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VEPABO

Active Private limited companyfounded 2002active for 24 yearsZeshoekstraat W82, 9190 StekeneKBO/BCE: BE 0477.819.129

Lifetime

19 annual accounts with figures on one time axis, 23 filings since 2003
peak €98,765 (2013)
€13,559▲ €49,229
lowest -€42,648 (2024)
€6,281▲ €48,929
peak €95,945 (2008)
€35,002▲ 21.9%
€33,198▲ 6.4%
Board1 name since 2022
- 
Documentsfilings and deeds
21-01-202610 days before the deadline
2025micro format
Gross margin from -€35,670 to €13,559Back to profit: €6,281Equity from €28,721 to €35,002Cash from €23,707 to €11,439

Key points

from the 2025 annual accounts

Overdue debts

€7,398 on 30-06-2025

The annual accounts state €7,398 of overdue tax debts on 30-06-2025.

Equity

€35,002 from €95,945 in 2008

Equity fell by 64% in 17 years.

Filings

23 annual accounts since 2003
deadline20102020

The last five annual accounts were filed 0 to 11 days before the end of the period.

Checked score

93
Excellent
Financially stronger than 44% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025highest value 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

76+3equity 51.3% of total assets
47-27short-term debt 48.4% · cash 16.8%
70+70return on assets 9.2%

Score breakdown

raises risk
Size: turnover €131,157, total assets €68,199
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.86, cash €11,439, halved
Equity €35,002 (51.3% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 49% of them on solvency, 26% on liquidity, 31% on profitability and 68% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as VEPABO has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of VEPABO itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for VEPABO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.86 (1.69 in 2024), above the usual 1.5. Short-term debt is 48.4% and cash 16.8% of total assets. 48.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Liquidity: current ratio 1.86, cash €11,439, halved
NBB · annual accounts
lowers risk · Equity €35,002 (51.3% of total assets)
NBB · annual accounts
raises risk · Size: turnover €131,157, total assets €68,199
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
10 days early
2024
on the day
2023
on the day
2022
11 days early
2021
10 days early
2020
8 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
MK
Director, until 2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0477819129
Change of role: MAES Kris Florimond Elisa, from manager to director General meeting of 29-09-2023 · Gazette deed
Energy performance certifier approval granted Decision of 22-02-2017, published on 21-06-2017
First establishment Zeshoekstraat 82, Stekene
All 32 events

Comparable companies

same main activity, similar in size and age
Company
VEPABO Stekene €68,199 €13,559 51.3% -
bluebockx Ghent €78,725 €15,280 93.1% -
ARCHITECTENBUREAU WOUTER BASTIJNS Boechout €75,090 €12,795 -13.9% -
BUREAU D'ARCHITECTES A FINE OFFICE Kraainem €66,745 €14,192 -52.7% -
ETIENNE FRANKART-ARCHITECTE Namur €57,207 €15,130 77.0% -
ATELIER DE L'ARCHITECTE MARC PUISSANT Namur €77,179 €13,541 45.8% -
ATELIER D'ARCHITECTURE MEDINE A. Molenbeek-Saint-Jean €55,398 €14,331 83.1% -

These companies have the same main activity as VEPABO: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €55,400 and €78,700, founded between 2002 and 2005.

Official details

Source: KBO
Status
Active since 24-06-2002Normal situation
Activity
Activities of building architectsNACE 71111and 1 other
Establishment unit
2.221.325.0419190 Stekene, since 01-08-2013
Financial year end
30 June
Peppol
Reachable since 20-05-2025
Company details

Annual accounts to 30-06-2025

€68,199▲ 13.8%
Filing
Filed on 21-01-2026, 10 days before the end of the filing period
Financials

Insights on VEPABO

VEPABO files the micro format. That format states no turnover. The gross margin fell from €29,157 in 2007 to €13,559 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VEPABO

What is the company number of VEPABO?
The company number of VEPABO is 0477.819.129. The VAT number is the same number with BE in front: BE 0477.819.129.
Where is VEPABO based?
The registered office is at Zeshoekstraat W82, 9190 Stekene.Company details
What does VEPABO do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of VEPABO?
VEPABO is a private limited company (BV).
When was VEPABO founded?
VEPABO was founded on 24-06-2002.
Is VEPABO still active?
Yes, VEPABO is an active enterprise in the KBO register.
What is the turnover of VEPABO?
The turnover of VEPABO was €131,157 in financial year 2025, according to the filed annual accounts.Financials
Is VEPABO profitable?
In financial year 2025, VEPABO made a profit of €6,281.
Where can I find the annual accounts of VEPABO?
VEPABO filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VEPABO due?
VEPABO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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