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VERCLYTE

Active
Private limited company (pre-2019)· 25 yrs active
Dikkebusstraat(West) 23 ·8954 Heuvelland, Belgium
BE 0475.346.916
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Age25 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VERCLYTE is 3.3% (moderate). The 2024 annual accounts show equity of €31k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0% per year). The company has been active since 2001 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Based on the State Gazette, CBE and 7 annual accounts.

Trust signals

2 signals
Long-established
Founded in 2001, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administrative Flags

2 events
UBO non-complianceStrikeout withdrawn

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.3% Moderate
0%0,5%1,5%4%10%≥25%
Recent warning signals +No NACE activity registered +Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-1k
Working capital€34k-2.9%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 02-06-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40kOperating result 2023: €42k€42kNet result 2023: €34k€34kOperating result 2024: €-961€-961Net result 2024: €-1k€-1k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 7 fiscal years (±0%/year).
€-10k€0€10k€20k€30k2025: €-2k (€-4k - €701)2026: €-2k (€-4k - €701)2027: €-2k (€-4k - €701)2018: €-1k2019: €-2k2020: €-2k2021: €-2k2022: €-2k2023: €32k2024: €31k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit
€-1k
- 18-24
Total assets
€55k
-1.7% 18-24
Equity
€31k
-3.1% 18-24
Working capital
€34k
-2.9% 18-24
Income taxes
€0
-100.0% 18-24
Debt
€24k
+0.2% 18-24
Debt ≤ 1y
€21k
+0.3% 18-24
Current ratio
2.67
-2.0% 18-24
Quick ratio
2.67
-2.0% 18-24
Solvency
57.1%
-1.4% 18-24
Debt / equity
0.75
+3.5% 18-24
ROE
-3.2%
- 18-24
ROA
-1.8%
- 18-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€-1k
Cash flow-
Staff costs-
Income taxes€0
Dividends-
Total assets€55k
Equity€31k
Debt€24k
of which ≤ 1y€21k
of which > 1y-
Working capital€34k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.67
Quick ratio2.67
Working capital ratio62.6%
Solvency57.1%
Debt / equity0.75
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-1.8%
ROE-3.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€55k
Current assets 29/58€55k
Cash & bank 54/58€55k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€55k
Equity 10/15€31k
Contributions / capital 10/11€19k
Reserves 13€13k
Accumulated profits (losses) 14€-127
Amounts payable 17/49€24k
Amounts payable within one year 42/48€21k
Trade debts payable within one year 44€126
Income statement
Gross operating margin 9900€-835
Operating result 9901€-961
Financial charges 65€54
Result before taxes 9903€-1k
Income taxes 67/77€0
Net result for the period 9904€-1k
Result to be appropriated 9905€-1k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
62 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Dikkebusstraat(De Klijte) 23, 8954 Heuvelland
Exploitatie van sleep- en duwboten
since 20012.095.342.926
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,738 m²
Buildings1
Building footprint560 m²
Volume (LiDAR)2,770 m³
Tallest building8.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33015C0916/00A000 Flanders 1,738 m² 1 · 560 m² 8.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
20-06-2025
KBO administration Strikeout withdrawn
28-02-2025
KBO administration UBO non-compliance
Date: 17-02-2025 · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-02-28 · KBO administration · UBO non-compliance2025-06-20 · KBO administration · Strikeout withdrawn
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Analysis

Snowflake analysis

financial profile on 5 axes
Health62Profitability0Solvency98Growth78Stability84
64 / 100

Strong profile, led by solvency.

Health 62
Profitability 0
Solvency 98
Growth 78
Stability 84

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL VERCLYTE
Registered office
Dikkebusstraat(West) 23
8954 Heuvelland, Belgium
Registration history
  1. 20-06-2025 Strikeout withdrawn
  2. 17-02-2025 UBO non-compliance
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.