VERBOMAX
ActiveThe computed 12-month bankruptcy probability of VERBOMAX is 2.5% (moderate). The 2025 annual accounts show equity of €22k and a net result of €20k. Its solvency ranks better than 22% of 27319 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency25
Growth-
Stability67
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.94), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.5%
Return on assets
18.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 27319 sector peers (2025).
NBB · sector comparisonPosition among 27319 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€22k
Total assets
€107k
Net result
€20k
Working capital
€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €107k
Fixed assets
€76k
Current assets
€32k
Equity and liabilities €107k
Equity
€22k
Debt
€85k
Debt finances 79.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€53k
Cash flow
€40k
Solvency
20.5%
Current ratio
0.94
Quick ratio
0.94
Debt / equity
3.87
ROE
88.6%
ROA
18.2%
Interest coverage
23.03
Debt
€85k
Debt ≤ 1 year
€34k
Debt > 1 year
€52k
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€107k
Fixed assets21/28€76k
Tangible fixed assets22/27€76k
Plant, machinery and equipment23€7k
Furniture and vehicles24€12k
Leasing and similar rights25€56k
Current assets29/58€32k
Amounts receivable within one year40/41€12k
Trade receivables40€5k
Other amounts receivable41€7k
Cash at bank and in hand54/58€9k
Deferred charges and accrued income490/1€11k
Equity and liabilities
Total equity and liabilities10/49€107k
Equity10/15€22k
Contributions10/11€3k
Reserves13€19k
Distributable reserves133€19k
Profit (loss) carried forward14€521
Amounts payable17/49€85k
Amounts payable after more than one year17€52k
Financial debts170/4€37k
Other amounts payable178/9€15k
Amounts payable within one year42/48€34k
Current portion of amounts payable after more than one year42€11k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€12k
Taxes450/3€8k
Remuneration and social security454/9€5k
Other amounts payable47/48€5k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k
Other operating charges640/8€4k
Gross operating margin9900€57k
Operating profit (loss)9901€33k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€30k
Income taxes67/77€11k
Profit (loss) for the period9904€20k
Profit (loss) for the period to be appropriated9905€20k
Appropriation of the result
Profit (loss) to be appropriated9906€20k
Transfer to equity691/2€19k
To other reserves6921€19k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulsdonk 102260 WesterloGround area
3,291 m²
Building footprint
149 m²
Volume, LiDAR
1,120 m³
Parcel 13052A0217/00D000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERBOMAX
since 20242.363.886.634
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13052A0217/00D000 | Flanders | 3,291 m² | 1 · 149 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A&P SOLUTION
BE 0840.140.358
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DEBAUVE
BE 0478.009.466
Fontaine-l'Evêque · Eq €22k
SONELEC
BE 0898.813.084
Walcourt · Eq €22k
GALLOY SPRL
BE 0640.916.612
Charleroi · Eq €22k
Dries Van Lint
BE 0677.857.180
Mechelen · Eq €22k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 7,341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2024
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
33140Repair and maintenance of electrical equipment
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.