VERCAR
ActiveSummary
VERCAR has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €669,678 and a net result of €43,479. Equity is growing by ~7.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability51▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 4.94 against 4.42 in 2024; short-term debt: 5.3% and cash: 13.1% of total assets), and 19.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.8%
Return on assets
5.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
6 d early
2022
84 d late
2021
29 d late
2020
242 d late
2019
81 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 70 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€669,678▲ 6.9%
2024 · €626,199
Total assets
€828,698▲ 2.9%
2024 · €805,615
Net result
€43,479▲ 5.1%
2024 · €41,386
Working capital
€173,507▲ 15.3%
2024 · €150,519
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€56,510▲ 2.3%€57,440▲ 1.6%€59,596▲ 3.8%€58,785▼ 1.4%€59,155▲ 0.6%
Net result€39,212▲ 2.1%€39,553▲ 0.9%€42,348▲ 7.1%€41,386▼ 2.3%€43,479▲ 5.1%
Equity€502,911▲ 8.5%€542,465▲ 7.9%€584,813▲ 7.8%€626,199▲ 7.1%€669,678▲ 6.9%
Total assets€744,134▲ 2.4%€763,078▲ 2.5%€785,030▲ 2.9%€805,615▲ 2.6%€828,698▲ 2.9%
Debt€241,223▼ 8.3%€220,613▼ 8.5%€200,218▼ 9.2%€179,417▼ 10.4%€159,021▼ 11.4%
Working capital€86,777▲ 29.9%€106,794▲ 23.1%€129,301▲ 21.1%€150,519▲ 16.4%€173,507▲ 15.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €828,698
Fixed assets
€611,131 =
Current assets
€217,568 ▲ 11.9%
Equity and liabilities €828,698
Equity
€669,678 ▲ 6.9%
Debt
€159,021 ▼ 11.4%
Debt's share of the balance-sheet total falls from 22.3% to 19.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
4.94▲
2024 · 4.42
Debt to equity
0.24▼
2024 · 0.29
ROE
6.5%▼
2024 · 6.6%
ROA
5.2%▲
2024 · 5.1%
Debt ≤ 1 year
€44,061▲
2024 · €43,966
Debt > 1 year
€114,960▼
2024 · €135,451
Income taxes
€15,649▲
2024 · €13,675
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €2,058 | €2,045 | €2,303 | €2,394 | €2,870 | ▲ 19.9% |
| Gross operating margin9900 | €58,568 | €59,485 | €61,899 | €61,179 | €62,025 | ▲ 1.4% |
| Operating profit (loss)9901 | €56,510 | €57,440 | €59,596 | €58,785 | €59,155 | ▲ 0.6% |
| Financial income75/76B | - | - | - | €204 | €2,890 | ▲ 1,317% |
| Recurring financial income75 | - | - | - | €204 | €2,890 | ▲ 1,317% |
| Financial charges65/66B | €3,761 | €4,288 | €4,053 | €3,928 | €2,918 | ▼ 25.7% |
| Recurring financial charges65 | €3,761 | €4,288 | €4,053 | €3,928 | €2,918 | ▼ 25.7% |
| Profit (loss) for the period before taxes9903 | €52,750 | €53,152 | €55,542 | €55,061 | €59,128 | ▲ 7.4% |
| Income taxes67/77 | €13,538 | €13,599 | €13,194 | €13,675 | €15,649 | ▲ 14.4% |
| Profit (loss) for the period9904 | €39,212 | €39,553 | €42,348 | €41,386 | €43,479 | ▲ 5.1% |
| Profit (loss) for the period to be appropriated9905 | €39,212 | €39,553 | €42,348 | €41,386 | €43,479 | ▲ 5.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €744,134 | €763,078 | €785,030 | €805,615 | €828,698 | ▲ 2.9% |
| Fixed assets21/28 | €611,131 | €611,131 | €611,131 | €611,131 | €611,131 | = |
| Tangible fixed assets22/27 | €536,763 | €536,763 | €536,763 | €536,763 | €536,763 | = |
| Land and buildings22 | €450,333 | €450,333 | €450,333 | €450,333 | €450,333 | = |
| Other tangible fixed assets26 | €86,430 | €86,430 | €86,430 | €86,430 | €86,430 | = |
| Financial fixed assets28 | €74,368 | €74,368 | €74,368 | €74,368 | €74,368 | = |
| Current assets29/58 | €133,003 | €151,947 | €173,900 | €194,485 | €217,568 | ▲ 11.9% |
| Amounts receivable within one year40/41 | €42,297 | €42,297 | €43,412 | €44,736 | €43,840 | ▼ 2.0% |
| Other amounts receivable41 | €42,297 | €42,297 | €43,412 | €44,736 | €43,840 | ▼ 2.0% |
| Current investments50/53 | - | €29,540 | €41,540 | €53,540 | €65,540 | ▲ 22.4% |
| Cash at bank and in hand54/58 | €90,706 | €80,110 | €88,948 | €96,209 | €108,188 | ▲ 12.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €744,134 | €763,078 | €785,030 | €805,615 | €828,698 | ▲ 2.9% |
| Equity10/15 | €502,911 | €542,465 | €584,813 | €626,199 | €669,678 | ▲ 6.9% |
| Contributions10/11 | €210,710 | €210,710 | €210,710 | €210,710 | €210,710 | = |
| Outside capital11 | €210,710 | €210,710 | €210,710 | €210,710 | €210,710 | = |
| Other1109/19 | €210,710 | €210,710 | €210,710 | €210,710 | €210,710 | = |
| Reserves13 | €21,071 | €21,071 | €21,071 | €21,071 | €21,071 | = |
| Non-distributable reserves130/1 | €21,071 | €21,071 | €21,071 | €21,071 | €21,071 | = |
| Reserves not available under the articles1311 | €21,071 | €21,071 | €21,071 | €21,071 | €21,071 | = |
| Profit (loss) carried forward14 | €271,130 | €310,684 | €353,032 | €394,418 | €437,897 | ▲ 11.0% |
| Amounts payable17/49 | €241,223 | €220,613 | €200,218 | €179,417 | €159,021 | ▼ 11.4% |
| Amounts payable after more than one year17 | €194,997 | €175,461 | €155,619 | €135,451 | €114,960 | ▼ 15.1% |
| Financial debts170/4 | €194,997 | €175,461 | €155,619 | €135,451 | €114,960 | ▼ 15.1% |
| Amounts payable within one year42/48 | €46,226 | €45,153 | €44,599 | €43,966 | €44,061 | ▲ 0.2% |
| Current portion of amounts payable after more than one year42 | €23,187 | €23,589 | €24,915 | €25,239 | €20,491 | ▼ 18.8% |
| Financial debts43 | - | - | - | - | €4,843 | - |
| Credit institutions430/8 | - | - | - | - | €4,843 | - |
| Trade debts44 | €0 | - | €958 | €0 | - | - |
| Suppliers440/4 | €0 | - | €958 | €0 | - | - |
| Taxes, remuneration and social security45 | €4,312 | €2,836 | €0 | - | - | - |
| Taxes450/3 | €4,312 | €2,836 | €0 | - | - | - |
| Other amounts payable47/48 | €18,727 | €18,727 | €18,727 | €18,727 | €18,727 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,212 | €39,553 | €42,348 | €41,386 | €43,479 | ▲ 5.1% |
| Operating cash flow (approximation) | €39,212 | €39,553 | €42,348 | €41,386 | €43,479 | ▲ 5.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€10,596 | €8,838 | €7,260 | €11,979 | ▲ 65.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €43,479 ▲5.1%
Net result €43,479, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 84 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 242 days late
2021
31-12
Financial
Equity above €500,000Eq €502,911 ▲8.5%
4 profitable years in a row build equity to €502,911.
2020
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
2019
31-12
Financial
Weakest financial yearnet €35,487 ▼6.8%
Net result drops to €35,487, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 1999
Ground area
769 m²
Building footprint
179 m²
Volume, LiDAR
631 m³
Parcel 71049B0556/00Y002, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Acacialaan 73, 3583 Beringen
since 19992.092.266.343
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71049B0556/00Y002 | Flanders | 769 m² | 1 · 179 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded09-04-1999
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0465840322
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.