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Vercammen Fr. & Zn.

Active
Private limited companyfounded 1968active for 58 yearsHoogstraat 19, 3191 Boortmeerbeek, BelgiumKBO/BCE: BE 0403.596.412
Summary

Vercammen Fr. & Zn. has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €389,522 and a net result of €32,985. Equity has been growing by about 6.2% per year since 2018. Its solvency ranks better than 89% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active Normal situation
Activity
Joinery installation NACE 43320
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2021
Establishment unit
2.003.992.977 3191 Boortmeerbeek, since 01-07-1955
Financial year end
31 December
Peppol
Reachable since 11-12-2025

Board and ownership

Board
  • VERCAMMEN LucDirector · since 19-12-2023
  • VERCAMMEN WILLYDirector · since 19-12-2023
Shareholders
  • Luc Vercammenannual accounts 2017
  • Willy Vercammenannual accounts 2017

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Turnover
€335,900
▲ 12.8%
Profit
€32,985
▲ 40.6%
Equity
€389,522
▲ 9.3%
Total assets
€462,708
▲ 9.1%
Employees on 31-12-2025
1
=
Score breakdownraises riskSize: turnover €335,900, total assets €462,708Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 5.83, cash €228,798Equity €389,522 (84.2% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 79% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 84.2% of total assets
Liquidity 100=
short-term debt 10.6% · cash 49.4%
Profitability 85+4
return on assets 7.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.83 (6.5 in 2024), above the usual 1.5. Short-term debt is 10.6% and cash 49.4% of total assets. 15.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 96% on liquidity, 69% on profitability and 59% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.83, cash €228,798
NBB · annual accounts
lowers risk · Equity €389,522 (84.2% of total assets)
NBB · annual accounts
raises risk · Size: turnover €335,900, total assets €462,708
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
on the day
2023
1 day early
2022
on the day
2021
2 days early
2020
1 day early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 94% of companies in specialised constructionsector median €57,775 · 34,958 companies €389,522 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 4 years of growth in a rowturnover 2025: €335,900 4 years View

Recent changes

  1. · Gazette deed Reappointment: VERCAMMEN Luc (director)
All 14 events

Comparable companies

These companies have the same main activity as Vercammen Fr. & Zn.: joinery installation (NACE 43320). They are comparable in size and age: total assets between €386,000 and €627,000, founded between 1968 and 1979.

CompanyTotal assetsGross margin
Vercammen Fr. & Zn. Boortmeerbeek€462,708€150,229
Les Etablissements Jacquemart Marcellin et Fils Daverdisse€441,297€173,340
SERAFIEN BRUGGEMAN Gent€475,928€138,353
AC RAMA Jette€386,283€146,262
SOLAR-X BELGIUM Willebroek€475,500€139,452
DE NEEF FENO Opwijk€626,773€129,798
WAROQUET - LENGRAND Braine-l'Alleud€527,319€122,917
Full comparison

Key facts about Vercammen Fr. & Zn.

What is the company number of Vercammen Fr. & Zn.?
The company number of Vercammen Fr. & Zn. is 0403.596.412. The VAT number is the same number with BE in front: BE 0403.596.412.
Where is Vercammen Fr. & Zn. based?
The registered office is at Hoogstraat 19, 3191 Boortmeerbeek.Company details
What does Vercammen Fr. & Zn. do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Vercammen Fr. & Zn.?
The legal form of Vercammen Fr. & Zn. is Private limited company (BV).
When was Vercammen Fr. & Zn. founded?
Vercammen Fr. & Zn. was founded on 01-01-1968.
Is Vercammen Fr. & Zn. still active?
Yes, Vercammen Fr. & Zn. is an active enterprise in the KBO register.
How many employees does Vercammen Fr. & Zn. have?
Vercammen Fr. & Zn. had an average of 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Vercammen Fr. & Zn. fall under?
In its 2021 annual accounts, Vercammen Fr. & Zn. states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of Vercammen Fr. & Zn.?
The turnover of Vercammen Fr. & Zn. was €335,900 in financial year 2025, according to the filed annual accounts.
Is Vercammen Fr. & Zn. profitable?
In financial year 2025, Vercammen Fr. & Zn. made a profit of €32,985.
Where can I find the annual accounts of Vercammen Fr. & Zn.?
Vercammen Fr. & Zn. filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Vercammen Fr. & Zn. due?
Vercammen Fr. & Zn. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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