VER - STRA
ActiveSummary
VER - STRA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €696k and a net result of €24k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▲+2
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
short-term debt: 0% and cash: 4.6% of total assets, and 0% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
8 d early
2023
31 d late
2022
19 d early
2021
18 d early
2020
12 d early
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24k▲ 65.5%
2024 · €14k
Working capital
€626k▲ 4.3%
2024 · €600k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3k▼ 42.7%€29k▲ 739%€13k▼ 55.5%€2k▼ 80.8%€13k▲ 408%
Net result€13k▲ 148%€32k▲ 156%€21k▼ 34.1%€14k▼ 31.8%€24k▲ 65.5%
Equity€604k▲ 2.1%€636k▲ 5.3%€658k▲ 3.3%€672k▲ 2.2%€696k▲ 3.6%
Total assets€607k▲ 1.0%€656k▲ 8.1%€659k▲ 0.5%€674k▲ 2.3%€696k▲ 3.3%
Debt€3k▼ 70.6%€19k▲ 637%€1k▼ 94.1%€2k▲ 63.7%€36▼ 98.1%
Working capital€547k▲ 2.4%€572k▲ 4.7%€594k▲ 3.9%€600k▲ 1.0%€626k▲ 4.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 408% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €696k
Fixed assets
€70k ▼ 2.8%
Current assets
€626k ▲ 4.0%
Equity and liabilities €696k
Equity
€696k ▲ 3.6%
Debt
€36 ▼ 98.1%
Debt's share of the balance-sheet total falls from 0.3% to 0.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €4k
Cash flow
€26k▲
2024 · €16k
Debt to equity
0.00▼
2024 · 0.00
ROE
3.4%▲
2024 · 2.2%
ROA
3.4%▲
2024 · 2.1%
Interest coverage
30.60▲
2024 · 9.11
Debt ≤ 1 year
€36▼
2024 · €2k
Income taxes
€7k▲
2024 · €6k
A ratio outside any meaningful range has been withheld (balance sheet total €696k, equity €696k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €261 | €964 | €1k | €1k | €2k | ▲ 36.2% |
| Other operating charges640/8 | €10k | €10k | €11k | €11k | €12k | ▲ 7.4% |
| Non-recurring operating charges66A | €3k | - | - | - | - | - |
| Gross operating margin9900 | €16k | €40k | €25k | €15k | €27k | ▲ 74.7% |
| Operating profit (loss)9901 | €3k | €29k | €13k | €2k | €13k | ▲ 408% |
| Financial income75/76B | €14k | €15k | €16k | €18k | €19k | ▲ 2.8% |
| Recurring financial income75 | €14k | €15k | €16k | €18k | €19k | ▲ 2.8% |
| Financial charges65/66B | €179 | €195 | €415 | €435 | €476 | ▲ 9.5% |
| Recurring financial charges65 | €179 | €195 | €415 | €435 | €476 | ▲ 9.5% |
| Profit (loss) for the period before taxes9903 | €17k | €44k | €29k | €20k | €31k | ▲ 52.3% |
| Income taxes67/77 | €4k | €12k | €8k | €6k | €7k | ▲ 18.6% |
| Profit (loss) for the period9904 | €13k | €32k | €21k | €14k | €24k | ▲ 65.5% |
| Profit (loss) for the period to be appropriated9905 | €13k | €32k | €21k | €14k | €24k | ▲ 65.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €607k | €656k | €659k | €674k | €696k | ▲ 3.3% |
| Fixed assets21/28 | €58k | €64k | €63k | €72k | €70k | ▼ 2.8% |
| Tangible fixed assets22/27 | €58k | €64k | €63k | €72k | €70k | ▼ 2.8% |
| Land and buildings22 | €58k | €64k | €63k | €72k | €70k | ▼ 2.8% |
| Current assets29/58 | €549k | €592k | €596k | €602k | €626k | ▲ 4.0% |
| Amounts receivable within one year40/41 | €469k | €485k | €565k | €587k | €594k | ▲ 1.1% |
| Trade receivables40 | €2k | €3k | - | - | - | - |
| Other amounts receivable41 | €467k | €482k | €565k | €587k | €594k | ▲ 1.1% |
| Cash at bank and in hand54/58 | €80k | €107k | €31k | €15k | €32k | ▲ 119% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €607k | €656k | €659k | €674k | €696k | ▲ 3.3% |
| Equity10/15 | €604k | €636k | €658k | €672k | €696k | ▲ 3.6% |
| Contributions10/11 | €223k | €223k | €223k | €223k | €223k | = |
| Capital10 | €223k | €223k | €223k | €223k | €223k | = |
| Issued capital100 | €223k | €223k | €223k | €223k | €223k | = |
| Reserves13 | €381k | €413k | €434k | €449k | €473k | ▲ 5.3% |
| Non-distributable reserves130/1 | €22k | €22k | €22k | €22k | €22k | = |
| Legal reserve130 | €22k | €22k | €22k | €22k | €22k | = |
| Distributable reserves133 | €359k | €391k | €412k | €427k | €451k | ▲ 5.6% |
| Amounts payable17/49 | €3k | €19k | €1k | €2k | €36 | ▼ 98.1% |
| Amounts payable within one year42/48 | €3k | €19k | €1k | €2k | €36 | ▼ 98.1% |
| Trade debts44 | €2k | €8k | €136 | €2k | €36 | ▼ 97.8% |
| Suppliers440/4 | €2k | €8k | €136 | €2k | €36 | ▼ 97.8% |
| Taxes, remuneration and social security45 | - | €10k | - | - | - | - |
| Taxes450/3 | - | €10k | - | - | - | - |
| Other amounts payable47/48 | €1k | €1k | €1k | €238 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €32k | €21k | €14k | €24k | ▲ 65.5% |
| + Depreciation and write-downs630 | €261 | €964 | €1k | €1k | €2k | ▲ 36.2% |
| Operating cash flow (approximation) | €13k | €33k | €22k | €16k | €26k | ▲ 62.8% |
| Investment in fixed assets (approximation) | - | €-8k | €0 | €-10k | €0 | ▲ 100% |
| Change in cash | - | €27k | €-76k | €-16k | €18k | ▲ 210% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity times 53current ratio 17268.70
Current ratio from 323.72 to 17268.70; short-term debt falls from €2k to €36.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-12
Financial
Liquidity times 17current ratio 524.43
Current ratio from 30.49 to 524.43; short-term debt falls from €19k to €1k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €32k ▲156%
Operating result €29k, net result €32k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity triplescurrent ratio 208.67
Current ratio from 60.61 to 208.67; short-term debt falls from €9k to €3k.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €5k ▼68%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
Show earlier events
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1990
Ground area
2.7 ha
Building footprint
2.3 ha
Volume, LiDAR
802 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
37
companies at this address
See who is registered here
1 establishment unit
VER-STRA NV
since 19902.049.614.057
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017D0732/00T000 | Flanders | 2.6 ha | 1 · 2.3 ha | - |
| 36017D0005/00C002 | Flanders | 653 m² | 1 · 118 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOSMONT
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IMMOREADY
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CCN Housing B2
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 4,986 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded10-08-1990
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.