Verco Snacks
ActiveThe computed 12-month bankruptcy probability of Verco Snacks is 2.9% (moderate). The 2025 annual accounts show equity of €167k and a net result of €48k. Equity is growing by ~43% per year across the filed fiscal years. Its solvency ranks better than 69% of 13270 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+1
Solvency77▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 1.81 in 2024; short-term debt: 17.6% and cash: 30.8% of total assets), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
14.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
4 d early
2022
23 d early
2021
33 d early
2020
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€167k▲ 39.9%
2024 · €119k
2020: €11k
2021: €18k
2022: €67k
2023: €83k
2024: €119k
2020 → 2025
Total assets
€319k▲ 19.4%
2024 · €267k
2020: €68k
2021: €86k
2022: €261k
2023: €296k
2024: €267k
2020 → 2025
Net result
€48k▲ 30.1%
2024 · €37k
2020: €5k
2021: €12k
2022: €49k
2023: €15k
2024: €37k
2020 → 2025
Working capital
€95k▲ 203%
2024 · €31k
2020: €-4k
2021: €6k
2022: €-103k
2023: €1k
2024: €31k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€67k▲ 272%€83k▲ 22.7%€119k▲ 44.3%€167k▲ 39.9%
Operating result€16k-€52k▲ 223%€21k▼ 59.7%€55k▲ 162%€70k▲ 27.3%
Net result€12k-€49k▲ 321%€15k▼ 68.9%€37k▲ 139%€48k▲ 30.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €319k
Fixed assets
€168k▼ 14.8%
Current assets
€151k▲ 115%
Equity and liabilities €319k
Equity
€167k▲ 39.9%
Debt
€152k▲ 2.8%
The debt ratio falls from 55.4% to 47.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€99k▲
2024 · €86k
Cash flow
€76k▲
2024 · €67k
Solvency
52.3%▲
2024 · 44.6%
Current ratio
2.69▲
2024 · 1.81
Quick ratio
2.62▲
2024 · 1.71
Debt / equity
0.91▼
2024 · 1.24
ROE
28.5%▼
2024 · 30.7%
ROA
14.9%▲
2024 · 13.7%
Interest coverage
29.39▲
2024 · 11.07
Debt
€152k▲
2024 · €148k
Debt ≤ 1 year
€56k▲
2024 · €39k
Debt > 1 year
€96k▼
2024 · €109k
Income taxes
€20k▲
2024 · €11k
Staff costs
€106k▼
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€267k€319k▲
Fixed assets21/28€197k€168k▼
Tangible fixed assets22/27€193k€165k▼
Land and buildings22€184k€161k▼
Plant, machinery and equipment23€6k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€4k€3k▼
Current assets29/58€70k€151k▲
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€5k€41k▲
Trade receivables40€12€4k▲
Other amounts receivable41€5k€37k▲
Cash at bank and in hand54/58€57k€98k▲
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€267k€319k▲
Equity10/15€119k€167k▲
Contributions10/11€6k€6k=
Reserves13€113k€161k▲
Distributable reserves133€113k€161k▲
Profit (loss) carried forward14€524€51▼
Amounts payable17/49€148k€152k▲
Amounts payable after more than one year17€109k€96k▼
Financial debts170/4€109k€96k▼
Amounts payable within one year42/48€39k€56k▲
Current portion of amounts payable after more than one year42€15k€14k▼
Trade debts44€16k€23k▲
Suppliers440/4€16k€23k▲
Taxes, remuneration and social security45€7k€19k▲
Taxes450/3€516€10k▲
Remuneration and social security454/9€7k€10k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€112k€106k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€28k▼
Other operating charges640/8€4k€1k▼
Gross operating margin9900€202k€206k▲
Operating profit (loss)9901€55k€70k▲
Financial income75/76B€26€3▼
Recurring financial income75€26€3▼
Financial charges65/66B€8k€3k▼
Recurring financial charges65€8k€3k▼
Profit (loss) for the period before taxes9903€48k€67k▲
Income taxes67/77€11k€20k▲
Profit (loss) for the period9904€37k€48k▲
Profit (loss) for the period to be appropriated9905€37k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€48k▲
Profit (loss) brought forward from the previous period14P€503€524▲
Transfer to equity691/2€37k€48k▲
To other reserves6921€37k€48k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €167k ▲39.9%
6 profitable years in a row build equity to €167k.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-09
Financial
Equity above €100kEq €119k ▲44.3%
5 profitable years in a row build equity to €119k.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 1.01
Current ratio from 0.45 to 1.01; short-term debt falls from €186k to €89k.
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2020net €49k ▲321%
Net result €49k, the highest in the series.
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Otegemstraat(Z) 1058550 ZwevegemGround area
192 m²
Building footprint
113 m²
Volume, LiDAR
729 m³
Parcel 34042A1116/00A000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Verco Snacks
since 20192.294.051.582
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042A1116/00A000 | Flanders | 192 m² | 1 · 113 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteZwevegem2.294.051.582
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CAT'S EVENTS
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CAFE DAILLY
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,069 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2019
Fiscal year end30-09
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:verpoort@telenet.be
Phone:0495772090