Ventura
ActiveThe computed 12-month bankruptcy probability of Ventura is 2.3% (moderate). The 2025 annual accounts show equity of €357k and a net result of €122k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 40% of 3619 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency45▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 4.18 in 2024; short-term debt: 23.1% and cash: 22% of total assets), but 80% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
18 d early
2024
28 d early
2023
12 d early
2022
26 d early
2021
4 d late
2020
9 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€357k▼ 25.2%
2024 · €477k
2018: €44k
2019: €122k
2020: €66k
2021: €214k
2022: €353k
2023: €460k
2024: €477k
2018 → 2025
Total assets
€1.79M▲ 7.5%
2024 · €1.66M
2018: €393k
2019: €513k
2020: €324k
2021: €596k
2022: €665k
2023: €775k
2024: €1.66M
2018 → 2025
Net result
€122k▲ 29.7%
2024 · €94k
2018: €-14k
2019: €79k
2020: €-56k
2021: €149k
2022: €139k
2023: €107k
2024: €94k
2018 → 2025
Working capital
€800k▼ 22.8%
2024 · €1.04M
2018: €-48k
2019: €950
2020: €-18k
2021: €171k
2022: €275k
2023: €382k
2024: €1.04M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€214k-€353k▲ 64.9%€460k▲ 30.3%€477k▲ 3.6%€357k▼ 25.2%
Operating result€141k-€204k▲ 44.3%€163k▼ 19.9%€154k▼ 5.8%€201k▲ 30.6%
Net result€149k-€139k▼ 6.5%€107k▼ 23.0%€94k▼ 11.8%€122k▲ 29.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 31% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.79M
Fixed assets
€574k▲ 91.2%
Current assets
€1.21M▼ 10.9%
Equity and liabilities €1.79M
Equity
€357k▼ 25.2%
Debt
€1.43M▲ 20.6%
The debt ratio rises from 71.3% to 80.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€259k▲
2024 · €193k
Cash flow
€180k▲
2024 · €134k
Solvency
20.0%▼
2024 · 28.7%
Current ratio
2.94▼
2024 · 4.18
Quick ratio
2.86▼
2024 · 4.08
Debt / equity
4.01▲
2024 · 2.49
ROE
34.3%▲
2024 · 19.8%
ROA
6.9%▲
2024 · 5.7%
Interest coverage
8.52▼
2024 · 10.64
Debt
€1.43M▲
2024 · €1.19M
Debt ≤ 1 year
€413k▲
2024 · €326k
Debt > 1 year
€1.01M▲
2024 · €857k
Income taxes
€55k▲
2024 · €41k
Staff costs
€758k▲
2024 · €651k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.66M€1.79M▲
Fixed assets21/28€300k€574k▲
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€299k€569k▲
Land and buildings22€148k€300k▲
Plant, machinery and equipment23€66k€68k▲
Furniture and vehicles24€18k€30k▲
Other tangible fixed assets26€68k€172k▲
Financial fixed assets28-€3k
Current assets29/58€1.36M€1.21M▼
Amounts receivable after more than one year29€20k€177k▲
Other amounts receivable291€20k€177k▲
Stocks and contracts in progress3€33k€30k▼
Stocks30/36€33k€30k▼
Amounts receivable within one year40/41€927k€612k▼
Trade receivables40€73k€12k▼
Other amounts receivable41€853k€600k▼
Cash at bank and in hand54/58€378k€394k▲
Deferred charges and accrued income490/1€5k€447▼
Equity and liabilities
Total equity and liabilities10/49€1.66M€1.79M▲
Equity10/15€477k€357k▼
Contributions10/11€30k€30k=
Reserves13€447k€327k▼
Distributable reserves133€447k€327k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.19M€1.43M▲
Amounts payable after more than one year17€857k€1.01M▲
Financial debts170/4€857k€1.01M▲
Amounts payable within one year42/48€326k€413k▲
Current portion of amounts payable after more than one year42€38k€13k▼
Financial debts43€35k€43k▲
Credit institutions430/8-€8k
Other loans439€35k€35k▼
Trade debts44€71k€45k▼
Suppliers440/4€71k€45k▼
Taxes, remuneration and social security45€71k€70k▼
Taxes450/3€21k€1k▼
Remuneration and social security454/9€49k€69k▲
Other amounts payable47/48€111k€243k▲
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Remuneration, social security and pensions62€651k€758k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€58k▲
Other operating charges640/8€36k€10k▼
Gross operating margin9900€880k€1.03M▲
Operating profit (loss)9901€154k€201k▲
Financial income75/76B€78€7k▲
Recurring financial income75€78€7k▲
Financial charges65/66B€18k€30k▲
Recurring financial charges65€18k€30k▲
Profit (loss) for the period before taxes9903€136k€178k▲
Income taxes67/77€41k€55k▲
Profit (loss) for the period9904€94k€122k▲
Profit (loss) for the period to be appropriated9905€94k€122k▲
Appropriation of the result
Profit (loss) to be appropriated9906€94k€122k▲
Transfer from equity791/2€78k€242k▲
Transfer to equity691/2€94k€122k▲
To other reserves6921€94k€122k▲
Profit to be distributed694/7€78k€242k▲
Return on contributions (dividend)694€78k€242k▲
Social balance
Average headcount (FTE)908713.914.7▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
31-12
Financial
Back to profitnet €149k
Net result €149k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.77
Current ratio from 0.82 to 1.77.
31-12
Financial
Equity above €200kEq €214k ▲226%
Equity rises from €66k to €214k.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
31-12
Financial
Weakest financial yearnet €-56k ▼171%
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Back to profitnet €79k
Net result €79k after one loss-making year.
31-12
Financial
Equity above €100kEq €122k ▲175%
Equity rises from €44k to €122k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 3 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jacobsnieuwstraat 259000 GentGround area
482 m²
Building footprint
377 m²
Volume, LiDAR
4,465 m³
4 parcels, Flanders · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
Ventura
since 20162.249.481.765
Café Albatros
since 20182.274.459.760
Rendez-Vous
since 20262.386.127.051
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44802B1267/00D000 | Flanders | 255 m² | 1 · 151 m² | 17.7 m · 3 fl. |
| 44802B0648/00_000 | Flanders | 85 m² | 1 · 85 m² | 13.9 m · 4 fl. |
| 44804D1858/00E000 | Flanders | 82 m² | 1 · 81 m² | 17.3 m · 5 fl. |
| 44802B0649/00_000 | Flanders | 61 m² | 1 · 61 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesGent2.249.481.765
Gent2.274.459.760
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Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 5,305 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2016
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.