VerbaTeam
ActiveVerbaTeam has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €-20k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 3451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-79
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 3.56 in 2024), and 34.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.3%
Return on assets
-17.1%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
27 d late
2024
23 d late
2023
26 d late
2022
21 d late
2021
28 d late
2020
27 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€98k
EBIT margin
0.2%
Net result
€-20k
2024 · €15k
2019: €-263
2020: €-1k
2021: €-7k
2022: €19k
2023: €16k
2024: €15k
2019 → 2025
Working capital
€62k▼ 24.9%
2024 · €82k
2019: €48k
2020: €47k
2021: €41k
2022: €57k
2023: €69k
2024: €82k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€64k▲ 41.9%€80k▲ 24.8%€95k▲ 18.8%€75k▼ 20.8%
Operating result€-7k-€26k€26k▼ 0.1%€18k▼ 31.2%€-21k
Net result€-7k-€19k€16k▼ 16.1%€15k▼ 5.6%€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21k after €18k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€14k▲ 5.3%
Current assets
€102k▼ 10.9%
Equity and liabilities €115k
Equity
€75k▼ 20.8%
Debt
€40k▲ 24.9%
The debt ratio rises from 25.2% to 34.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-17k▼
2024 · €22k
Cash flow
€-15k▼
2024 · €20k
Solvency
65.3%▼
2024 · 74.8%
Current ratio
2.54▼
2024 · 3.56
Quick ratio
2.54▼
2024 · 3.56
Debt / equity
0.53▲
2024 · 0.34
ROE
-26.3%▼
2024 · 15.8%
ROA
-17.1%▼
2024 · 11.8%
Interest coverage
-72.92▼
2024 · 87.64
Debt
€40k▲
2024 · €32k
Debt ≤ 1 year
€40k▲
2024 · €32k
Income taxes
€128▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€115k▼
Fixed assets21/28€13k€14k▲
Tangible fixed assets22/27€13k€13k▲
Furniture and vehicles24€12k€13k▲
Other tangible fixed assets26€903€300▼
Financial fixed assets28€240€240=
Current assets29/58€114k€102k▼
Amounts receivable after more than one year29€57k€57k=
Trade receivables290€57k-
Other amounts receivable291-€57k
Amounts receivable within one year40/41€30k€13k▼
Trade receivables40€28k€7k▼
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€24k€26k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€127k€115k▼
Equity10/15€95k€75k▼
Contributions10/11€6k€6k=
Reserves13€10k€10k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€8k€8k=
Profit (loss) carried forward14€79k€59k▼
Amounts payable17/49€32k€40k▲
Amounts payable within one year42/48€32k€40k▲
Current portion of amounts payable after more than one year42€4k€3k▼
Trade debts44€12k€4k▼
Suppliers440/4€12k€4k▼
Taxes, remuneration and social security45€193€2k▲
Taxes450/3€193€139▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€16k€32k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€177€17k▲
Gross operating margin9900€22k€164▼
Operating profit (loss)9901€18k€-21k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€254€227▼
Recurring financial charges65€254€227▼
Profit (loss) for the period before taxes9903€20k€-20k▼
Income taxes67/77€5k€128▼
Profit (loss) for the period9904€15k€-20k▼
Profit (loss) for the period to be appropriated9905€15k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€59k▼
Profit (loss) brought forward from the previous period14P€64k€79k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation2 facts ▸
- General meeting, 2026-07-31
- Director resignation, Chiara Vannelli (administrateur)
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial
Weakest financial yearnet €-20k ▼232%
Net result drops to €-20k, the lowest in the series.
23-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
21-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
30-06
Financial
Back to profitnet €19k
Net result €19k after 3 loss-making years.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
27-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 26 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-07-2026
Resigned as Director
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berthelotstraat 541190 VorstGround area
2,633 m²
Building footprint
2,344 m²
Volume, LiDAR
18,195 m³
Parcel 21007A0039/00G005, Brussels · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VerbaTeam
since 20162.251.017.830
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0039/00G005 | Brussels | 2,633 m² | 1 · 2,344 m² | 15.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,526 companies in sector 74301 we hold annual accounts for 716. 614 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2016
Fiscal year end30-06
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:tommaso.schneider@gmail.com