VERBOLIA
ActiveSummary
VERBOLIA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €492,578 and a net result of €155,979. Equity is growing by ~46.9% per year across the filed fiscal years. Its solvency ranks better than 22% of 183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▲+30
Solvency35▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.6 against 2.65 in 2024; short-term debt: 23.2% and cash: 11.1% of total assets), but 90.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.8%
Return on assets
3.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 183 sector peers (2025).
NBB · sector comparisonPosition among 183 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
88 d early
2024
6 d late
2023
64 d late
2022
13 d early
2021
33 d early
2020
12 d late
2019
48 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (3 of the last 4 filed years within 68 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
In the rankings
#5 company by total assets in Nivelles, Telecoms and IT sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€155,979
2024 · -€428,779
Working capital
€699,609▼ 38.9%
2024 · €1.1m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€307,726▼ 68.2%€28,911€185,477▲ 542%-€380,056€83,812
Net result-€77,593below the sector's middle half€187,490within the sector's middle half€469,294above the sector's middle half▲ 150%-€428,779below the sector's middle half€155,979within the sector's middle half
Equity-€16,322below the sector's middle half€146,085within the sector's middle half€1.2mwithin the sector's middle half▲ 720%€186,599within the sector's middle half▼ 84.4%€492,578within the sector's middle half▲ 164%
Total assets€1.5mabove the sector's middle half▼ 8.4%€3.2mwithin the sector's middle half▲ 119%€4.3mwithin the sector's middle half▲ 34.2%€4.6mwithin the sector's middle half▲ 7.1%€5.0mwithin the sector's middle half▲ 9.5%
Debt€1.5m▲ 16.5%€3.1m▲ 107%€3.1m▲ 1.4%€4.4m▲ 42.6%€4.5m▲ 2.9%
Working capital€592,495above the sector's middle half▼ 42.8%€528,506within the sector's middle half▼ 10.8%€1.1mwithin the sector's middle half▲ 116%€1.1mwithin the sector's middle half▲ 0.4%€699,609within the sector's middle half▼ 38.9%
Solvency-1.1%below the sector's middle half▼ 21.6pp4.6%below the sector's middle half▲ 5.7pp27.9%within the sector's middle half▲ 23.3pp4.1%below the sector's middle half▼ 23.8pp9.8%below the sector's middle half▲ 5.7pp
Current ratio3.73within the sector's middle half▼ 5.811.70within the sector's middle half▼ 2.042.62within the sector's middle half▲ 0.922.65within the sector's middle half▲ 0.031.60within the sector's middle half▼ 1.05
Return on assets (ROA)-5.3%below the sector's middle half▼ 12.3pp5.9%within the sector's middle half▲ 11.2pp10.9%above the sector's middle half▲ 5.1pp-9.3%below the sector's middle half▼ 20.3pp3.1%within the sector's middle half▲ 12.4pp
Staff (FTE)6.5▲ 14.0%15.4within the sector's middle half▲ 137%15.6within the sector's middle half▲ 1.3%12.7within the sector's middle half▼ 18.6%17.8within the sector's middle half▲ 40.2%
above
within
below
the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2023 Net result +150% on 2022. The previous fiscal year ran 18 months, this one 12.
- 2022 Staff (FTE) +137% on 2021. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €83,812 after a loss of €380,056 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.0m
Fixed assets
€3.2m ▲ 14.7%
Current assets
€1.9m ▲ 1.6%
Equity and liabilities €5.0m
Equity
€492,578 ▲ 164%
Debt
€4.5m ▲ 2.9%
Debt's share of the balance-sheet total falls from 95.9% to 90.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.1m▲
2024 · €428,003
Cash flow
€1.1m▲
2024 · €379,280
Debt to equity
9.22▼
2024 · 23.64
ROE
31.7%▲
2024 · -229.8%
Interest coverage
13.34▲
2024 · 4.30
Debt ≤ 1 year
€1.2m▲
2024 · €693,694
Debt > 1 year
€1.9m▼
2024 · €2.0m
Income taxes
-€87,929▼
2024 · €0
Staff costs
€1.9m▲
2024 · €1.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,603 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 96% are still going.
- Small
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
1.9%
went bankrupt
1.8%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,603 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1.8m | €1.5m | €1.3m | €1.9m | ▲ 48.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €202,811 | €448,856 | €609,070 | €808,060 | €979,190 | ▲ 21.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €10,349 | €6,364 | €2,488 | €0 | ▼ 100% |
| Other operating charges640/8 | - | €4,245 | €5,163 | €353,497 | €6,270 | ▼ 98.2% |
| Gross operating margin9900 | €365,942 | €2.3m | €2.3m | €2.0m | €2.9m | ▲ 43.6% |
| Operating profit (loss)9901 | -€307,726 | €28,911 | €185,477 | -€380,056 | €83,812 | ▲ 122% |
| Financial income75/76B | - | €235,334 | €363,948 | €50,923 | €63,915 | ▲ 25.5% |
| Recurring financial income75 | €266,246 | €235,334 | €363,948 | €50,923 | €63,915 | ▲ 25.5% |
| Financial charges65/66B | - | €74,379 | €134,278 | €99,646 | €79,678 | ▼ 20.0% |
| Recurring financial charges65 | €34,926 | €74,379 | €134,278 | €99,646 | €79,678 | ▼ 20.0% |
| Profit (loss) for the period before taxes9903 | -€76,407 | €189,866 | €415,148 | -€428,779 | €68,050 | ▲ 116% |
| Income taxes67/77 | €1,186 | €2,375 | -€54,147 | €0 | -€87,929 | - |
| Profit (loss) for the period9904 | -€77,593 | €187,490 | €469,294 | -€428,779 | €155,979 | ▲ 136% |
| Profit (loss) for the period to be appropriated9905 | -€77,593 | €187,490 | €469,294 | -€428,779 | €155,979 | ▲ 136% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €3.2m | €4.3m | €4.6m | €5.0m | ▲ 9.5% |
| Fixed assets21/28 | €650,171 | €1.9m | €2.4m | €2.8m | €3.2m | ▲ 14.7% |
| Intangible fixed assets21 | €646,370 | €1.8m | €2.3m | €2.7m | €3.1m | ▲ 15.3% |
| Tangible fixed assets22/27 | - | €98,504 | €112,418 | €83,627 | €82,056 | ▼ 1.9% |
| Plant, machinery and equipment23 | - | €21,462 | €11,681 | €2,245 | €28,823 | ▲ 1,184% |
| Furniture and vehicles24 | - | €20,568 | €50,416 | €37,213 | €15,218 | ▼ 59.1% |
| Other tangible fixed assets26 | - | €56,473 | €50,321 | €44,168 | €38,016 | ▼ 13.9% |
| Financial fixed assets28 | €3,801 | €3,801 | €3,801 | €3,801 | €3,801 | = |
| Current assets29/58 | €809,313 | €1.3m | €1.8m | €1.8m | €1.9m | ▲ 1.6% |
| Amounts receivable within one year40/41 | €364,076 | €432,692 | €1.1m | €609,239 | €1.1m | ▲ 74.3% |
| Trade receivables40 | - | €379,493 | €534,397 | €384,241 | €698,586 | ▲ 81.8% |
| Other amounts receivable41 | - | €53,199 | €563,730 | €224,998 | €363,394 | ▲ 61.5% |
| Current investments50/53 | - | - | - | €550,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €444,822 | €818,129 | €716,482 | €533,297 | €558,526 | ▲ 4.7% |
| Deferred charges and accrued income490/1 | - | €36,396 | €31,605 | €145,733 | €246,808 | ▲ 69.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €3.2m | €4.3m | €4.6m | €5.0m | ▲ 9.5% |
| Equity10/15 | -€16,322 | €146,085 | €1.2m | €186,599 | €492,578 | ▲ 164% |
| Contributions10/11 | - | €206,100 | €206,100 | €206,100 | €356,100 | ▲ 72.8% |
| Profit (loss) carried forward14 | -€247,505 | -€60,015 | €409,279 | -€19,501 | €136,478 | ▲ 800% |
| Investment grants15 | - | €0 | €581,795 | €0 | - | - |
| Amounts payable17/49 | €1.5m | €3.1m | €3.1m | €4.4m | €4.5m | ▲ 2.9% |
| Amounts payable after more than one year17 | €1.0m | €1.6m | €1.6m | €2.0m | €1.9m | ▼ 8.1% |
| Financial debts170/4 | - | €1.6m | €1.6m | €2.0m | €1.9m | ▼ 8.1% |
| Other amounts payable178/9 | - | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €216,818 | €758,711 | €705,923 | €693,694 | €1.2m | ▲ 68.3% |
| Current portion of amounts payable after more than one year42 | - | €470,340 | €344,645 | €466,635 | €666,032 | ▲ 42.7% |
| Trade debts44 | €56,546 | €156,300 | €235,475 | €88,459 | €295,403 | ▲ 234% |
| Suppliers440/4 | - | €156,300 | €235,475 | €88,459 | €295,403 | ▲ 234% |
| Taxes, remuneration and social security45 | - | €132,071 | €125,802 | €138,600 | €206,270 | ▲ 48.8% |
| Taxes450/3 | - | €4,035 | €5,780 | €0 | €0 | - |
| Remuneration and social security454/9 | - | €128,035 | €120,022 | €138,600 | €206,269 | ▲ 48.8% |
| Other amounts payable47/48 | - | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €713,599 | €798,626 | €1.7m | €1.5m | ▼ 10.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€77,593 | €187,490 | €469,294 | -€428,779 | €155,979 | ▲ 136% |
| + Depreciation and write-downs630 | €202,811 | €448,856 | €609,070 | €808,060 | €979,190 | ▲ 21.2% |
| Operating cash flow (approximation) | €125,218 | €636,346 | €1.1m | €379,280 | €1.1m | ▲ 199% |
| Investment in fixed assets (approximation) | - | -€1.7m | -€1.1m | -€1.1m | -€1.4m | ▼ 23.4% |
| Change in cash | - | €373,308 | -€101,648 | -€183,184 | €25,229 | ▲ 114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
State Gazette act
Registered officeRegistered-office move · Power of attorney6 facts ▸
State Gazette act
Registered office
Registered-office move · Power of attorney6 facts ▸
- Registered-office move, Rue de l'Industrie 22A, boîte 31, à 1400 Nivelles
- Board meeting, 30-07-2026
- Power of attorney, Adrien Lanotte
- Power of attorney, Guillaume Sauvage
- Power of attorney, Elise Hamesse
- Power of attorney, Ferdinand de Lhoneux
10-06
State Gazette act
Statutes amendment · MiscellaneousAuditor report · Declaration · Capital contribution12 facts ▸
State Gazette act
Statutes amendment · Miscellaneous
Auditor report · Declaration · Capital contribution12 facts ▸
- General meeting, 05-06-2026
- Other statement, unanimité, dispense de lecture des rapports
- Auditor report, 70000, EUR
- Declaration, actionnaires, réception des rapports
- Capital contribution, €70.000
- Share issue, 115839, 1900
- Statutes amendment, 5 alinéa 1
- Power of attorney, Adrien Lanotte
- Power of attorney, Ferdinand de Lhoneux
- Power of attorney
- Power of attorney, Dimitri CLEENEWERCK de CRAYENCOUR
- Other statement, dépôt avant enregistrement, expéditions et extraits déposés avant enregistrement dans l'unique but du dépôt au Greffe du Tribunal de l'Entreprise
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €155,979
Net result €155,979 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €492,578 ▲164%
Equity rises from €186,599 to €492,578.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 6 days late
2024
31-12
Financial
Weakest financial yearnet -€428,779
Net result drops to -€428,779, the lowest in the series; recovery starts the following year.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 64 days late
2023
31-12
Financial
Highest result since 2019net €469,294 ▲150%
Operating result €185,477, net result €469,294, both a record.
31-12
Financial
Equity above €1mEq €1.2m ▲720%
2 profitable years in a row build equity to €1.2m.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €187,490
Net result €187,490 after one loss-making year.
Show earlier events
31-12
Financial
Equity above €100,000Eq €146,085
Equity rises from -€16,322 to €146,085.
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
12-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
30-06
Financial
Back to profitnet €111,012
Net result €111,012 after one loss-making year.
30-06
Financial
Equity above €200,000Eq €326,271
Equity rises from -€262,325 to €326,271.
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 2 have been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2018
Ground area
6,919 m²
Building footprint
1,869 m²
Volume, LiDAR
6,498 m³
2 parcels, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
VERBOLIA
since 20182.277.677.289
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25099D0028/00K003 | Wallonia | 4,637 m² | 1 · 929 m² | - |
| 55025B0250/00L000 | Wallonia | 2,282 m² | 1 · 940 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
No current directors or connected companies found in the register.
Capital and shareholders
Shareholders according to the acts
Contribution
act of 10-06-2026 ↗
- WAPI 2020 (BE 0672.421.123) 70,000 EUR · “créance détenue sur la société”
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Identification & contact
Identification
Legal formPrivate limited company
Founded22-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
63910Web portal activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0698736233
Also
9925:BE0698736233
Registered
25-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.