VERBEKE CONSULT
ActiveSummary
VERBEKE CONSULT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-67k) and a net result of €-152k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 2283 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability3▼-12
Solvency20▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 6.91 against 1.94 in 2023; short-term debt: 2.1% and cash: 0% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-5.5%
Return on assets
-12.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-67k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
28 d late
2022
21 d late
2021
95 d late
2020
101 d late
2019
119 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€-67k
2023 · €85k
2018: €99khighest in 7 years
2019: €89k▼ -9.5% vs 2018
2020: €-113k▼ -227% vs 2019
2021: €-182k▼ -61.6% vs 2020
2022: €-270k▼ -48.0% vs 2021lowest in 7 years
2023: €85k▲ +131% vs 2022
2024: €-67k▼ -179% vs 2023
2018 → 2024
Total assets
€1.23M▼ 13.8%
2023 · €1.42M
2018: €1.49M
2019: €1.50M▲ +1.0% vs 2018highest in 7 years
2020: €1.31M▼ -13.0% vs 2019
2021: €1.24M▼ -5.4% vs 2020
2022: €1.10M▼ -11.4% vs 2021lowest in 7 years
2023: €1.42M▲ +29.6% vs 2022
2024: €1.23M▼ -13.8% vs 2023
2018 → 2024
Net result
€-152k▼ 307%
2023 · €-37k
2018: €1khighest in 7 years
2019: €-9k▼ -868% vs 2018
2020: €-202k▼ -2050% vs 2019lowest in 7 years
2021: €-70k▲ +65.6% vs 2020
2022: €-88k▼ -26.0% vs 2021
2023: €-37k▲ +57.4% vs 2022
2024: €-152k▼ -307% vs 2023
2018 → 2024
Working capital
€151k▼ 9.4%
2023 · €167k
2018: €-46klowest in 7 years
2019: €-23k▲ +50.2% vs 2018
2020: €110k▲ +581% vs 2019
2021: €52k▼ -52.4% vs 2020
2022: €229k▲ +338% vs 2021highest in 7 years
2023: €167k▼ -27.0% vs 2022
2024: €151k▼ -9.4% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-113k-€-182k▼ 61.6%€-270k▼ 48.0%€85k€-67k
2020: €-113k
2021: €-182k▼ -61.6% vs 2020
2022: €-270k▼ -48.0% vs 2021lowest in 5 years
2023: €85k▲ +131% vs 2022highest in 5 years
2024: €-67k▼ -179% vs 2023
Operating result€-164k-€-32k▲ 80.5%€-87k▼ 172%€-37k▲ 57.3%€-42k▼ 13.4%
2020: €-164klowest in 5 years
2021: €-32k▲ +80.5% vs 2020highest in 5 years
2022: €-87k▼ -172% vs 2021
2023: €-37k▲ +57.3% vs 2022
2024: €-42k▼ -13.4% vs 2023
Net result€-202k-€-70k▲ 65.6%€-88k▼ 26.0%€-37k▲ 57.4%€-152k▼ 307%
2020: €-202klowest in 5 years
2021: €-70k▲ +65.6% vs 2020
2022: €-88k▼ -26.0% vs 2021
2023: €-37k▲ +57.4% vs 2022highest in 5 years
2024: €-152k▼ -307% vs 2023
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €42k in 2024 against €37k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.23M
Fixed assets
€1.05M ▼ 2.5%
Current assets
€177k ▼ 48.8%
Key figures and ratios
EBITDA
€-15k▼
2023 · €-11k
Cash flow
€-125k▼
2023 · €-11k
Solvency
-5.5%▼
2023 · 6.0%
Current ratio
6.91▲
2023 · 1.94
Debt to equity
-19.30▼
2023 · 15.77
ROA
-12.4%▼
2023 · -2.6%
Interest coverage
-0.14▲
2023 · -33.61
Debt
€1.29M▼
2023 · €1.34M
Debt ≤ 1 year
€26k▼
2023 · €179k
Debt > 1 year
€947k=
2023 · €947k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.42M€1.23M▼
Fixed assets21/28€1.08M€1.05M▼
Tangible fixed assets22/27€600k€573k▼
Land and buildings22€550k€534k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€46k€36k▼
Financial fixed assets28€478k€477k▼
Current assets29/58€346k€177k▼
Amounts receivable within one year40/41€182k€177k▼
Trade receivables40€176k€177k▲
Other amounts receivable41€6k€92▼
Cash at bank and in hand54/58€164k€231▼
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.23M▼
Equity10/15€85k€-67k▼
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Revaluation surpluses12€392k€392k=
Reserves13€120€120=
Non-distributable reserves130/1€120€120=
Reserves not available under the articles1311€120€120=
Profit (loss) carried forward14€-327k€-479k▼
Amounts payable17/49€1.34M€1.29M▼
Amounts payable after more than one year17€947k€947k=
Financial debts170/4€947k€947k=
Amounts payable within one year42/48€179k€26k▼
Current portion of amounts payable after more than one year42€656-
Trade debts44€19k€14k▼
Suppliers440/4€19k€14k▼
Taxes, remuneration and social security45-€81
Taxes450/3-€81
Other amounts payable47/48€158k€11k▼
Accrued charges and deferred income492/3€212k€321k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€484
Other operating charges640/8€4k€5k▲
Gross operating margin9900€-6k€-10k▼
Operating profit (loss)9901€-37k€-42k▼
Financial income75/76B-€22
Recurring financial income75-€22
Financial charges65/66B€326€110k▲
Recurring financial charges65€326€110k▲
Non-recurring financial charges66B-€250
Profit (loss) for the period before taxes9903€-37k€-152k▼
Profit (loss) for the period9904€-37k€-152k▼
Profit (loss) for the period to be appropriated9905€-37k€-152k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-327k€-479k▼
Profit (loss) brought forward from the previous period14P€-290k€-327k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35k | €35k | - | €26k | €27k | ▲ 3.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €484 | - |
| Other operating charges640/8 | - | €8k | €4k | €4k | €5k | ▲ 1.5% |
| Non-recurring operating charges66A | - | - | €84k | - | - | - |
| Gross operating margin9900 | €11k | €11k | €1k | €-6k | €-10k | ▼ 51.9% |
| Operating profit (loss)9901 | €-164k | €-32k | €-87k | €-37k | €-42k | ▼ 13.4% |
| Financial income75/76B | - | €0 | €1 | - | €22 | - |
| Recurring financial income75 | - | €0 | €1 | - | €22 | - |
| Financial charges65/66B | - | €38k | €970 | €326 | €110k | ▲ 33,604% |
| Recurring financial charges65 | €39k | €38k | €970 | €326 | €110k | ▲ 33,527% |
| Non-recurring financial charges66B | - | - | - | - | €250 | - |
| Profit (loss) for the period before taxes9903 | €-202k | €-70k | €-88k | €-37k | €-152k | ▼ 307% |
| Profit (loss) for the period9904 | €-202k | €-70k | €-88k | €-37k | €-152k | ▼ 307% |
| Profit (loss) for the period to be appropriated9905 | €-202k | €-70k | €-88k | €-37k | €-152k | ▼ 307% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.31M | €1.24M | €1.10M | €1.42M | €1.23M | ▼ 13.8% |
| Fixed assets21/28 | €973k | €947k | €661k | €1.08M | €1.05M | ▼ 2.5% |
| Tangible fixed assets22/27 | €496k | €469k | €184k | €600k | €573k | ▼ 4.5% |
| Land and buildings22 | - | €465k | €179k | €550k | €534k | ▼ 3.0% |
| Plant, machinery and equipment23 | - | €5k | €5k | €4k | €3k | ▼ 16.7% |
| Furniture and vehicles24 | - | - | - | €46k | €36k | ▼ 21.9% |
| Financial fixed assets28 | €478k | €478k | €478k | €478k | €477k | ▼ 0.1% |
| Current assets29/58 | €337k | €293k | €437k | €346k | €177k | ▼ 48.8% |
| Amounts receivable within one year40/41 | €177k | €177k | €176k | €182k | €177k | ▼ 2.7% |
| Trade receivables40 | - | €173k | €174k | €176k | €177k | ▲ 0.6% |
| Other amounts receivable41 | - | €5k | €1k | €6k | €92 | ▼ 98.5% |
| Cash at bank and in hand54/58 | €160k | €115k | €261k | €164k | €231 | ▼ 99.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.31M | €1.24M | €1.10M | €1.42M | €1.23M | ▼ 13.8% |
| Equity10/15 | €-113k | €-182k | €-270k | €85k | €-67k | ▼ 179% |
| Contributions10/11 | - | €20k | €20k | €20k | €20k | = |
| Outside capital11 | - | €20k | €20k | €20k | €20k | = |
| Other1109/19 | - | €20k | €20k | €20k | €20k | = |
| Revaluation surpluses12 | - | - | - | €392k | €392k | = |
| Reserves13 | €120 | €120 | €120 | €120 | €120 | = |
| Non-distributable reserves130/1 | - | €120 | €120 | €120 | €120 | = |
| Reserves not available under the articles1311 | - | €120 | €120 | €120 | €120 | = |
| Profit (loss) carried forward14 | €-133k | €-203k | €-290k | €-327k | €-479k | ▼ 46.4% |
| Amounts payable17/49 | €1.42M | €1.42M | €1.37M | €1.34M | €1.29M | ▼ 3.3% |
| Amounts payable after more than one year17 | €1.02M | €969k | €948k | €947k | €947k | = |
| Financial debts170/4 | - | €969k | €948k | €947k | €947k | = |
| Amounts payable within one year42/48 | €227k | €240k | €208k | €179k | €26k | ▼ 85.7% |
| Current portion of amounts payable after more than one year42 | - | €50k | €25k | €656 | - | - |
| Trade debts44 | €16k | €26k | €20k | €19k | €14k | ▼ 26.1% |
| Suppliers440/4 | - | €26k | €20k | €19k | €14k | ▼ 26.1% |
| Taxes, remuneration and social security45 | - | €74 | - | - | €81 | - |
| Taxes450/3 | - | €74 | - | - | €81 | - |
| Other amounts payable47/48 | - | €164k | €163k | €158k | €11k | ▼ 93.0% |
| Accrued charges and deferred income492/3 | - | €212k | €212k | €212k | €321k | ▲ 51.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-202k | €-70k | €-88k | €-37k | €-152k | ▼ 307% |
| + Depreciation and write-downs630 | €35k | €35k | - | €26k | €27k | ▲ 3.9% |
| Operating cash flow (approximation) | €-167k | €-35k | €-88k | €-11k | €-125k | ▼ 1,006% |
| Investment in fixed assets (approximation) | - | €-8k | €286k | €-442k | €250 | ▲ 100% |
| Change in cash | - | €-44k | €146k | €-97k | €-164k | ▼ 68.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 6.91
Current ratio from 1.94 to 6.91; short-term debt falls from €179k to €26k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 21 days late
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 95 days late
2021
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 101 days late
2020
31-12
Financial
Weakest financial yearnet €-202k
Net result drops to €-202k, the lowest in the series; recovery starts the following year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 119 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2001
Ground area
673 m²
Building footprint
468 m²
Volume, LiDAR
3,756 m³
Parcel 45423E0103/00D020, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VERBEKE CONSULT
since 20012.100.465.516
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E0103/00D020 | Flanders | 673 m² | 1 · 468 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 7,173 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded11-09-2001
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
47540Retail sale of electrical household appliances
Scores and ratios are computed by Checked and are not a credit decision.