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Verbio

Active
Private limited companyfounded 2025incorporated this yearPannenhuisstraat 296, 2500 Lier, BelgiumKBO/BCE: BE 1028.286.904
Summary

Verbio is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €43,820 and a net result of €40,820. Its solvency ranks better than 69% of 3489 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency94
Growth-
Track record50
Credit verdict
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 3.13; short-term debt: 30.9% and cash: 66% of total assets), and 30.9% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
77 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 September 2025, Verbio was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€43,820
Total assets
€63,446
Net result
€40,820
Working capital
€41,818

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €63,446
Fixed assets €2,001
Current assets €61,444
Equity and liabilities €63,446
Equity €43,820
Debt €19,626
Debt finances 30.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€51,287
Cash flow
€40,884
Current ratio
3.13
Debt to equity
0.45
ROE
93.2%
ROA
64.3%
Interest coverage
587.88
Debt ≤ 1 year
€19,626
Income taxes
€10,316
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€63,446
Fixed assets21/28€2,001
Tangible fixed assets22/27€2,001
Other tangible fixed assets26€2,001
Current assets29/58€61,444
Amounts receivable within one year40/41€19,557
Trade receivables40€19,557
Cash at bank and in hand54/58€41,887
Equity and liabilities
Total equity and liabilities10/49€63,446
Equity10/15€43,820
Contributions10/11€3,000
Profit (loss) carried forward14€40,820
Amounts payable17/49€19,626
Amounts payable within one year42/48€19,626
Trade debts44€802
Suppliers440/4€802
Taxes, remuneration and social security45€15,725
Taxes450/3€15,725
Other amounts payable47/48€3,099
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65
Other operating charges640/8€564
Gross operating margin9900€51,851
Operating profit (loss)9901€51,222
Financial charges65/66B€87
Recurring financial charges65€87
Profit (loss) for the period before taxes9903€51,135
Income taxes67/77€10,316
Profit (loss) for the period9904€40,820
Profit (loss) for the period to be appropriated9905€40,820
Appropriation of the result
Profit (loss) to be appropriated9906€40,820

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65
Other operating charges640/8€564
Gross operating margin9900€51,851
Operating profit (loss)9901€51,222
Financial charges65/66B€87
Recurring financial charges65€87
Profit (loss) for the period before taxes9903€51,135
Income taxes67/77€10,316
Profit (loss) for the period9904€40,820
Profit (loss) for the period to be appropriated9905€40,820
Line2025
Assets
Total assets20/58€63,446
Fixed assets21/28€2,001
Tangible fixed assets22/27€2,001
Other tangible fixed assets26€2,001
Current assets29/58€61,444
Amounts receivable within one year40/41€19,557
Trade receivables40€19,557
Cash at bank and in hand54/58€41,887
Equity and liabilities
Total equity and liabilities10/49€63,446
Equity10/15€43,820
Contributions10/11€3,000
Profit (loss) carried forward14€40,820
Amounts payable17/49€19,626
Amounts payable within one year42/48€19,626
Trade debts44€802
Suppliers440/4€802
Taxes, remuneration and social security45€15,725
Taxes450/3€15,725
Other amounts payable47/48€3,099
Line2025
Profit (loss) for the period9904€40,820
+ Depreciation and write-downs630€65
Operating cash flow (approximation)€40,884

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
15-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
660 m²
Building footprint
112 m²
Volume, LiDAR
508 m³
Parcel 12392A0640/00K000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Verbio
Pannenhuisstraat 296, 2500 LierBusiness and other management consultancy
since 20252.378.933.611
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12392A0640/00K000 Flanders 660 m² 1 · 112 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,528 companies in sector 74301 we hold annual accounts for 720. 609 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-09-2025
Fiscal year end31-12
Activities, NACEBEL 2025
74301Translation services
74302Other professional, scientific and technical activities

Scores and ratios are computed by Checked and are not a credit decision.