.9% |
| Intangible fixed assets21 | €0 | - | - | - | €0 | - |
| Tangible fixed assets22/27 | €163,415 | €174,234 | €147,527 | €124,188 | €129,107 | ▲ 4.0% |
| Land and buildings22 | - | €119,303 | €108,458 | €97,612 | €86,766 | ▼ 11.1% |
| Plant, machinery and equipment23 | - | €2,951 | €1,858 | €1,238 | €3,291 | ▲ 166% |
| Furniture and vehicles24 | - | €51,979 | €37,212 | €25,338 | €39,050 | ▲ 54.1% |
| Financial fixed assets28 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Current assets29/58 | €208,463 | €264,866 | €278,812 | €269,068 | €274,491 | ▲ 2.0% |
| Stocks and contracts in progress3 | €119,079 | €113,247 | €139,145 | €138,291 | €138,466 | ▲ 0.1% |
| Stocks30/36 | - | €113,247 | €139,145 | €138,291 | €138,466 | ▲ 0.1% |
| Amounts receivable within one year40/41 | €9,062 | €27,366 | €22,012 | €13,420 | €4,241 | ▼ 68.4% |
| Trade receivables40 | - | €24,173 | €16,421 | €8,873 | €64 | ▼ 99.3% |
| Other amounts receivable41 | - | €3,194 | €5,591 | €4,547 | €4,178 | ▼ 8.1% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €78,926 | €122,737 | €116,015 | €114,442 | €121,862 | ▲ 6.5% |
| Deferred charges and accrued income490/1 | - | €1,516 | €1,640 | €2,915 | €9,922 | ▲ 240% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €373,878 | €441,100 | €428,339 | €395,256 | €405,598 | ▲ 2.6% |
| Equity10/15 | €220,236 | €266,616 | €284,477 | €285,534 | €291,041 | ▲ 1.9% |
| Contributions10/11 | - | €232,600 | €232,600 | €232,600 | €232,600 | = |
| Reserves13 | €2,577 | €34,016 | €51,877 | €52,934 | €58,441 | ▲ 10.4% |
| Non-distributable reserves130/1 | - | €2,577 | €2,577 | €2,577 | - | - |
| Reserves not available under the articles1311 | - | €2,577 | €2,577 | €2,577 | - | - |
| Distributable reserves133 | - | €31,439 | €49,299 | €50,357 | €58,441 | ▲ 16.1% |
| Profit (loss) carried forward14 | -€14,941 | - | - | - | - | - |
| Amounts payable17/49 | €153,642 | €174,484 | €143,862 | €109,721 | €114,557 | ▲ 4.4% |
| Amounts payable after more than one year17 | €101,371 | €104,163 | €78,791 | €56,550 | €62,231 | ▲ 10.0% |
| Financial debts170/4 | - | €104,163 | €78,791 | €56,550 | €62,231 | ▲ 10.0% |
| Amounts payable within one year42/48 | €52,271 | €70,321 | €65,071 | €53,171 | €52,203 | ▼ 1.8% |
| Current portion of amounts payable after more than one year42 | - | €24,997 | €25,389 | €22,434 | €21,247 | ▼ 5.3% |
| Trade debts44 | €19,392 | €20,157 | €24,928 | €20,629 | €16,201 | ▼ 21.5% |
| Suppliers440/4 | - | €20,157 | €24,928 | €20,629 | €16,201 | ▼ 21.5% |
| Taxes, remuneration and social security45 | - | €19,709 | €9,511 | €8,505 | €13,239 | ▲ 55.7% |
| Taxes450/3 | - | €10,264 | €276 | - | €3,592 | - |
| Remuneration and social security454/9 | - | €9,445 | €9,235 | €8,505 | €9,647 | ▲ 13.4% |
| Other amounts payable47/48 | - | €5,457 | €5,244 | €1,604 | €1,516 | ▼ 5.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | €124 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€250 | €46,380 | €17,861 | €1,058 | €5,506 | ▲ 421% |
| + Depreciation and write-downs630 | €17,019 | €23,615 | €26,706 | €23,339 | €24,169 | ▲ 3.6% |
| Operating cash flow (approximation) | €16,769 | €69,994 | €44,567 | €24,397 | €29,675 | ▲ 21.6% |
| Investment in fixed assets (approximation) | - | -€34,433 | €0 | €0 | -€29,087 | - |
| Change in cash | - | €43,811 | -€6,722 | -€1,573 | €7,420 | ▲ 572% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €46,380
Net result €46,380 after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet -€250
Net result drops to -€250, the lowest in the series; recovery starts the following year.
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2000
Ground area
771 m²
Building footprint
189 m²
Volume, LiDAR
1,017 m³
Parcel 11602E0170/00W000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERDELA
since 20002.099.886.583
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0170/00W000 | Flanders | 771 m² | 1 · 189 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
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Of 15,524 companies in sector 43990 we hold annual accounts for 7,427. 5,444 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-10-2000
Fiscal year end30-06
Activities, NACEBEL 2025
43990Other specialised construction activities
47529Retail trade
43222Installation of electric heating, air conditioning, cooling and ventilation
43223Specialised construction activities
47551Retail sale of household furniture
81220Other building cleaning and industrial cleaning
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473006444
Registered
23-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.