Financials
- Financial year
- 2025
- Total assets
- €367,903
- Profit
- €8,159
- Solvency
- 35.4%
Total assets▲ 9.2%
Net result
20182025
Verbal
ActiveSummary
Verbal has been active since 1954 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130,195 and a net result of €8,159. Equity is growing by about 3.2% per year across the filed financial years. Its solvency ranks better than 52% of 22,576 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
NACE 47781
1 site
Size
€367,903total assets 2025
- Equity
- €130,195
- Profit
- €8,159
Turnover not published (abbreviated or micro format)
Structure
- Holdings
- 1
2025 accounts 3 days early2 deeds in the Belgian Official Gazette
Why 91raises riskSector: Retail trade (NACE 47)lowers riskFounded in 1954Liquidity: current ratio 1.35, cash €56,219Size: total assets €367,903Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 43% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency
60-1
equity 35.4% of total assets
Liquidity
36+11
short-term debt 62.5% · cash 15.3%
Profitability
43+16
return on assets 2.2%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.2 percentage points vs 06-2025
08-2025: 0.3%▼ -0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.35, compared with 1.31 in 2024, below the usual 1.5; short-term debt: 62.5% and cash: 15.3% of total assets), and 64.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 51% on solvency, 34% on liquidity, 32% on profitability and 55% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
29 days early
2023
30 days early
2022
13 days early
2021
11 days early
2020
18 days late
2019
11 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €8,159
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 53
- Since
- 1978
- Next accounts
- by 31-07-2027
- 01-07-2024Annual accounts filed
- 31-12-2023Back to profit
- 18-07-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of solid, liquid and gaseous fuels…NACE 47781
- Founded
- 01-06-1954
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about Verbal
- What is the company number of Verbal?
- 0400.785.786. In Belgium the VAT number is the company number with BE in front: BE 0400.785.786.
- Where is Verbal based?
- The registered office is at Groenstraat 4, 9041 Gent.Company details
- What does Verbal do?
- According to the KBO register, the main activity is retail sale of solid, liquid and gaseous fuels, excluding motor fuels (NACE 47781).
- What is the legal form of Verbal?
- Private limited company (BV).
- When was Verbal founded?
- On 01-06-1954.
- Is Verbal still active?
- Yes, Verbal is an active enterprise in the KBO register.
- What is the turnover of Verbal?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Verbal profitable?
- In financial year 2025, Verbal made a profit of €8,159.
- Where can I find the annual accounts of Verbal?
- Verbal filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Verbal due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to Verbal
Subsidiaries and holdings
- BALTHAZAR INVEST4.21%
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