VERBOSCH CONSULTING
ActiveVERBOSCH CONSULTING has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31k and a net result of €3k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 20% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▲+62
Solvency44▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.77 in 2023; short-term debt: 81.4% and cash: 13.2% of total assets), and 81.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.6%
Return on assets
1.5%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 37960 sector peers (2024).
NBB · sector comparisonPosition among 37960 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
16 d late
2022
30 d late
2021
31 d late
2020
52 d early
2019
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€31k▲ 8.7%
2023 · €29k
2018: €-43k
2019: €29k
2020: €28k
2021: €40k
2022: €39k
2023: €29k
2018 → 2024
Total assets
€170k▲ 37.7%
2023 · €123k
2018: €130k
2019: €90k
2020: €97k
2021: €100k
2022: €113k
2023: €123k
2018 → 2024
Net result
€3k
2023 · €-10k
2018: €75k
2019: €-3k
2020: €-815
2021: €12k
2022: €-2k
2023: €-10k
2018 → 2024
Working capital
€-52k▼ 145%
2023 · €-21k
2018: €-3k
2019: €22k
2020: €-7k
2021: €-11k
2022: €-14k
2023: €-21k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€28k-€40k▲ 41.5%€39k▼ 3.9%€29k▼ 25.2%€31k▲ 8.7%
Operating result€359-€16k▲ 4,371%€2k▼ 89.8%€-9k€6k
Net result€-815-€12k€-2k€-10k▼ 518%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €6k after a loss of €9k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €170k
Fixed assets
€84k▲ 66.9%
Current assets
€86k▲ 17.6%
Equity and liabilities €170k
Equity
€31k▲ 8.7%
Debt
€138k▲ 46.6%
The debt ratio rises from 76.5% to 81.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2023 · €-5k
Cash flow
€14k▲
2023 · €-5k
Solvency
18.6%▼
2023 · 23.5%
Current ratio
0.62▼
2023 · 0.77
Quick ratio
0.62▼
2023 · 0.77
Debt / equity
4.39▲
2023 · 3.26
ROE
8.0%▲
2023 · -33.7%
ROA
1.5%▲
2023 · -7.9%
Interest coverage
116.91▲
2023 · -39.28
Debt
€138k▲
2023 · €94k
Debt ≤ 1 year
€138k▲
2023 · €94k
Income taxes
€5k▲
2023 · €1k
Staff costs
€80k▲
2023 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€123k€170k▲
Fixed assets21/28€50k€84k▲
Tangible fixed assets22/27€20k€54k▲
Land and buildings22€16k€14k▼
Plant, machinery and equipment23€854€683▼
Furniture and vehicles24€3k€39k▲
Financial fixed assets28€30k€30k=
Current assets29/58€73k€86k▲
Amounts receivable within one year40/41€21k€28k▲
Trade receivables40€19k€26k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€15k€22k▲
Deferred charges and accrued income490/1€36k€36k▼
Equity and liabilities
Total equity and liabilities10/49€123k€170k▲
Equity10/15€29k€31k▲
Contributions10/11€6k€6k=
Reserves13€26k€26k=
Tax-exempt reserves132€440€440=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€-3k€-938▲
Amounts payable17/49€94k€138k▲
Amounts payable within one year42/48€94k€138k▲
Financial debts43€400€891▲
Credit institutions430/8€400€891▲
Trade debts44€16k€16k▼
Suppliers440/4€16k€16k▼
Taxes, remuneration and social security45€12k€18k▲
Taxes450/3€3k€8k▲
Remuneration and social security454/9€10k€10k▲
Other amounts payable47/48€65k€103k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Remuneration, social security and pensions62€78k€80k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€11k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€77k€100k▲
Operating profit (loss)9901€-9k€6k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€119€147▲
Recurring financial charges65€119€147▲
Profit (loss) for the period before taxes9903€-9k€7k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€-10k€3k▲
Profit (loss) for the period to be appropriated9905€-10k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-938▲
Profit (loss) brought forward from the previous period14P€6k€-3k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blauwenberg 301860 MeiseGround area
328 m²
Building footprint
112 m²
Volume, LiDAR
727 m³
Parcel 23050F0377/05G000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Blauwenberg 30, 1860 Meise
since 19982.088.314.780
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0377/05G000 | Flanders | 328 m² | 1 · 112 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676007AWXXKVDIFG710
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 34,771 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-1998
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.