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VERBA

Active
Private limited companyfounded 201114 yrs activeHermanslaan(M) 43, 3630 Maasmechelen, BelgiumKBO/BCE: BE 0841.254.769
Summary

VERBA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €708,613 and a net result of €112,806. Equity is growing by ~12.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability68▼-28
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 3.67 against 4.02 in 2024; short-term debt: 22.8% and cash: 11.6% of total assets), and 22.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.2%
Return on assets
12.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-02-2026, 169 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
169 d early
2024
57 d early
2023
42 d early
2022
52 d early
2021
12 d early
2020
32 d early
2019
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 56 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 June (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 November 2011, VERBA was incorporated.1 Total assets went from EUR 230,892 in 2018 to EUR 917,872 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€708,613▼ 9.2%
2024 · €780,049
Total assets
€917,872▼ 7.2%
2024 · €988,950
Net result
€112,806▼ 50.9%
2024 · €229,518
Working capital
€558,614▼ 11.3%
2024 · €630,050
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,538▼ 31.0%-€2,540▼ 0.1%-€74,242▼ 2,822%-€6,212▲ 91.6%-€3,542▲ 43.0%
Net result€220,678▲ 19.8%€107,834▼ 51.1%€10,844▼ 89.9%€229,518▲ 2,017%€112,806▼ 50.9%
Equity€712,984▲ 44.8%€820,818▲ 15.1%€740,753▼ 9.8%€780,049▲ 5.3%€708,613▼ 9.2%
Total assets€753,990▲ 42.2%€853,972▲ 13.3%€842,813▼ 1.3%€988,950▲ 17.3%€917,872▼ 7.2%
Debt€41,006▲ 8.4%€33,155▼ 19.1%€102,060▲ 208%€208,901▲ 105%€209,259▲ 0.2%
Working capital€563,277▲ 64.5%€671,043▲ 19.1%€590,954▼ 11.9%€630,050▲ 6.6%€558,614▼ 11.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2021: -€2,538-€2,538Net result 2021: €220,678€220,678Operating result 2022: -€2,540-€2,540Net result 2022: €107,834€107,834Operating result 2023: -€74,242-€74,242Net result 2023: €10,844€10,844Operating result 2024: -€6,212-€6,212Net result 2024: €229,518€229,518Operating result 2025: -€3,542-€3,542Net result 2025: €112,806€112,80620212022202320242025-€100,000€0€100,000€200,000Operating result 2023: -€74,242-€74,200Net result 2023: €10,844€10,800Operating result 2024: -€6,212-€6,210Net result 2024: €229,518€230,000Operating result 2025: -€3,542-€3,540Net result 2025: €112,806€113,000202320242025
The operating result stays negative: a loss of €3,542 in 2025 against €6,212 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €917,872
Fixed assets €149,999 =
Current assets €767,873 ▼ 8.5%
Equity and liabilities €917,872
Equity €708,613 ▼ 9.2%
Debt €209,259 ▲ 0.2%
Debt's share of the balance-sheet total rises from 21.1% to 22.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
3.67▼
2024 · 4.02
Debt to equity
0.30▲
2024 · 0.27
ROE
15.9%▼
2024 · 29.4%
ROA
12.3%▼
2024 · 23.2%
Debt ≤ 1 year
€209,259▲
2024 · €208,901
Income taxes
€11,281▼
2024 · €22,952
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,810 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
3.1% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,810 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€988,950€917,872▼
Fixed assets21/28€149,999€149,999=
Financial fixed assets28€149,999€149,999=
Current assets29/58€838,951€767,873▼
Amounts receivable after more than one year29€185,000€75,000▼
Other amounts receivable291€185,000€75,000▼
Current investments50/53€526,615€570,719▲
Cash at bank and in hand54/58€113,648€106,313▼
Deferred charges and accrued income490/1€13,688€15,841▲
Equity and liabilities
Total equity and liabilities10/49€988,950€917,872▼
Equity10/15€780,049€708,613▼
Contributions10/11€18,550€18,550=
Reserves13€761,499€690,063▼
Distributable reserves133€761,499€690,063▼
Amounts payable17/49€208,901€209,259▲
Amounts payable within one year42/48€208,901€209,259▲
Trade debts44€1,000€1,000=
Suppliers440/4€1,000€1,000=
Taxes, remuneration and social security45€17,279€23,617▲
Taxes450/3€17,279€23,617▲
Other amounts payable47/48€190,622€184,642▼
Income statement Code20242025
Other operating charges640/8€1,105€612▼
Gross operating margin9900-€5,107-€2,930▲
Operating profit (loss)9901-€6,212-€3,542▲
Financial income75/76B€267,974€129,582▼
Recurring financial income75€267,974€129,582▼
Financial charges65/66B€9,292€1,954▼
Recurring financial charges65€9,292€1,954▼
Profit (loss) for the period before taxes9903€252,470€124,087▼
Income taxes67/77€22,952€11,281▼
Profit (loss) for the period9904€229,518€112,806▼
Profit (loss) for the period to be appropriated9905€229,518€112,806▼
Appropriation of the result
Profit (loss) to be appropriated9906€229,518€112,806▼
Transfer from equity791/2€190,222€184,242▼
Transfer to equity691/2€229,518€112,806▼
To other reserves6921€229,518€112,806▼
Profit to be distributed694/7€190,222€184,242▼
Return on contributions (dividend)694€190,222€184,242▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€410€410€70,521€1,105€612▼ 44.6%
Gross operating margin9900-€2,128-€2,131-€3,720-€5,107-€2,930▲ 42.6%
Operating profit (loss)9901-€2,538-€2,540-€74,242-€6,212-€3,542▲ 43.0%
Financial income75/76B€245,932€121,960€85,408€267,974€129,582▼ 51.6%
Recurring financial income75€245,932€121,960€85,408€267,974€129,582▼ 51.6%
Financial charges65/66B€649€493€322€9,292€1,954▼ 79.0%
Recurring financial charges65€649€493€322€9,292€1,954▼ 79.0%
Profit (loss) for the period before taxes9903€242,746€118,927€10,844€252,470€124,087▼ 50.9%
Income taxes67/77€22,068€11,092-€22,952€11,281▼ 50.9%
Profit (loss) for the period9904€220,678€107,834€10,844€229,518€112,806▼ 50.9%
Profit (loss) for the period to be appropriated9905€220,678€107,834€10,844€229,518€112,806▼ 50.9%
Line20212022202320242025Change
Assets
Total assets20/58€753,990€853,972€842,813€988,950€917,872▼ 7.2%
Fixed assets21/28€149,999€149,999€149,999€149,999€149,999=
Financial fixed assets28€149,999€149,999€149,999€149,999€149,999=
Current assets29/58€603,991€703,973€692,814€838,951€767,873▼ 8.5%
Amounts receivable after more than one year29€270,000€420,000€335,000€185,000€75,000▼ 59.5%
Other amounts receivable291€270,000€420,000€335,000€185,000€75,000▼ 59.5%
Amounts receivable within one year40/41--€780---
Other amounts receivable41--€780---
Current investments50/53€79,820€67,719€67,719€526,615€570,719▲ 8.4%
Cash at bank and in hand54/58€250,370€211,199€281,753€113,648€106,313▼ 6.5%
Deferred charges and accrued income490/1€3,800€5,056€7,561€13,688€15,841▲ 15.7%
Equity and liabilities
Total equity and liabilities10/49€753,990€853,972€842,813€988,950€917,872▼ 7.2%
Equity10/15€712,984€820,818€740,753€780,049€708,613▼ 9.2%
Contributions10/11€18,550€18,550€18,550€18,550€18,550=
Reserves13€694,434€802,268€722,203€761,499€690,063▼ 9.4%
Non-distributable reserves130/1€1,855€1,855----
Reserves not available under the articles1311€1,855€1,855----
Distributable reserves133€692,579€800,413€722,203€761,499€690,063▼ 9.4%
Amounts payable17/49€41,006€33,155€102,060€208,901€209,259▲ 0.2%
Amounts payable within one year42/48€40,714€32,931€101,860€208,901€209,259▲ 0.2%
Trade debts44€1,000€1,000€1,000€1,000€1,000=
Suppliers440/4€1,000€1,000€1,000€1,000€1,000=
Taxes, remuneration and social security45€39,114€31,331€9,951€17,279€23,617▲ 36.7%
Taxes450/3€39,114€31,331€9,951€17,279€23,617▲ 36.7%
Other amounts payable47/48€600€600€90,909€190,622€184,642▼ 3.1%
Accrued charges and deferred income492/3€292€224€200---
Line20212022202320242025Change
Profit (loss) for the period9904€220,678€107,834€10,844€229,518€112,806▼ 50.9%
Operating cash flow (approximation)€220,678€107,834€10,844€229,518€112,806▼ 50.9%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€39,172€70,555-€168,105-€7,335▲ 95.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €229,518 ▲2,017%
Net result €229,518, the highest in the series.
19-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet €10,844 ▼89.9%
Net result drops to €10,844, the lowest in the series; recovery starts the following year.
09-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Equity above €500,000Eq €712,984 ▲44.8%
4 profitable years in a row build equity to €712,984.
29-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Liquidity triplescurrent ratio 10.07
Current ratio from 3.00 to 10.07; short-term debt falls from €79,113 to €37,756.
02-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Liquidity doublescurrent ratio 3.00
Current ratio from 1.29 to 3.00.
Show earlier events
31-12
Financial Equity above €200,000Eq €308,063 ▲161%
2 profitable years in a row build equity to €308,063.
26-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
595 m²
Building footprint
147 m²
Volume, LiDAR
925 m³
Parcel 73048B0836/00H002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERBA BVBA
Hermanslaan(M) 43, 3630 MaasmechelenHoldings
since 20112.204.596.204
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73048B0836/00H002 Flanders 595 m² 1 · 146 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 2

  • Vivendi Holding bvNLsubsidiary
    Equity €173,999Result €84,751
    99.93%
  • Energy bvNLsubsidiary
    Equity -€15,588Result €12,371
    99%

According to the 2025 annual accounts of VERBA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 743 EUR awarded · 743 EUR paid
Year Entries awardedpaid
2024 1 743 EUR743 EUR
Schemes
1 entry · 743 EUR · 743 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

984500DY158K1DE4D536
live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company
Founded23-11-2011
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0841254769
Also 9925:BE0841254769
Registered 17-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.