VERAGRO
ActiveVERAGRO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €676k and a net result of €185k. Equity is growing by ~49.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 8.99 against 6.27 in 2024; short-term debt: 6.7% and cash: 50.2% of total assets), and 7.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.9%
Return on assets
25.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
52 d early
2024
50 d early
2023
36 d early
2022
55 d early
2021
32 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€676k▲ 37.8%
2024 · €491k
2020: €90k
2021: €153k
2022: €198k
2023: €353k
2024: €491k
2020 → 2025
Total assets
€728k▲ 34.8%
2024 · €540k
2020: €157k
2021: €184k
2022: €287k
2023: €387k
2024: €540k
2020 → 2025
Net result
€185k▲ 34.3%
2024 · €138k
2020: €70k
2021: €63k
2022: €45k
2023: €155k
2024: €138k
2020 → 2025
Working capital
€392k▲ 59.3%
2024 · €246k
2020: €78k
2021: €145k
2022: €85k
2023: €120k
2024: €246k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€153k-€198k▲ 29.5%€353k▲ 78.4%€491k▲ 39.2%€676k▲ 37.8%
Operating result€79k-€56k▼ 28.2%€200k▲ 255%€184k▼ 8.2%€246k▲ 33.5%
Net result€63k-€45k▼ 28.5%€155k▲ 245%€138k▼ 10.9%€185k▲ 34.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €728k
Fixed assets
€287k▲ 16.0%
Current assets
€441k▲ 50.6%
Equity and liabilities €728k
Equity
€676k▲ 37.8%
Debt
€51k▲ 4.7%
The debt ratio falls from 9.1% to 7.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€258k▲
2024 · €187k
Cash flow
€198k▲
2024 · €141k
Solvency
92.9%▲
2024 · 90.9%
Current ratio
8.99▲
2024 · 6.27
Quick ratio
8.07▲
2024 · 5.47
Debt / equity
0.08▼
2024 · 0.10
ROE
27.4%▼
2024 · 28.1%
ROA
25.5%▼
2024 · 25.6%
Interest coverage
3320.51▲
2024 · 2267.08
Debt
€51k▲
2024 · €49k
Debt ≤ 1 year
€49k▲
2024 · €47k
Income taxes
€60k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€540k€728k▲
Fixed assets21/28€247k€287k▲
Tangible fixed assets22/27€247k€287k▲
Land and buildings22€236k€240k▲
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€0€38k▲
Current assets29/58€293k€441k▲
Stocks and contracts in progress3€37k€45k▲
Stocks30/36€37k€45k▲
Amounts receivable within one year40/41€6k€28k▲
Trade receivables40€2k€0▼
Other amounts receivable41€4k€28k▲
Cash at bank and in hand54/58€248k€366k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€540k€728k▲
Equity10/15€491k€676k▲
Contributions10/11€20k€20k=
Reserves13€471k€656k▲
Distributable reserves133€471k€656k▲
Amounts payable17/49€49k€51k▲
Amounts payable within one year42/48€47k€49k▲
Current portion of amounts payable after more than one year42-€2k
Trade debts44€43k€46k▲
Suppliers440/4€43k€46k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€2k€347▼
Taxes450/3€2k€347▼
Other amounts payable47/48€2k€22▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€13k▲
Other operating charges640/8€831€1k▲
Gross operating margin9900€188k€260k▲
Operating profit (loss)9901€184k€246k▲
Financial income75/76B€5€0▼
Recurring financial income75€5€0▼
Financial charges65/66B€82€78▼
Recurring financial charges65€82€78▼
Profit (loss) for the period before taxes9903€184k€246k▲
Income taxes67/77€46k€60k▲
Profit (loss) for the period9904€138k€185k▲
Profit (loss) for the period to be appropriated9905€138k€185k▲
Appropriation of the result
Profit (loss) to be appropriated9906€138k€185k▲
Transfer to equity691/2€138k€185k▲
To other reserves6921€138k€185k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €185k ▲34.3%
Operating result €246k, net result €185k, both a record.
31-12
Financial
Equity above €500kEq €676k ▲37.8%
6 profitable years in a row build equity to €676k.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.75
Current ratio from 1.97 to 4.75; short-term debt falls from €87k to €32k.
31-12
Financial
Equity above €200kEq €353k ▲78.4%
4 profitable years in a row build equity to €353k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €45k ▼28.5%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 5.62
Current ratio from 2.17 to 5.62; short-term debt falls from €67k to €31k.
31-12
Financial
Equity above €150kEq €153k ▲70%
2 profitable years in a row build equity to €153k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Baarle-Hertog · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zondereigen 892387 Baarle-HertogGround area
3,316 m²
Building footprint
290 m²
Volume, LiDAR
1,676 m³
2 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERVI
since 20192.289.606.608
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13002K0819/00A000 | Flanders | 2,017 m² | 1 · 106 m² | 9.2 m · 2 fl. |
| 13002K0808/00B000 | Flanders | 1,298 m² | 1 · 184 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBaarle-Hertog2.289.606.608
Similar companies · same sector, comparable size
SCHELKENS FRANCIS
BE 0866.219.205
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ZOMERLOOS
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'T FORTJENSHOF
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PATERSVIJVER HOEVE
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Peer · Eq €665k
AKKERBOSCH
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Kalmthout · Eq €688k
Of 608 companies in sector 01471 we hold annual accounts for 216. 174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2019
Fiscal year end31-12
Activities, NACEBEL
01471Crop and animal production, hunting and related service activities
01472Crop and animal production, hunting and related service activities
01479Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.