VENISSIEN
ActiveThe computed 12-month bankruptcy probability of VENISSIEN is 5.6% (elevated). The annual accounts of VENISSIEN for fiscal year 2025 show a net loss of 99% of the equity at the start of that year. The 2025 annual accounts show equity of €28 and a net result of €-5k. Its solvency ranks better than 25% of 13270 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-30
Solvency25▼-23
Growth32
Track record82
Bankruptcy probability, 12 months
5.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.83 against 1.31 in 2024; short-term debt: 100% and cash: 37.7% of total assets), and 100% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0%
Return on assets
-5.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
137 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28▼ 99.5%
2024 · €5k
2024: €5k
2024 → 2025
Total assets
€104k▲ 352%
2024 · €23k
2024: €23k
2024 → 2025
Net result
€-5k
2024 · €409
2024: €409
2024 → 2025
Working capital
€-18k
2024 · €5k
2024: €5k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€5k-€28▼ 99.5%
Operating result€963-€-5k
Net result€409-€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €963 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€18k
Current assets
€86k
Equity and liabilities €104k
Equity
€28▼ 99.5%
Debt
€104k▲ 490%
The debt ratio rises from 76.6% to 100.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k
Cash flow
€-2k
Solvency
0.0%▼
2024 · 23.4%
Current ratio
0.83▼
2024 · 1.31
Quick ratio
0.80▼
2024 · 1.31
ROA
-5.2%▼
2024 · 1.8%
Interest coverage
-10.23
Debt
€104k▲
2024 · €18k
Debt ≤ 1 year
€104k▲
2024 · €18k
Staff costs
€127k▲
2024 · €7k
Equity ratios withheld: equity of €28 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€104k▲
Fixed assets21/28-€18k
Tangible fixed assets22/27-€14k
Furniture and vehicles24-€14k
Financial fixed assets28-€4k
Current assets29/58€23k€86k▲
Stocks and contracts in progress3-€4k
Stocks30/36-€4k
Amounts receivable within one year40/41€3k€44k▲
Trade receivables40€2k€42k▲
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€20k€39k▲
Equity and liabilities
Total equity and liabilities10/49€23k€104k▲
Equity10/15€5k€28▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€409€-5k▼
Amounts payable17/49€18k€104k▲
Amounts payable within one year42/48€18k€104k▲
Trade debts44€12k€57k▲
Suppliers440/4€12k€57k▲
Taxes, remuneration and social security45€5k€46k▲
Taxes450/3€636€5k▲
Remuneration and social security454/9€5k€41k▲
Other amounts payable47/48€0€1k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€17k€160k▲
Remuneration, social security and pensions62€7k€127k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€2k€5k▲
Gross operating margin9900€9k€130k▲
Operating profit (loss)9901€963€-5k▼
Financial income75/76B€164€283▲
Recurring financial income75€164€283▲
Financial charges65/66B€82€190▲
Recurring financial charges65€82€190▲
Profit (loss) for the period before taxes9903€1k€-5k▼
Income taxes67/77€636-
Profit (loss) for the period9904€409€-5k▼
Profit (loss) for the period to be appropriated9905€409€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€409€-5k▼
Profit (loss) brought forward from the previous period14P-€409
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
17-08
State Gazette act
Capital & shares · Resignations & appointmentsGeneral meeting · Director resignation · Director discharge6 facts ▸
State Gazette act
Capital & shares · Resignations & appointments
General meeting · Director resignation · Director discharge6 facts ▸
- General meeting, 2026-06-30
- Director resignation, Caramazza Salvatore (administrateur)
- Director discharge, Caramazza Salvatore
- Director appointment, Benhmadouch Mounia (administrateur)
- Share transfer, Caramazza Salvatore → Benhmadouch Mounia
- Share transfer, Caramazza Tanino → Benhmadouch Mounia
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 137 days late
State Gazette actNBB filing
Directors · office · real estate
Directors
2 directors, no change since 2026
Benhmadouch Mounia
CurrentDirector · since 01-07-2026
01-07-2026
Benhmadouch Mounia: Appointed as Director
30-06-2026
Caramazza Salvatore: Resigned as Director
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Baty 84610 Beyne-HeusayGround area
413 m²
Building footprint
133 m²
Volume, LiDAR
1,023 m³
Parcel 62015B0247/00F000, Wallonia · tallest building 8.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VENISSIEN
since 20242.363.421.430
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62015B0247/00F000 | Wallonia | 413 m² | 1 · 133 m² | 8.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Transfer of part of 100% of the shares (part of 100%) from Caramazza Salvatore to Benhmadouch Mounia
Transfer of part of 100% of the shares (part of 100%) from Caramazza Tanino to Benhmadouch Mounia
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeyne-Heusay2.363.421.430
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 42 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2024
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.