Verco Toys
ActiveSummary
Verco Toys has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €7k. Equity is shrinking by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 88% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+94
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 6.93 against 3.99 in 2024; short-term debt: 14.4% and cash: 100% of total assets), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.6%
Return on assets
22.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
24 d late
2024
340 d late
2023
9 d late
2022
10 d late
2021
2 d late
2020
12 d late
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€27k▲ 36.1%
2024 · €20k
2018: €210k
2019: €96k
2020: €103k
2021: €91k
2022: €84k
2023: €26k
2024: €20k
2018 → 2025
Total assets
€32k▲ 19.2%
2024 · €27k
2018: €687k
2019: €156k
2020: €132k
2021: €125k
2022: €118k
2023: €30k
2024: €27k
2018 → 2025
Net result
€7k
2024 · €-6k
2018: €52k
2019: €-114k
2020: €6k
2021: €-12k
2022: €-7k
2023: €-58k
2024: €-6k
2018 → 2025
Working capital
€27k▲ 36.1%
2024 · €20k
2018: €159k
2019: €73k
2020: €73k
2021: €68k
2022: €67k
2023: €26k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€84k▼ 7.4%€26k▼ 69.0%€20k▼ 23.5%€27k▲ 36.1%
Operating result€-12k-€-7k▲ 43.4%€-58k▼ 763%€-6k▲ 89.4%€7k
Net result€-12k-€-7k▲ 43.3%€-58k▼ 762%€-6k▲ 89.4%€7k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €32k
Equity
€27k ▲ 36.1%
Debt
€5k ▼ 31.3%
Debt's share of the balance-sheet total falls from 25.0% to 14.4%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
6.93▲
2024 · 3.99
Debt to equity
0.17▼
2024 · 0.33
ROE
26.5%▲
2024 · -30.7%
ROA
22.7%▲
2024 · -23.0%
Debt ≤ 1 year
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet
Code20242025
Assets
Total assets20/58€27k€32k▲
Current assets29/58€27k€32k▲
Amounts receivable within one year40/41€1k€0▼
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€25k€32k▲
Equity and liabilities
Total equity and liabilities10/49€27k€32k▲
Equity10/15€20k€27k▲
Contributions10/11€250k€250k=
Profit (loss) carried forward14€-230k€-223k▲
Amounts payable17/49€7k€5k▼
Amounts payable within one year42/48€7k€5k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Other amounts payable47/48€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€0
Gross operating margin9900€-5k€8k▲
Operating profit (loss)9901€-6k€7k▲
Financial charges65/66B-€150
Recurring financial charges65-€150
Profit (loss) for the period before taxes9903€-6k€7k▲
Profit (loss) for the period9904€-6k€7k▲
Profit (loss) for the period to be appropriated9905€-6k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-230k€-223k▲
Profit (loss) brought forward from the previous period14P€-224k€-230k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 340 days late
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after 4 loss-making years.
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 9 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 7.30
Current ratio from 2.95 to 7.30; short-term debt falls from €34k to €4k.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 12 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Equity above €100kEq €103k ▲6.4%
Equity rises from €96k to €103k.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 101 days late
2019
31-12
Financial
Weakest financial yearnet €-114k ▼318%
Net result drops to €-114k, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Liquidity doublescurrent ratio 2.74
Current ratio from 1.33 to 2.74; short-term debt falls from €477k to €42k.
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 41 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krommebeekpark 108800 RoeselareGround area
1.2 ha
Building footprint
3,679 m²
Volume, LiDAR
1,214 m³
Parcel 36505B1194/00A000, Flanders · tallest building 10.4 m. Linked by address, not a title deed.
1 establishment unit
Verco toys
since 20162.252.481.243
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505B1194/00A000 | Flanders | 1.2 ha | 1 · 3,679 m² | 10.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FGS Toys
BE 1001.013.868
Ranst · Eq €26,598
Up&Co
BE 0599.978.652
Wavre · Eq €26,369
D.D.R.
BE 0446.537.916
Chaumont-Gistoux · Eq €28,361
WDD BELGIUM
BE 0646.986.139
Bornem · Eq €25,660
LOTEL
BE 0671.541.094
Antwerpen · Eq €28,683
Of 227 companies in sector 46497 we hold annual accounts for 101. 54 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2016
Fiscal year end31-12
Activities, NACEBEL 2025
46497Wholesale trade
46496Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.