VERBICON
ActiveSummary
VERBICON has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €-2k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▼-39
Solvency90▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 4.57 in 2024; short-term debt: 24.4% and cash: 39.7% of total assets), and 34.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.1%
Return on assets
-2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
20 d late
2022
32 d late
2021
33 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▼ 3.3%
2024 · €65k
2018: €2klowest in 8 years
2019: €29k▲ +1600% vs 2018
2020: €34k▲ +15.8% vs 2019
2021: €41k▲ +19.8% vs 2020
2022: €43k▲ +5.9% vs 2021
2023: €54k▲ +25.2% vs 2022
2024: €65k▲ +20.7% vs 2023highest in 8 years
2025: €63k▼ -3.3% vs 2024
2018 → 2025
Total assets
€96k▼ 0.1%
2024 · €97k
2018: €43klowest in 8 years
2019: €75k▲ +73.5% vs 2018
2020: €186k▲ +147% vs 2019highest in 8 years
2021: €96k▼ -48.3% vs 2020
2022: €97k▲ +0.6% vs 2021
2023: €87k▼ -10.1% vs 2022
2024: €97k▲ +10.9% vs 2023
2025: €96k▼ -0.1% vs 2024
2018 → 2025
Net result
€-2k
2024 · €11k
2018: €2k
2019: €28k▲ +1599% vs 2018highest in 8 years
2020: €5k▼ -83.2% vs 2019
2021: €7k▲ +44.8% vs 2020
2022: €2k▼ -64.5% vs 2021
2023: €11k▲ +354% vs 2022
2024: €11k▲ +2.1% vs 2023
2025: €-2k▼ -119% vs 2024lowest in 8 years
2018 → 2025
Working capital
€51k▼ 5.3%
2024 · €54k
2018: €645lowest in 8 years
2019: €28k▲ +4232% vs 2018
2020: €32k▲ +15.9% vs 2019
2021: €39k▲ +21.9% vs 2020
2022: €32k▼ -18.9% vs 2021
2023: €40k▲ +24.0% vs 2022
2024: €54k▲ +36.0% vs 2023highest in 8 years
2025: €51k▼ -5.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€43k▲ 5.9%€54k▲ 25.2%€65k▲ 20.7%€63k▼ 3.3%
2021: €41klowest in 5 years
2022: €43k▲ +5.9% vs 2021
2023: €54k▲ +25.2% vs 2022
2024: €65k▲ +20.7% vs 2023highest in 5 years
2025: €63k▼ -3.3% vs 2024
Operating result€13k-€12k▼ 1.3%€20k▲ 63.3%€20k▼ 2.5%€1k▼ 94.1%
2021: €13k
2022: €12k▼ -1.3% vs 2021
2023: €20k▲ +63.3% vs 2022highest in 5 years
2024: €20k▼ -2.5% vs 2023
2025: €1k▼ -94.1% vs 2024lowest in 5 years
Net result€7k-€2k▼ 64.5%€11k▲ 354%€11k▲ 2.1%€-2k
2021: €7k
2022: €2k▼ -64.5% vs 2021
2023: €11k▲ +354% vs 2022
2024: €11k▲ +2.1% vs 2023highest in 5 years
2025: €-2k▼ -119% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 94% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€22k ▼ 20.7%
Current assets
€75k ▲ 8.1%
Equity and liabilities €96k
Equity
€63k ▼ 3.3%
Debt
€34k ▲ 6.4%
Debt's share of the balance-sheet total rises from 32.7% to 34.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €22k
Cash flow
€4k▼
2024 · €13k
Current ratio
3.17▼
2024 · 4.57
Debt to equity
0.54▲
2024 · 0.49
ROE
-3.4%▼
2024 · 17.0%
ROA
-2.2%▼
2024 · 11.4%
Interest coverage
3.40▼
2024 · 8.10
Debt ≤ 1 year
€24k▲
2024 · €15k
Debt > 1 year
€10k▼
2024 · €16k
Income taxes
€1k▼
2024 · €6k
Staff costs
€62k▼
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€97k€96k▼
Fixed assets21/28€27k€22k▼
Tangible fixed assets22/27€26k€21k▼
Furniture and vehicles24€26k€21k▼
Financial fixed assets28€1k€1k=
Current assets29/58€69k€75k▲
Amounts receivable within one year40/41€9k€36k▲
Trade receivables40€6k€29k▲
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€60k€38k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€97k€96k▼
Equity10/15€65k€63k▼
Contributions10/11€505€505=
Profit (loss) carried forward14€64k€62k▼
Amounts payable17/49€32k€34k▲
Amounts payable after more than one year17€16k€10k▼
Financial debts170/4€16k€10k▼
Amounts payable within one year42/48€15k€24k▲
Current portion of amounts payable after more than one year42€6k€6k=
Trade debts44€369€785▲
Suppliers440/4€369€785▲
Taxes, remuneration and social security45€8k€16k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€5k€13k▲
Income statement
Code20242025
Remuneration, social security and pensions62€65k€62k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€1k€867▼
Non-recurring operating charges66A€7k€0▼
Gross operating margin9900€96k€70k▼
Operating profit (loss)9901€20k€1k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€17k€-843▼
Income taxes67/77€6k€1k▼
Profit (loss) for the period9904€11k€-2k▼
Profit (loss) for the period to be appropriated9905€11k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€62k▼
Profit (loss) brought forward from the previous period14P€53k€64k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €104k | €70k | €69k | €65k | €62k | ▼ 4.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2k | €2k | €2k | €6k | ▲ 190% |
| Other operating charges640/8 | €259 | €2k | €1k | €1k | €867 | ▼ 34.4% |
| Non-recurring operating charges66A | - | - | - | €7k | €0 | ▼ 100% |
| Gross operating margin9900 | €117k | €86k | €93k | €96k | €70k | ▼ 27.1% |
| Operating profit (loss)9901 | €13k | €12k | €20k | €20k | €1k | ▼ 94.1% |
| Financial income75/76B | €196 | €139 | €248 | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €196 | €139 | €248 | €0 | €0 | ▼ 100% |
| Financial charges65/66B | €2k | €2k | €4k | €3k | €2k | ▼ 25.1% |
| Recurring financial charges65 | €2k | €2k | €4k | €3k | €2k | ▼ 25.1% |
| Profit (loss) for the period before taxes9903 | €10k | €11k | €17k | €17k | €-843 | ▼ 105% |
| Income taxes67/77 | €4k | €8k | €6k | €6k | €1k | ▼ 79.0% |
| Profit (loss) for the period9904 | €7k | €2k | €11k | €11k | €-2k | ▼ 119% |
| Profit (loss) for the period to be appropriated9905 | €7k | €2k | €11k | €11k | €-2k | ▼ 119% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96k | €97k | €87k | €97k | €96k | ▼ 0.1% |
| Fixed assets21/28 | €1k | €17k | €14k | €27k | €22k | ▼ 20.7% |
| Tangible fixed assets22/27 | - | €15k | €13k | €26k | €21k | ▼ 21.6% |
| Furniture and vehicles24 | - | €15k | €13k | €26k | €21k | ▼ 21.6% |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | €1k | = |
| Current assets29/58 | €95k | €80k | €73k | €69k | €75k | ▲ 8.1% |
| Amounts receivable within one year40/41 | €68k | €53k | €23k | €9k | €36k | ▲ 289% |
| Trade receivables40 | €67k | €53k | €22k | €6k | €29k | ▲ 402% |
| Other amounts receivable41 | €1k | €195 | €266 | €4k | €7k | ▲ 106% |
| Cash at bank and in hand54/58 | €26k | €27k | €50k | €60k | €38k | ▼ 35.9% |
| Deferred charges and accrued income490/1 | €304 | €687 | €614 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96k | €97k | €87k | €97k | €96k | ▼ 0.1% |
| Equity10/15 | €41k | €43k | €54k | €65k | €63k | ▼ 3.3% |
| Contributions10/11 | €505 | €505 | €505 | €505 | €505 | = |
| Profit (loss) carried forward14 | €40k | €42k | €53k | €64k | €62k | ▼ 3.3% |
| Amounts payable17/49 | €56k | €54k | €33k | €32k | €34k | ▲ 6.4% |
| Amounts payable after more than one year17 | - | €6k | €0 | €16k | €10k | ▼ 38.8% |
| Financial debts170/4 | - | €6k | €0 | €16k | €10k | ▼ 38.8% |
| Amounts payable within one year42/48 | €56k | €48k | €33k | €15k | €24k | ▲ 55.8% |
| Current portion of amounts payable after more than one year42 | - | €8k | €6k | €6k | €6k | = |
| Trade debts44 | €34k | €27k | €991 | €369 | €785 | ▲ 113% |
| Suppliers440/4 | €34k | €27k | €991 | €369 | €785 | ▲ 113% |
| Taxes, remuneration and social security45 | €21k | €13k | €27k | €8k | €16k | ▲ 96.0% |
| Taxes450/3 | €14k | €11k | €13k | €3k | €4k | ▲ 26.5% |
| Remuneration and social security454/9 | €8k | €2k | €14k | €5k | €13k | ▲ 134% |
| Other amounts payable47/48 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €2k | €11k | €11k | €-2k | ▼ 119% |
| + Depreciation and write-downs630 | - | €2k | €2k | €2k | €6k | ▲ 190% |
| Operating cash flow (approximation) | €7k | €4k | €13k | €13k | €4k | ▼ 72.7% |
| Investment in fixed assets (approximation) | - | €-17k | €0 | €-15k | €0 | ▲ 100% |
| Change in cash | - | €324 | €23k | €10k | €-21k | ▼ 315% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 4.57
Current ratio from 2.19 to 4.57; short-term debt falls from €33k to €15k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €28k ▲1,599%
Operating result €37k, net result €28k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Ground area
261 m²
Building footprint
261 m²
Volume, LiDAR
4,112 m³
Parcel 11811L3838/00N000, Flanders · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
237
companies at this address
See who is registered here
1 establishment unit
InterDiamant
since 20172.264.334.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3838/00N000 | Flanders | 261 m² | 1 · 261 m² | 22.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,804 companies in sector 46831 we hold annual accounts for 1,397. 684 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
46649Wholesale of other machinery and equipment
46831Wholesale of construction materials, general range
46839Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.