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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Age6 yrs
Real estate1 parcel · 1,048 m²
Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for VERB according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €65k and a net result of €26k.
Based on the State Gazette, CBE and 3 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events08-05-2026
Bankruptcy
Opening
Trust signals
1 signalOpen bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
0 events
No administrative flags
Financials
Equity€65k+65.1%
Net result€26k+373.1%
Total assets€133k+132.9%
Solvency48.6%-20.0pp
Directors1
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 07-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 48.6% | 52.5% | |
| Net result | €26k | €32k | |
| Equity | €65k | €75k | |
| Gross operating margin | €35k | €52k | |
| Total assets | €133k | €192k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P47
Weakening position over 2021-2024
· n=927-3139
P44
Weakening position over 2021-2024
· n=929-3135
P46
Weakening position over 2021-2024
· n=929-3140
P37
Weakening position over 2021-2024
· n=922-3132
Describes the position versus peers, not a forecast.
€26k
+373.1%
21-24
€133k
+132.9%
21-24
€65k
+65.1%
21-24
€3k
+983.3%
21-24
€900
-
21-24
€69k
+281.3%
21-24
€68k
+279.2%
21-24
48.6%
-29.1%
21-24
39.4%
+186.6%
21-24
19.2%
+103.1%
21-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €26k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €133k |
| Equity | €65k |
| Debt | €69k |
| of which ≤ 1y | €68k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 48.6% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 19.2% |
| ROE | 39.4% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €133k |
| Fixed assets | 21/28 | €10k |
| Tangible fixed assets | 22/27 | €10k |
| Current assets | 29/58 | €123k |
| Stocks & contracts in progress | 3 | €50k |
| Amounts receivable within one year | 40/41 | €67k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €133k |
| Equity | 10/15 | €65k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €73k |
| Accumulated profits (losses) | 14 | €-13k |
| Amounts payable | 17/49 | €69k |
| Amounts payable within one year | 42/48 | €68k |
| Trade debts payable within one year | 44 | €56k |
| Income statement | ||
| Gross operating margin | 9900 | €35k |
| Operating result | 9901 | €29k |
| Financial charges | 65 | €454 |
| Result before taxes | 9903 | €29k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €26k |
| Result to be appropriated | 9905 | €26k |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computedModel not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Directors
Directors & mandates
indexingNo directors on record yet
Directors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | JUUL CREYTENS LEOPOLDLAAN 15, 9200 DENDER-
MONDE |
04-05-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 27-12-2019 |
| Status | Active |
| Postal code | 9160 |
| First BS signal | 08-05-2026 |
| Latest BS signal | 08-05-2026 |
Structure & network
Company structure: linked entities
1 linked entityMandates
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationVERB
since 20192.297.232.093
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,048 m²
Buildings1
Building footprint228 m²
Volume (LiDAR)1,371 m³
Tallest building8.8 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D1644/00H000 | Flanders | 1,048 m² | 1 · 228 m² | 8.8 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette08-05-2026
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 4 years ago
2021
22-11-2021 Publication in the Belgian Official Gazette, Minor change
Summary:
Agm rules changeNotary:
Bart DE JAEGER · Watervliet
Analysis
Snowflake analysis
financial profile on 5 axes44
/ 100
Fragile profile, watch health in particular.
Health
0
Profitability
100
Solvency
89
Growth
32
Stability
0
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Holdings64200Activiteiten van holdings64210Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
| Legal nameNL | VERB |
Registered office
Eekstraat 287
9160 Lokeren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.