Verbeto
ActiveSummary
Verbeto has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €22k and a net result of €17k. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2026
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability84
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.53; short-term debt: 25.4% and cash: 23.9% of total assets), but 84.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
15.4%
Return on assets
11.8%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 31-08-2026, 153 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2026
153 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2026, abbreviated schema
Equity
€22k
Total assets
€141k
Net result
€17k
Working capital
€19k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €141k
Fixed assets
€87k
Current assets
€55k
Equity and liabilities €141k
Equity
€22k
Debt
€119k
Debt finances 84.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€31k
Cash flow
€26k
Current ratio
1.53
Debt to equity
5.50
ROE
77.0%
ROA
11.8%
Interest coverage
82.90
Debt ≤ 1 year
€36k
Debt > 1 year
€34k
Income taxes
€4k
Filed annual accounts As filed with the NBB · 2026 · 38 lines
Balance sheet
Code2026
Assets
Total assets20/58€141k
Fixed assets21/28€87k
Tangible fixed assets22/27€87k
Plant, machinery and equipment23€5k
Furniture and vehicles24€82k
Current assets29/58€55k
Amounts receivable within one year40/41€21k
Trade receivables40€19k
Other amounts receivable41€2k
Cash at bank and in hand54/58€34k
Equity and liabilities
Total equity and liabilities10/49€141k
Equity10/15€22k
Contributions10/11€5k
Profit (loss) carried forward14€17k
Amounts payable17/49€119k
Amounts payable after more than one year17€34k
Financial debts170/4€34k
Amounts payable within one year42/48€36k
Current portion of amounts payable after more than one year42€14k
Trade debts44€10k
Suppliers440/4€10k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€7k
Accrued charges and deferred income492/3€50k
Income statement
Code2026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€681
Gross operating margin9900€32k
Operating profit (loss)9901€21k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€377
Recurring financial charges65€377
Profit (loss) for the period before taxes9903€21k
Income taxes67/77€4k
Profit (loss) for the period9904€17k
Profit (loss) for the period to be appropriated9905€17k
Appropriation of the result
Profit (loss) to be appropriated9906€17k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gieshoek 32440 GeelGround area
3,680 m²
Building footprint
480 m²
Volume, LiDAR
2,675 m³
Parcel 13375M0417/00G000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Verbeto
since 20252.375.536.532
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13375M0417/00G000 | Flanders | 3,680 m² | 1 · 480 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ORCA BETONVLOEREN
BE 0837.931.332
Diepenbeek · Eq €19k
SOMME BÉTON
BE 0786.474.416
Manhay · Eq €27k
A.M.BETON
BE 0885.943.560
Heers · Eq €17k
MSC Services
BE 0778.534.668
Antwerpen · Eq €16k
Danny's Beton Creation
BE 0628.998.973
Genk · Eq €15k
Of 176 companies in sector 23630 we hold annual accounts for 148. 39 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2025
Fiscal year end30-06
Activities, NACEBEL 2025
23630Manufacture of other non-metallic mineral products
23610Manufacture of other non-metallic mineral products
41001General construction of residential buildings
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.