Summary
VERALYN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.9m and a net result of €575,335. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 49% of 503 sector peers (fiscal year 2025). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
69 d early
2023
47 d early
2022
52 d early
2021
43 d early
2020
28 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 15 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#1 oldest company in Waterloo, Finance and insurance sector#9 company by equity in Walloon Brabant, Auxiliary financial services sector
Equity
€1.9m▲ 43.8%
2024 · €1.3m
Net result
€575,335▲ 825%
2024 · €62,211
Total assets
€4.7m▲ 4.9%
2024 · €4.5m
Solvency
40.0%▲ 10.8pp
2024 · 29.2%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€232,801▲ 27.0%€204,497▼ 12.2%€125,451▼ 38.7%€100,011▼ 20.3%€819,719▲ 720%
Net result€75,029within the sector's middle half▲ 8.7%€99,199within the sector's middle half▲ 32.2%€38,002within the sector's middle half▼ 61.7%€62,211within the sector's middle half▲ 63.7%€575,335above the sector's middle half▲ 825%
Equity€1.1mabove the sector's middle half▲ 7.2%€1.2mabove the sector's middle half▲ 8.9%€1.3mabove the sector's middle half▲ 3.1%€1.3mabove the sector's middle half▲ 5.0%€1.9mabove the sector's middle half▲ 43.8%
Total assets€4.6mabove the sector's middle half▼ 2.4%€4.5mabove the sector's middle half▼ 2.2%€4.8mabove the sector's middle half▲ 6.1%€4.5mabove the sector's middle half▼ 5.4%€4.7mwithin the sector's middle half▲ 4.9%
Debt€3.5m▼ 5.1%€3.3m▼ 5.8%€3.5m▲ 7.2%€3.2m▼ 9.1%€2.7m▼ 16.4%
Working capital-€173,694below the sector's middle half▲ 78.0%-€142,844below the sector's middle half▲ 17.8%-€442,216below the sector's middle half▼ 210%-€492,570below the sector's middle half▼ 11.4%€263,881within the sector's middle half
Solvency24.3%within the sector's middle half▲ 2.2pp27.0%within the sector's middle half▲ 2.8pp26.3%within the sector's middle half▼ 0.7pp29.2%within the sector's middle half▲ 2.9pp40.0%within the sector's middle half▲ 10.8pp
Current ratio0.37below the sector's middle half▲ 0.170.51below the sector's middle half▲ 0.140.25below the sector's middle half▼ 0.260.09below the sector's middle half▼ 0.161.92within the sector's middle half▲ 1.83
Return on assets (ROA)1.6%within the sector's middle half▲ 0.2pp2.2%within the sector's middle half▲ 0.6pp0.8%below the sector's middle half▼ 1.4pp1.4%below the sector's middle half▲ 0.6pp12.2%within the sector's middle half▲ 10.8pp
Staff (FTE)3.2within the sector's middle half▲ 3.2%2.9within the sector's middle half▼ 9.4%1.7below the sector's middle half▼ 41.4%1.2below the sector's middle half▼ 29.4%1.2below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 720% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.7m
Fixed assets
€4.2m ▼ 6.3%
Current assets
€550,752 ▲ 973%
Equity and liabilities €4.7m
Equity
€1.9m ▲ 43.8%
Provisions
€166,266
Debt
€2.7m ▼ 16.4%
Debt's share of the balance-sheet total falls from 70.8% to 56.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
30.5%▲
2024 · 4.7%
Debt ≤ 1 year
€286,871▼
2024 · €543,906
Debt > 1 year
€2.4m▼
2024 · €2.6m
Income taxes
€23,688▲
2024 · €23,000
Staff costs
€70,129▼
2024 · €78,360
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €665,064 | - |
| Remuneration, social security and pensions62 | - | €86,356 | €101,619 | €78,360 | €70,129 | ▼ 10.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €229,131 | €245,230 | €245,138 | €271,062 | €274,965 | ▲ 1.4% |
| Other operating charges640/8 | - | €44,416 | €56,842 | €67,677 | €67,093 | ▼ 0.9% |
| Non-recurring operating charges66A | - | €2,527 | - | - | - | - |
| Gross operating margin9900 | €558,409 | €583,026 | €529,050 | €517,110 | €1.2m | ▲ 138% |
| Operating profit (loss)9901 | €232,801 | €204,497 | €125,451 | €100,011 | €819,719 | ▲ 720% |
| Financial income75/76B | - | - | - | €52,128 | €6,412 | ▼ 87.7% |
| Recurring financial income75 | €1 | - | - | €52,128 | €6,412 | ▼ 87.7% |
| Financial charges65/66B | - | €65,723 | €68,979 | €66,927 | €60,842 | ▼ 9.1% |
| Recurring financial charges65 | €123,190 | €65,723 | €68,979 | €66,927 | €60,842 | ▼ 9.1% |
| Profit (loss) for the period before taxes9903 | €109,611 | €138,775 | €56,471 | €85,211 | €765,289 | ▲ 798% |
| Transfer to deferred taxes680 | - | - | - | - | €166,266 | - |
| Income taxes67/77 | €34,583 | €39,576 | €18,470 | €23,000 | €23,688 | ▲ 3.0% |
| Profit (loss) for the period9904 | €75,029 | €99,199 | €38,002 | €62,211 | €575,335 | ▲ 825% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €498,798 | - |
| Profit (loss) for the period to be appropriated9905 | €75,029 | €99,199 | €38,002 | €62,211 | €76,537 | ▲ 23.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.6m | €4.5m | €4.8m | €4.5m | €4.7m | ▲ 4.9% |
| Fixed assets21/28 | €4.5m | €4.3m | €4.6m | €4.5m | €4.2m | ▼ 6.3% |
| Tangible fixed assets22/27 | €4.5m | €4.3m | €4.6m | €4.5m | €4.2m | ▼ 6.3% |
| Land and buildings22 | - | €3.5m | €3.6m | €3.5m | €3.3m | ▼ 6.0% |
| Plant, machinery and equipment23 | - | €838,484 | €953,016 | €929,380 | €866,417 | ▼ 6.8% |
| Furniture and vehicles24 | - | €8,369 | €3,496 | €1,816 | €385 | ▼ 78.8% |
| Leasing and similar rights25 | - | €21,294 | €15,264 | €9,235 | €3,205 | ▼ 65.3% |
| Current assets29/58 | €100,055 | €148,450 | €147,973 | €51,336 | €550,752 | ▲ 973% |
| Amounts receivable within one year40/41 | €33,494 | €50,284 | €15,779 | €24,063 | €30,098 | ▲ 25.1% |
| Trade receivables40 | - | €30,284 | €8,279 | €14,563 | €13,598 | ▼ 6.6% |
| Other amounts receivable41 | - | €20,000 | €7,500 | €9,500 | €16,500 | ▲ 73.7% |
| Current investments50/53 | - | - | - | - | €470,000 | - |
| Cash at bank and in hand54/58 | €64,858 | €96,320 | €118,488 | €27,273 | €50,654 | ▲ 85.7% |
| Deferred charges and accrued income490/1 | - | €1,846 | €13,707 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.6m | €4.5m | €4.8m | €4.5m | €4.7m | ▲ 4.9% |
| Equity10/15 | €1.1m | €1.2m | €1.3m | €1.3m | €1.9m | ▲ 43.8% |
| Contributions10/11 | €74,368 | €74,368 | €74,368 | €74,368 | €74,368 | = |
| Capital10 | - | €74,368 | €74,368 | €74,368 | €74,368 | = |
| Issued capital100 | - | €74,368 | €74,368 | €74,368 | €74,368 | = |
| Reserves13 | €94,224 | €94,224 | €94,224 | €94,224 | €593,022 | ▲ 529% |
| Non-distributable reserves130/1 | - | €7,437 | €7,437 | €7,437 | €7,437 | = |
| Legal reserve130 | - | €7,437 | €7,437 | €7,437 | €7,437 | = |
| Tax-exempt reserves132 | - | - | - | - | €498,798 | - |
| Distributable reserves133 | - | €86,788 | €86,788 | €86,788 | €86,788 | = |
| Profit (loss) carried forward14 | €945,812 | €1.0m | €1.1m | €1.1m | €1.2m | ▲ 6.7% |
| Provisions and deferred taxes16 | - | - | - | - | €166,266 | - |
| Deferred taxes168 | - | - | - | - | €166,266 | - |
| Amounts payable17/49 | €3.5m | €3.3m | €3.5m | €3.2m | €2.7m | ▼ 16.4% |
| Amounts payable after more than one year17 | €3.2m | €3.0m | €2.9m | €2.6m | €2.4m | ▼ 10.1% |
| Financial debts170/4 | - | €3.0m | €2.9m | €2.6m | €2.4m | ▼ 10.1% |
| Other amounts payable178/9 | - | €16,327 | €16,327 | - | - | - |
| Amounts payable within one year42/48 | €273,749 | €291,294 | €590,190 | €543,906 | €286,871 | ▼ 47.3% |
| Current portion of amounts payable after more than one year42 | - | €217,682 | €254,464 | €258,165 | €265,760 | ▲ 2.9% |
| Trade debts44 | €23,457 | €62,291 | €55,352 | €59,544 | €11,214 | ▼ 81.2% |
| Suppliers440/4 | - | €62,291 | €55,352 | €59,544 | €11,214 | ▼ 81.2% |
| Taxes, remuneration and social security45 | - | €11,132 | €11,226 | €2,840 | €4,204 | ▲ 48.0% |
| Taxes450/3 | - | €6,160 | €3,722 | €1,152 | €1,794 | ▲ 55.7% |
| Remuneration and social security454/9 | - | €4,971 | €7,504 | €1,688 | €2,411 | ▲ 42.8% |
| Other amounts payable47/48 | - | €190 | €269,147 | €223,357 | €5,694 | ▼ 97.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €75,029 | €99,199 | €38,002 | €62,211 | €575,335 | ▲ 825% |
| + Depreciation and write-downs630 | €229,131 | €245,230 | €245,138 | €271,062 | €274,965 | ▲ 1.4% |
| Operating cash flow (approximation) | €304,159 | €344,429 | €283,140 | €333,274 | €850,300 | ▲ 155% |
| Investment in fixed assets (approximation) | - | -€96,047 | -€518,048 | -€109,135 | €5,645 | ▲ 105% |
| Change in cash | - | €31,462 | €22,168 | -€91,215 | €23,381 | ▲ 126% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
State Gazette act
Appointment: Philippe Christyn de Ribaucourt (director)Power of attorney3 facts ▸
State Gazette act
Appointment: Philippe Christyn de Ribaucourt (director)
Power of attorney3 facts ▸
- General meeting, 10-03-2026
- Director appointment, Philippe Christyn de Ribaucourt (director)
- Power of attorney, J. Jordens srl
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Highest result since 2019net €575,335 ▲825%
Operating result €819,719, net result €575,335, both a record.
30-09
Financial
Liquidity times 20current ratio 1.92
Current ratio from 0.09 to 1.92; short-term debt falls from €543,906 to €286,871.
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Weakest financial yearnet €38,002 ▼61.7%
Net result drops to €38,002, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Equity above €1mEq €1.0m ▲7.1%
2 profitable years in a row build equity to €1.0m.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
10-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 11 acts read
About the unread acts
Of the 11 Belgian State Gazette acts we know for this company, 1 has been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Philippe Christyn de Ribaucourt
CurrentDirector · since 10-03-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
10 of this company's 11 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 1984
Ground area
2,338 m²
Building footprint
428 m²
Volume, LiDAR
3,409 m³
2 parcels, Brussels, Wallonia · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Alsembergsesteenweg 1264, 1180 Ukkel
since 19842.023.834.031
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614F0086/00K003 | Brussels | 1,722 m² | 1 · 248 m² | 10.6 m · 2 fl. |
| 25763M0157/00_000 | Wallonia | 615 m² | 1 · 180 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Philippe Christyn de Ribaucourt |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Recognitions · licences · registrations
Legal Entity Identifier
54930038JYE488IOYA06
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Company details
Identification
Legal formPublic limited company
Founded19-07-1983
Fiscal year end30-09
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
E-invoicing
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