VERBIS
ActiveSummary
VERBIS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-8k) and a net result of €-25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-71
Solvency3▼-44
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.0 against 1.04 in 2024; short-term debt: 59.1% and cash: 0.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-22.4%
Return on assets
-72%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
8 d early
2023
14 d late
2022
28 d late
2021
3 d early
2020
19 d late
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-8k
2024 · €18k
2018: €21k
2019: €5k
2020: €-2k
2021: €-7k
2022: €21k
2023: €16k
2024: €18k
2018 → 2025
Total assets
€35k▼ 55.3%
2024 · €79k
2018: €61k
2019: €40k
2020: €26k
2021: €21k
2022: €67k
2023: €103k
2024: €79k
2018 → 2025
Net result
€-25k
2024 · €1k
2018: €-6k
2019: €-16k
2020: €-7k
2021: €-5k
2022: €28k
2023: €15k
2024: €1k
2018 → 2025
Working capital
€-21k
2024 · €1k
2018: €21k
2019: €7k
2020: €-26k
2021: €-27k
2022: €15k
2023: €-5k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€21k€16k▼ 21.8%€18k▲ 6.9%€-8k
Operating result€-4k-€28k€16k▼ 44.5%€4k▼ 71.9%€-24k
Net result€-5k-€28k€15k▼ 46.4%€1k▼ 92.4%€-25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €24k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€35k ▼ 28.3%
Current assets
€50 ▼ 99.8%
Key figures and ratios
EBITDA
€-10k▼
2024 · €19k
Cash flow
€-12k▼
2024 · €16k
Solvency
-22.4%▼
2024 · 22.2%
Current ratio
0.00▼
2024 · 1.04
Debt to equity
-5.46▼
2024 · 3.51
ROA
-72.0%▼
2024 · 1.4%
Interest coverage
-5.47▼
2024 · 8.51
Debt
€43k▼
2024 · €62k
Debt ≤ 1 year
€21k▼
2024 · €29k
Debt > 1 year
€22k▼
2024 · €33k
Income taxes
€200▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€79k€35k▼
Fixed assets21/28€49k€35k▼
Tangible fixed assets22/27€49k€35k▼
Furniture and vehicles24€49k€35k▼
Current assets29/58€30k€50▼
Amounts receivable within one year40/41€75€1▼
Other amounts receivable41€75€1▼
Cash at bank and in hand54/58€30k€49▼
Equity and liabilities
Total equity and liabilities10/49€79k€35k▼
Equity10/15€18k€-8k▼
Contributions10/11€6k€6k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-296€-26k▼
Amounts payable17/49€62k€43k▼
Amounts payable after more than one year17€33k€22k▼
Financial debts170/4€33k€22k▼
Amounts payable within one year42/48€29k€21k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€3k€811▼
Suppliers440/4€3k€811▼
Taxes, remuneration and social security45€15k€3k▼
Taxes450/3€15k€3k▼
Other amounts payable47/48€526-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€6k€4k▼
Gross operating margin9900€25k€-5k▼
Operating profit (loss)9901€4k€-24k▼
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€2k€-25k▼
Income taxes67/77€1k€200▼
Profit (loss) for the period9904€1k€-25k▼
Profit (loss) for the period to be appropriated9905€1k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-296€-26k▼
Profit (loss) brought forward from the previous period14P€-1k€-296▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
23-03
State Gazette act
General meeting · Director discharge
Director resignation · Registered-office move
2025
31-12
Financial
Weakest financial yearnet €-25k ▼2339%
Net result drops to €-25k, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €28k
Net result €28k after 4 loss-making years.
31-12
Financial
Liquidity times 32current ratio 1.33
Current ratio from 0.04 to 1.33.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Modave · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Boutay 44577 ModaveGround area
770 m²
Building footprint
160 m²
Volume, LiDAR
1,036 m³
Parcel 61058B0278/00G000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERBIS
since 20082.169.174.079
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61058B0278/00G000 | Wallonia | 770 m² | 1 · 160 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HELIX PROJECTS
BE 0748.467.737
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WEAAL
BE 0875.311.073
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N&D Trans
BE 0747.670.159
Anderlecht · Eq €17,551
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 29,150 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
94120Activities of professional membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476/917 561