Verbist Techni-solution
ActiveSummary
The computed 12-month bankruptcy probability of Verbist Techni-solution is 1.9% (moderate). The 2025 annual accounts show equity of €366k and a net result of €253k. Equity is growing by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 27965 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+23
Solvency61▲+20
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.06 in 2024; short-term debt: 32.6% and cash: 28.8% of total assets), but 64.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.5%
Return on assets
24.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
9 d early
2023
5 d early
2022
4 d early
2021
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€366k▲ 223%
2024 · €113k
Total assets
€1.03M▲ 45.5%
2024 · €708k
Net result
€253k▲ 485%
2024 · €43k
Working capital
€220k▲ 1,613%
2024 · €13k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€56k-€8k▼ 85.6%€19k▲ 135%€51k▲ 171%€358k▲ 600%
Net result€44k-€7k▼ 83.5%€14k▲ 92.3%€43k▲ 210%€253k▲ 485%
Equity€49k-€56k▲ 14.8%€70k▲ 24.8%€113k▲ 61.6%€366k▲ 223%
Total assets€126k-€218k▲ 73.2%€232k▲ 6.2%€708k▲ 206%€1.03M▲ 45.5%
Debt€77k-€162k▲ 110%€161k▼ 0.2%€595k▲ 269%€665k▲ 11.7%
Working capital€28k-€30k▲ 5.7%€17k▼ 43.6%€13k▼ 23.2%€220k▲ 1,613%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 600% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€475k ▲ 2.6%
Current assets
€556k ▲ 126%
Equity and liabilities €1.03M
Equity
€366k ▲ 223%
Debt
€665k ▲ 11.7%
Debt's share of the balance-sheet total falls from 84.0% to 64.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€460k▲
2024 · €119k
Cash flow
€354k▲
2024 · €111k
Current ratio
1.65▲
2024 · 1.06
Quick ratio
1.49▲
2024 · 0.84
Debt to equity
1.81▼
2024 · 5.25
ROE
69.0%▲
2024 · 38.1%
ROA
24.5%▲
2024 · 6.1%
Interest coverage
27.70▲
2024 · 20.71
Debt ≤ 1 year
€336k▲
2024 · €233k
Debt > 1 year
€328k▼
2024 · €362k
Income taxes
€89k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €15k | €27k | €68k | €102k | ▲ 48.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €2k | €2k | - | - | - |
| Other operating charges640/8 | €1k | €1k | €778 | €1k | €2k | ▲ 87.3% |
| Gross operating margin9900 | €66k | €26k | €49k | €121k | €462k | ▲ 283% |
| Operating profit (loss)9901 | €56k | €8k | €19k | €51k | €358k | ▲ 600% |
| Financial income75/76B | €0 | €536 | €0 | €499 | €7 | ▼ 98.5% |
| Recurring financial income75 | €0 | €536 | €0 | €499 | €7 | ▼ 98.5% |
| Financial charges65/66B | €895 | €1k | €2k | €6k | €17k | ▲ 188% |
| Recurring financial charges65 | €895 | €1k | €2k | €6k | €17k | ▲ 188% |
| Profit (loss) for the period before taxes9903 | €55k | €7k | €16k | €46k | €342k | ▲ 644% |
| Income taxes67/77 | €11k | - | €2k | €3k | €89k | ▲ 3,151% |
| Profit (loss) for the period9904 | €44k | €7k | €14k | €43k | €253k | ▲ 485% |
| Profit (loss) for the period to be appropriated9905 | €44k | €7k | €14k | €43k | €253k | ▲ 485% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €126k | €218k | €232k | €708k | €1.03M | ▲ 45.5% |
| Fixed assets21/28 | €35k | €71k | €79k | €463k | €475k | ▲ 2.6% |
| Tangible fixed assets22/27 | €35k | €71k | €79k | €462k | €474k | ▲ 2.6% |
| Plant, machinery and equipment23 | €9k | €16k | €24k | €61k | €73k | ▲ 19.0% |
| Furniture and vehicles24 | €16k | €9k | €4k | €360k | €344k | ▼ 4.4% |
| Leasing and similar rights25 | €11k | €46k | €32k | €24k | €16k | ▼ 34.8% |
| Other tangible fixed assets26 | - | - | €19k | €17k | €42k | ▲ 144% |
| Financial fixed assets28 | - | - | - | €135 | €135 | = |
| Current assets29/58 | €90k | €147k | €153k | €246k | €556k | ▲ 126% |
| Stocks and contracts in progress3 | €4k | €58k | €51k | €50k | €56k | ▲ 13.2% |
| Stocks30/36 | €4k | €58k | €51k | €50k | €56k | ▲ 13.2% |
| Amounts receivable within one year40/41 | €59k | €76k | €65k | €170k | €203k | ▲ 19.9% |
| Trade receivables40 | €54k | €65k | €63k | €165k | €158k | ▼ 4.4% |
| Other amounts receivable41 | €5k | €11k | €2k | €4k | €45k | ▲ 923% |
| Cash at bank and in hand54/58 | €25k | €12k | €36k | €26k | €297k | ▲ 1,021% |
| Deferred charges and accrued income490/1 | €3k | - | €426 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €126k | €218k | €232k | €708k | €1.03M | ▲ 45.5% |
| Equity10/15 | €49k | €56k | €70k | €113k | €366k | ▲ 223% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €44k | €51k | €65k | €108k | €361k | ▲ 233% |
| Amounts payable17/49 | €77k | €162k | €161k | €595k | €665k | ▲ 11.7% |
| Amounts payable after more than one year17 | €11k | €45k | €25k | €362k | €328k | ▼ 9.3% |
| Financial debts170/4 | €11k | €45k | €25k | €362k | €328k | ▼ 9.3% |
| Amounts payable within one year42/48 | €62k | €117k | €136k | €233k | €336k | ▲ 44.5% |
| Current portion of amounts payable after more than one year42 | €14k | €8k | €11k | €59k | €69k | ▲ 17.6% |
| Trade debts44 | €8k | €10k | €2k | €24k | €29k | ▲ 19.4% |
| Suppliers440/4 | €8k | €10k | €2k | €24k | €29k | ▲ 19.4% |
| Taxes, remuneration and social security45 | €11k | €11k | €4k | €3k | €89k | ▲ 2,923% |
| Taxes450/3 | €11k | €11k | €4k | €3k | €89k | ▲ 2,923% |
| Other amounts payable47/48 | €29k | €88k | €119k | €147k | €150k | ▲ 1.7% |
| Accrued charges and deferred income492/3 | €3k | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44k | €7k | €14k | €43k | €253k | ▲ 485% |
| + Depreciation and write-downs630 | €9k | €15k | €27k | €68k | €102k | ▲ 48.8% |
| Operating cash flow (approximation) | €53k | €23k | €41k | €111k | €354k | ▲ 218% |
| Investment in fixed assets (approximation) | - | €-51k | €-35k | €-452k | €-114k | ▲ 74.9% |
| Change in cash | - | €-13k | €24k | €-9k | €270k | ▲ 3,047% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €253k ▲485%
Operating result €358k, net result €253k, both a record.
31-12
Financial
Equity above €200kEq €366k ▲223%
5 profitable years in a row build equity to €366k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €113k ▲61.6%
4 profitable years in a row build equity to €113k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €7k ▼83.5%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estinnes · 1 establishment unit since 2020
Ground area
1,825 m²
Building footprint
163 m²
Volume, LiDAR
1,189 m³
2 parcels, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Verbist Techni-solution
since 20202.304.148.292
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53072B0469/00N000 | Wallonia | 1,559 m² | 1 · 163 m² | 9.0 m · 3 fl. |
| 56066C0055/00K000 | Wallonia | 266 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,414. 5,092 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
82990Other business support services
85510Sports and recreation education
85599Other education
Contact
E-mail
marc.verbist@hotmail.com
Phone
+32498790978
Phone
0498790978Frameries
Scores and ratios are computed by Checked and are not a credit decision.