VERBEKE FABIAN
ActiveVERBEKE FABIAN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €204k and a net result of €26k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+12
Solvency100▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.62 against 3.48 in 2023; short-term debt: 16.8% and cash: 31% of total assets), and 18.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
28 d early
2022
33 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€204k▲ 14.7%
2023 · €178k
2018: €111k
2019: €136k
2020: €152k
2021: €176k
2022: €175k
2023: €178k
2018 → 2024
Total assets
€252k▲ 3.6%
2023 · €243k
2018: €279k
2019: €268k
2020: €268k
2021: €281k
2022: €260k
2023: €243k
2018 → 2024
Net result
€26k▲ 856%
2023 · €3k
2018: €19k
2019: €25k
2020: €16k
2021: €24k
2022: €-696
2023: €3k
2018 → 2024
Working capital
€153k▲ 24.3%
2023 · €123k
2018: €81k
2019: €110k
2020: €125k
2021: €131k
2022: €124k
2023: €123k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€152k-€176k▲ 15.9%€175k▼ 0.4%€178k▲ 1.6%€204k▲ 14.7%
Operating result€27k-€37k▲ 38.0%€3k▼ 92.1%€7k▲ 143%€37k▲ 423%
Net result€16k-€24k▲ 53.2%€-696€3k€26k▲ 856%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 423% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €252k
Fixed assets
€56k▼ 19.5%
Current assets
€195k▲ 13.0%
Equity and liabilities €252k
Equity
€204k▲ 14.7%
Debt
€47k▼ 27.1%
The debt ratio falls from 26.6% to 18.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▲
2023 · €22k
Cash flow
€41k▲
2023 · €18k
Solvency
81.3%▲
2023 · 73.4%
Current ratio
4.62▲
2023 · 3.48
Quick ratio
3.87▲
2023 · 2.92
Debt / equity
0.23▼
2023 · 0.36
ROE
12.9%▲
2023 · 1.5%
ROA
10.4%▲
2023 · 1.1%
Interest coverage
36.97▲
2023 · 11.59
Debt
€47k▼
2023 · €65k
Debt ≤ 1 year
€42k▼
2023 · €50k
Debt > 1 year
€5k▼
2023 · €15k
Income taxes
€12k▲
2023 · €3k
Staff costs
€57k▲
2023 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€243k€252k▲
Fixed assets21/28€70k€56k▼
Tangible fixed assets22/27€70k€56k▼
Land and buildings22€61k€50k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€173k€195k▲
Stocks and contracts in progress3€28k€32k▲
Stocks30/36€28k€32k▲
Amounts receivable within one year40/41€67k€53k▼
Trade receivables40€67k€53k▼
Current investments50/53€37k€33k▼
Cash at bank and in hand54/58€41k€78k▲
Deferred charges and accrued income490/1-€90
Equity and liabilities
Total equity and liabilities10/49€243k€252k▲
Equity10/15€178k€204k▲
Contributions10/11€19k€19k=
Reserves13€157k€184k▲
Distributable reserves133€157k€184k▲
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€65k€47k▼
Amounts payable after more than one year17€15k€5k▼
Financial debts170/4€15k€5k▼
Amounts payable within one year42/48€50k€42k▼
Current portion of amounts payable after more than one year42€19k€10k▼
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€16k€19k▲
Accrued charges and deferred income492/3-€27
Income statement
Code20232024
Remuneration, social security and pensions62€51k€57k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€75k€112k▲
Operating profit (loss)9901€7k€37k▲
Financial income75/76B€299€2k▲
Recurring financial income75€299€2k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€6k€38k▲
Income taxes67/77€3k€12k▲
Profit (loss) for the period9904€3k€26k▲
Profit (loss) for the period to be appropriated9905€3k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€28k▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€3k€26k▲
To other reserves6921€3k€26k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €26k ▲856%
Net result €26k, the highest in the series.
31-12
Financial
Equity above €200kEq €204k ▲14.7%
2 profitable years in a row build equity to €204k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-696 ▼103%
Net result drops to €-696, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €152k ▲11.6%
3 profitable years in a row build equity to €152k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dentergem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Papegaaistraat(Wak) 18720 DentergemGround area
1,041 m²
Building footprint
183 m²
Volume, LiDAR
799 m³
Parcel 37016A0261/00V000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Verbeke Fabian BVBA
since 20082.172.056.464
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37016A0261/00V000 | Flanders | 1,041 m² | 1 · 183 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JMB INTERIEURBOUW
BE 0864.548.429
Bilzen-Hoeselt · Eq €204k
MARIS MONTAGEWERKEN
BE 0897.090.147
Bonheiden · Eq €204k
K & G
BE 0466.761.426
Gavere · Eq €204k
FENCE TRANS COM
BE 0867.292.143
Sint-Agatha-Berchem · Eq €204k
PREFABOIS
BE 0539.993.060
Couvin · Eq €205k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,395 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2008
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
16230Manufacture of other builders' carpentry and joinery
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.