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VERA

Active Public limited companyfounded 1991active for 35 yearsVuurgatstraat 86, 3090 OverijseKBO/BCE: BE 0444.705.408

Lifetime

19 annual accounts with figures on one time axis, 34 filings since 1992
peak €560,020 (2021)
€398,941▼ 6.3%
peak €263,968 (2010)
€165,460▼ 9.5%
peak €2.2m (2024)
€1.9m▼ 12.9%
€1.5m▲ 155%
peak 4.3 FTE (2019)
1.3 FTE▼ 31.6%
Board5 names since 2011
4 directors and 3 others
Owners
39.6%
Documentsfilings and deeds
29-01-20262 days before the deadline
2025abbreviated format
Staff from 1.9 FTE to 1.3 FTE4 directors appointed 02-10Dividend €451,217Equity from €2.2m to €1.9mDebts from €572,920 to €1.5mInvestments €414,902

Key points

from the 2025 annual accounts

Equity

€1.9m ▼ 12.9%
2.22024+0.2Profit-0.5Dividend1.92025

VERA paid out €451,217 in dividends. That is 273% of the 2025 profit.

Debts

€1.5m ▲ 155%
Other debts
+0.5
Financial debts
+0.2
Suppliers
+0.1
The rest
+0.09

Debts rose by €886,065 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Investments

€414,902 3.3 × depreciation
2022202320242025

Green is investment, beige is depreciation.

Staff

2 employees on 30-06-2025
222022112023222024222025

In 2025, 2 people joined and 2 left.

Filings

34 annual accounts since 1992
deadline200020102020

The last five annual accounts were filed 0 to 6 days before the end of the period.

Position in the sector

€1.9m

More equity than 92% of companies in retail trade. Sector median €315,153 · 13,237 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 17,035 companies had the same profile as VERA has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,035 companies, not a prediction for VERA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Managing director
Director, , since 01-10-2019
Director, , since 01-10-2019
Director
  • 39.6%score equity €277,895 (2025) · 30-06-2025 annual accounts of
Board & ownership

Recent changes

4 directors appointed Issue of 148 shares · Issue of 3 shares · Issue of 99 shares · General meeting of 29-09-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0444705408
Resignations & appointments General meeting of 19-09-2024 · Gazette deed
Reappointments: (director) and (director) General meeting of 21-11-2023 · Gazette deed
All 46 events

Comparable companies

same main activity, similar in size and age
Company
VERA Overijse €3.4m €398,941 56.9% 1.3
WIN Uccle €4.2m €243,612 38.2% 1
FIRMA DOBBELAERE Knokke-Heist €2.2m €618,384 54.0% 1
DE SCHUTTER Dessel €5.5m €428,027 12.8% 1.6
DAEMS Retie €3.4m €332,342 68.4% 0.5
GREENBOW Roeselare €2.3m €429,101 29.4% 1.2
MINE & CO Aywaille €2.0m €275,417 45.5% 2

These companies have the same main activity as VERA: retail sale of flowers, plants, seeds and fertilisers (NACE 47761). They are comparable in size and age: total assets between €2m and €5.5m, founded between 1987 and 2003.

Official details

Source: KBO
Status
Active since 23-07-1991Normal situation
Activity
Retail sale of flowers, plants, seeds and fertilisersNACE 47761and 5 others
Establishment unit
2.056.098.4093090 Overijse, since 07-02-1992
Financial year end
30 June
Peppol
Reachable since 14-05-2025
Company details

Annual accounts to 30-06-2025

≈ €1.4mestimated
€3.4m▲ 21.5%
Employeeson 30-06-2025
2=
Filing
Filed on 29-01-2026, 2 days before the end of the filing period
Financials

Insights on VERA

VERA files the abbreviated format. That format states no turnover. The gross margin rose from €314,883 in 2007 to €398,941 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VERA

What is the company number of VERA?
The company number of VERA is 0444.705.408. The VAT number is the same number with BE in front: BE 0444.705.408.
Where is VERA based?
The registered office is at Vuurgatstraat 86, 3090 Overijse.Company details
What does VERA do?
According to the KBO register, the main activity is retail sale of flowers, plants, seeds and fertilisers (NACE 47761).
What is the legal form of VERA?
VERA is a public limited company (NV).
When was VERA founded?
VERA was founded on 23-07-1991.
Is VERA still active?
Yes, VERA is an active enterprise in the KBO register.
How many employees does VERA have?
VERA had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VERA?
The turnover in financial year 2025 is ≈ €1.4m. This figure is estimated from the gross margin of €398,941 and 47 comparable companies (NACE 477). It probably lies between €1.1m and €2.2m.
Is VERA profitable?
In financial year 2025, VERA made a profit of €165,460.
Where can I find the annual accounts of VERA?
VERA filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VERA due?
VERA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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