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Vercammen en Co

Active
Private limited companyfounded 1986active for 40 yearsLeopoldstraat 1, 2800 Mechelen, BelgiumKBO/BCE: BE 0428.401.587
Summary

Vercammen en Co has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €363,814 and a net result of €70,131. Equity has been growing by about 6.8% per year since 2018. The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 17-01-1986 Normal situation
Activity
“1° het nemen van participaties onder welk danige vorm,zowel in Belgische of buitenlandse vennootschappen;” (deed in Dutch)From the articles, 6 activitiesNo NACE code in the KBO yet
Establishment unit
2.028.859.522 2800 Mechelen, since 17-01-1986
Financial year end
31 December
Peppol
Reachable since 20-11-2025

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€90,052
▲ 23.2%
Turnover
≈ €250,000
estimated
Profit
€70,131
▲ 49.9%
Equity
€363,814
▲ 23.9%
Total assets
€420,747
▲ 13.5%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSize: total assets €420,747Figures for financial year 2025 (filed on 22-07-2026)Equity €363,814 (86.5% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 86.5% of total assets
Liquidity 52=
short-term debt 13.5% · cash 3.2%
Profitability 90+5
return on assets 16.7%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.3 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.8 percentage points vs 06-2026highest value 08-2026: 0.4%▼ -0.5 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.23 (1.79 in 2024), above the usual 1.5. Short-term debt is 13.5% and cash 3.2% of total assets. 13.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 45% on liquidity, 72% on profitability and 79% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €420,747
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-07-2026)
NBB · annual accounts
lowers risk · Equity €363,814 (86.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
5 days early
2023
28 days late
2022
13 days early
2021
11 days early
2020
10 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 4 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €70,131 8 years View

Recent changes

  1. · Gazette deed Registered office moved to MechelenNew registered office: Leopoldstraat 1, 2800 Mechelen
  2. · Gazette deed Reappointments: Vercammen Eric Jozef Maria (director) and VERCAMMEN Herman Hugo Medard Maria (director)
  3. · Gazette deed Incorporation
All 15 events

Key facts about Vercammen en Co

What is the company number of Vercammen en Co?
The company number of Vercammen en Co is 0428.401.587. The VAT number is the same number with BE in front: BE 0428.401.587.
Where is Vercammen en Co based?
The registered office is at Leopoldstraat 1, 2800 Mechelen.Company details
What is the legal form of Vercammen en Co?
Vercammen en Co is a private limited company (BV).
When was Vercammen en Co founded?
Vercammen en Co was founded on 17-01-1986.
Is Vercammen en Co still active?
Yes, Vercammen en Co is an active enterprise in the KBO register.
What is the turnover of Vercammen en Co?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €90,052 and 1,294 comparable companies of the same size. It probably lies between €150,000 and €480,000. It is a rough estimate.Financials
Is Vercammen en Co profitable?
In financial year 2025, Vercammen en Co made a profit of €70,131.
Where can I find the annual accounts of Vercammen en Co?
Vercammen en Co filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Vercammen en Co due?
Vercammen en Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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