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VERBINNEN

Active
Private limited companyfounded 199234 yrs activeZonnebloemstraat 9, 2250 Olen, BelgiumKBO/BCE: BE 0446.999.556

VERBINNEN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €-8k. Equity is shrinking by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
61 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-66
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 16.5 against 96.26 in 2024; short-term debt: 6.1% and cash: 3.1% of total assets), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 34 years 0 40 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
on the day
2023
7 d early
2022
24 d early
2021
3 d early
2020
8 d early
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€71k▼ 10.6%
2024 · €80k
2018: €224k 2019: €101k 2020: €78k 2021: €85k 2022: €80k 2023: €78k 2024: €80k
2018 → 2025
Total assets
€76k▼ 5.9%
2024 · €81k
2018: €234k 2019: €182k 2020: €123k 2021: €95k 2022: €91k 2023: €85k 2024: €81k
2018 → 2025
Net result
€-8k
2024 · €2k
2018: €-83k 2019: €-57k 2020: €-23k 2021: €8k 2022: €-5k 2023: €-2k 2024: €2k
2018 → 2025
Working capital
€71k▼ 10.4%
2024 · €80k
2018: €110k 2019: €50k 2020: €43k 2021: €69k 2022: €77k 2023: €77k 2024: €80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€85k-€80k▼ 6.3%€78k▼ 2.5%€80k▲ 2.0%€71k▼ 10.6%
Operating result€18k-€-5k€-2k▲ 63.0%€2k€-8k
Net result€8k-€-5k€-2k▲ 62.8%€2k€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €18k€18kNet result 2021: €8k€8kOperating result 2022: €-5k€-5kNet result 2022: €-5k€-5kOperating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €2k€2kNet result 2024: €2k€2kOperating result 2025: €-8k€-8kNet result 2025: €-8k€-8k20212022202320242025
The operating result turns negative in 2025: a loss of €8k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €76k
Equity €71k▼ 10.6%
Debt €5k▲ 451%
The debt ratio rises from 1.0% to 6.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-8k
2024 · €2k
Cash flow
€-8k
2024 · €2k
Solvency
93.9%
2024 · 99.0%
Current ratio
16.50
2024 · 96.26
Quick ratio
16.50
2024 · 96.26
Debt / equity
0.06
2024 · 0.01
ROE
-11.9%
2024 · 2.0%
ROA
-11.2%
2024 · 1.9%
Interest coverage
-220.76
2024 · 55.10
Debt
€5k
2024 · €835
Debt ≤ 1 year
€5k
2024 · €835
Income taxes
€132
2024 · €122
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€81k€76k
Fixed assets21/28€191€0
Tangible fixed assets22/27€191€0
Plant, machinery and equipment23€0-
Furniture and vehicles24€191€0
Current assets29/58€80k€76k
Amounts receivable after more than one year29€67k€67k=
Other amounts receivable291€67k€67k=
Amounts receivable within one year40/41€11k€6k
Trade receivables40€752€808
Other amounts receivable41€10k€5k
Current investments50/53€1k€0
Cash at bank and in hand54/58€1k€2k
Deferred charges and accrued income490/1€882€426
Equity and liabilities
Total equity and liabilities10/49€81k€76k
Equity10/15€80k€71k
Contributions10/11€19k€19k=
Reserves13€61k€53k
Tax-exempt reserves132€25k€25k=
Distributable reserves133€36k€28k
Profit (loss) carried forward14€146-
Amounts payable17/49€835€5k
Amounts payable within one year42/48€835€5k
Trade debts44€269€2k
Suppliers440/4€269€2k
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€566€1k
Taxes450/3€566€1k
Other amounts payable47/48-€1k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€569€191
Other operating charges640/8€569€585
Gross operating margin9900€3k€-8k
Operating profit (loss)9901€2k€-8k
Financial income75/76B€146€0
Recurring financial income75€146€0
Financial charges65/66B€39€37
Recurring financial charges65€39€37
Profit (loss) for the period before taxes9903€2k€-8k
Income taxes67/77€122€132
Profit (loss) for the period9904€2k€-8k
Profit (loss) for the period to be appropriated9905€2k€-8k
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-8k
Transfer from equity791/2€0€8k
Transfer to equity691/2€1k€0
To other reserves6921€1k€0

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-12
Financial Liquidity times 8current ratio 96.26
Current ratio from 12.56 to 96.26; short-term debt falls from €7k to €835.
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €8k
Net result €8k after 3 loss-making years.
31-12
Financial Liquidity quadruplescurrent ratio 7.98
Current ratio from 1.95 to 7.98; short-term debt falls from €45k to €10k.
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
26-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 1992
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zonnebloemstraat 92250 Olen
Ground area
1,467 m²
Building footprint
182 m²
Volume, LiDAR
1,285 m³
Parcel 13029D0237/00S000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE KIPPENBOER
Zonnebloemstraat 9, 2250 OlenAir transport
since 19922.057.096.024
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13029D0237/00S000 Flanders 1,467 m² 1 · 182 m² 11.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,206 companies in sector 81300 we hold annual accounts for 4,359. 3,641 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-03-1992
Fiscal year end31-12
Activities, NACEBEL
52113
81300Landscape service activities
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:dekippenboer@scarlet.be
Establishment Olen 2.057.096.024