VERADA BOUW
ActiveVERADA BOUW has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.86M and a net result of €62k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 19348 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability60▼-4
Solvency85▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 3.94 against 4.4 in 2023; short-term debt: 9.8% and cash: 12.9% of total assets), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59.8%
Return on assets
2%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
9 d early
2023
30 d late
2022
31 d late
2021
24 d early
2020
25 d early
2019
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.86M▲ 29.1%
2023 · €1.44M
2018: €1.30M
2019: €1.52M
2020: €1.66M
2021: €1.63M
2022: €1.69M
2023: €1.44M
2018 → 2024
Total assets
€3.11M▲ 12.0%
2023 · €2.77M
2018: €2.91M
2019: €2.76M
2020: €3.51M
2021: €3.59M
2022: €3.36M
2023: €2.77M
2018 → 2024
Net result
€62k▼ 5.1%
2023 · €66k
2018: €105k
2019: €220k
2020: €142k
2021: €-24k
2022: €58k
2023: €66k
2018 → 2024
Working capital
€898k▼ 6.6%
2023 · €962k
2018: €400k
2019: €1.14M
2020: €1.15M
2021: €1.21M
2022: €1.22M
2023: €962k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.66M-€1.63M▼ 1.5%€1.69M▲ 3.5%€1.44M▼ 15.0%€1.86M▲ 29.1%
Operating result€216k-€-18k€124k€121k▼ 2.9%€130k▲ 7.9%
Net result€142k-€-24k€58k€66k▲ 14.0%€62k▼ 5.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 8% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.11M
Fixed assets
€1.90M▲ 24.5%
Current assets
€1.20M▼ 3.3%
Equity and liabilities €3.11M
Equity
€1.86M▲ 29.1%
Debt
€1.25M▼ 6.4%
The debt ratio falls from 48.2% to 40.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€246k▲
2023 · €241k
Cash flow
€177k▼
2023 · €186k
Solvency
59.8%▲
2023 · 51.8%
Current ratio
3.94▼
2023 · 4.40
Quick ratio
3.94▼
2023 · 4.40
Debt / equity
0.67▼
2023 · 0.93
ROE
3.4%▼
2023 · 4.6%
ROA
2.0%▼
2023 · 2.4%
Interest coverage
4.60▼
2023 · 5.12
Debt
€1.25M▼
2023 · €1.34M
Debt ≤ 1 year
€306k▲
2023 · €283k
Debt > 1 year
€934k▼
2023 · €1.04M
Income taxes
€24k▼
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.77M€3.11M▲
Fixed assets21/28€1.53M€1.90M▲
Tangible fixed assets22/27€1.53M€1.90M▲
Land and buildings22€1.52M€1.89M▲
Plant, machinery and equipment23€6k€10k▲
Furniture and vehicles24€4k€2k▼
Current assets29/58€1.24M€1.20M▼
Amounts receivable after more than one year29€250€250=
Trade receivables290€250€250=
Amounts receivable within one year40/41€740k€790k▲
Trade receivables40€329k€299k▼
Other amounts receivable41€411k€491k▲
Current investments50/53€90k-
Cash at bank and in hand54/58€409k€399k▼
Deferred charges and accrued income490/1€5k€14k▲
Equity and liabilities
Total equity and liabilities10/49€2.77M€3.11M▲
Equity10/15€1.44M€1.86M▲
Contributions10/11€63k€546k▲
Reserves13€1.37M€1.31M▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.37M€1.31M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.34M€1.25M▼
Amounts payable after more than one year17€1.04M€934k▼
Financial debts170/4€1.04M€934k▼
Amounts payable within one year42/48€283k€306k▲
Current portion of amounts payable after more than one year42€147k€119k▼
Financial debts43€100k€0▼
Credit institutions430/8€100k€0▼
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€12k€16k▲
Taxes450/3€12k€16k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€23k€165k▲
Accrued charges and deferred income492/3€8k€10k▲
Income statement
Code20232024
Non-recurring operating income76A€6k€0▼
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€120k€115k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€35k€21k▼
Gross operating margin9900€276k€267k▼
Operating profit (loss)9901€121k€130k▲
Financial income75/76B€18k€10k▼
Recurring financial income75€18k€10k▼
Financial charges65/66B€47k€53k▲
Recurring financial charges65€47k€53k▲
Profit (loss) for the period before taxes9903€91k€87k▼
Income taxes67/77€26k€24k▼
Profit (loss) for the period9904€66k€62k▼
Profit (loss) for the period to be appropriated9905€66k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€62k▼
Transfer from equity791/2€319k€127k▼
Transfer to equity691/2€66k€62k▼
To other reserves6921€66k€62k▼
Profit to be distributed694/7€319k€127k▼
Return on contributions (dividend)694€319k€127k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-24k ▼117%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €220k ▲109%
Operating result €320k, net result €220k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.33
Current ratio from 1.32 to 3.33; short-term debt falls from €1.23M to €490k.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keiberg(H) 388551 ZwevegemGround area
5,140 m²
Building footprint
174 m²
Volume, LiDAR
1,082 m³
Parcel 34014B0952/00B000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERADA BOUW
since 20032.132.521.640
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34014B0952/00B000 | Flanders | 5,140 m² | 1 · 174 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,380. 2,727 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2003
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.