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Vercammen Fr. & Zn.

Active
Private limited companyfounded 1968active for 58 yearsHoogstraat 19, 3191 Boortmeerbeek, BelgiumKBO/BCE: BE 0403.596.412
Summary

Vercammen Fr. & Zn. has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €389,522 and a net result of €32,985. Equity is growing by about 6.2% per year across the filed financial years. Its solvency ranks better than 89% of 34,807 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
Vercammen Fr. & Zn.ActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€335,900turnover 2025
Staff
1.1 FTE
Equity
€389,522
Profit
€32,985
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 7 days early1 of 2 deeds summarised
Why 97raises riskSize: turnover €335,900, total assets €462,708Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 5.83, cash €228,798Equity €389,522 (84.2% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 79% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 84.2% of total assets
Liquidity 100=
short-term debt 10.6% · cash 49.4%
Profitability 85+4
return on assets 7.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 5.83, compared with 6.5 in 2024, above the usual 1.5; short-term debt: 10.6% and cash: 49.4% of total assets), and 15.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 96% on liquidity, 69% on profitability and 59% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.83, cash €228,798
NBB · annual accounts
lowers risk · Equity €389,522 (84.2% of total assets)
NBB · annual accounts
raises risk · Size: turnover €335,900, total assets €462,708
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
on the day
2023
1 day early
2022
on the day
2021
2 days early
2020
1 day early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €23,459

Key points

  • Positive: Among the best 6% on equitysector median €57,777 · 34,819 companies €389,522 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 4 years of growth in a rowturnover 2025: €335,900 4 years View
  • Active since 1968founded 01-01-1968 58 years View

By topic

Financials

Financial year
2025
Turnover
€335,900
Profit
€32,985
Solvency
84.2%
Turnover▲ 12.8%
Net result
20182025
Go to Financials

Timeline

Events
53
Since
1978
Next accounts
by 31-07-2027
  1. 30-07-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 28-12-2023Reappointment: VERCAMMEN Luc (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
01-01-1968
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
Third Monday of June at 19:00
Purpose
“Fabricage,in- en uitvoer,voor eigen rekening en voor rekening van derden van meubelen en…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about Vercammen Fr. & Zn.

What is the company number of Vercammen Fr. & Zn.?
0403.596.412. In Belgium the VAT number is the company number with BE in front: BE 0403.596.412.
Where is Vercammen Fr. & Zn. based?
The registered office is at Hoogstraat 19, 3191 Boortmeerbeek.Company details
What does Vercammen Fr. & Zn. do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Vercammen Fr. & Zn.?
Private limited company (BV).
When was Vercammen Fr. & Zn. founded?
On 01-01-1968.
Is Vercammen Fr. & Zn. still active?
Yes, Vercammen Fr. & Zn. is an active enterprise in the KBO register.
How many employees does Vercammen Fr. & Zn. have?
On average 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Vercammen Fr. & Zn.?
€335,900 in financial year 2025, according to the filed annual accounts.
Is Vercammen Fr. & Zn. profitable?
In financial year 2025, Vercammen Fr. & Zn. made a profit of €32,985.
Where can I find the annual accounts of Vercammen Fr. & Zn.?
Vercammen Fr. & Zn. filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Vercammen Fr. & Zn. due?
By 31-07-2027, for financial year 2026.Timeline

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