Financials
- Financial year
- 2025
- Total assets
- €715,344
- Loss
- -€15,767
- Solvency
- 59.8%
Total assets▼ 8.4%
Net result
20192025
VERCO - BEL
ActiveSummary
VERCO - BEL has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €427,700 and a net result of -€15,767. Equity is shrinking by about 4.5% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Activity not known1 site
Size
€715,344total assets 2025
- Equity
- €427,700
- Loss
- -€15,767
Turnover not published (micro format)
Structure
Accounts 43 days early0 of 3 deeds read
Why 93raises riskFigures for financial year 2025 (filed 18-09-2025)lowers riskSize: total assets €715,344Liquidity: current ratio 0.63, cash €147,647Equity €427,700 (59.8% of total assets)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Average
Solvency
85=
equity 59.8% of total assets
Liquidity
61-3
short-term debt 33.1% · cash 20.6%
Profitability
20+5
return on assets -2.2%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.2%▲ +0.1 percentage points vs 11-2024
01-2025: 0.3%▲ +0.1 percentage points vs 12-2024
02-2025: 0.4%▲ +0.1 percentage points vs 01-2025
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025
04-2025: 1.2%▲ +0.7 percentage points vs 03-2025
05-2025: 1.2%● unchanged vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025highest value
07-2025: 1.2%● unchanged vs 06-2025
08-2025: 1.2%● unchanged vs 07-2025
09-2025: 1.2%● unchanged vs 08-2025
10-2025: < 0.1%▼ -1.2 percentage points vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.63, compared with 0.68 in 2023; short-term debt: 33.1% and cash: 20.6% of total assets), and 40.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 51% on solvency, 58% on liquidity and 17% on profitability.
The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-09-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 days early
2023
4 days early
2022
7 days early
2021
1 day early
2020
6 days late
2019
1 day early
2018
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 7 days before the deadline; the Belgian median for financial year 2023 is 3 days before the deadline, and 40% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 27 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
31-03-2026 year end12-10-2026 today31-10-2026 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2023 · micro…
- Annual accounts filedfinancial year 2022 · micro…
Key points
By topic
Timeline
- Events
- 35
- Since
- 1991
- Next accounts
- by 31-10-2026
- 30-10-2021Annual accounts filed
- 06-11-2020Annual accounts filed
- 30-10-2019Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 20-09-1989
- Year ends
- 31-03
- Peppol
- Not found in the Peppol directory
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.