VENIO
ActiveVENIO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €360k and a net result of €48k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 16012 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+17
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.56 against 5.13 in 2024), and 19% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81%
Return on assets
10.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
22 d early
2023
28 d early
2022
39 d early
2021
73 d early
2020
37 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€360k▼ 7.5%
2024 · €389k
2022: €310k
2023: €351k
2024: €389k
2022 → 2025
Total assets
€444k▼ 5.1%
2024 · €468k
2022: €424k
2023: €425k
2024: €468k
2022 → 2025
Net result
€48k▲ 25.0%
2024 · €38k
2022: €53k
2023: €40k
2024: €38k
2022 → 2025
Working capital
€300k▼ 7.8%
2024 · €326k
2022: €238k
2023: €283k
2024: €326k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€310k-€351k▲ 13.0%€389k▲ 10.9%€360k▼ 7.5%
Operating result€71k-€65k▼ 8.2%€57k▼ 12.6%€71k▲ 24.2%
Net result€53k-€40k▼ 24.0%€38k▼ 5.6%€48k▲ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €444k
Fixed assets
€59k▼ 5.9%
Current assets
€384k▼ 5.0%
Equity and liabilities €444k
Equity
€360k▼ 7.5%
Debt
€84k▲ 6.7%
The debt ratio rises from 16.9% to 19.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€75k▲
2024 · €61k
Cash flow
€51k▲
2024 · €43k
Solvency
81.0%▼
2024 · 83.1%
Current ratio
4.56▼
2024 · 5.13
Quick ratio
4.56▼
2024 · 5.13
Debt / equity
0.23▲
2024 · 0.20
ROE
13.3%▲
2024 · 9.8%
ROA
10.8%▲
2024 · 8.2%
Interest coverage
17.07▲
2024 · 14.82
Debt
€84k▲
2024 · €79k
Debt ≤ 1 year
€84k▲
2024 · €79k
Income taxes
€24k▲
2024 · €17k
Staff costs
€325k▼
2024 · €361k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€468k€444k▼
Fixed assets
21/28€63k€59k▼
Tangible fixed assets
22/27€63k€59k▼
Financial fixed assets
28€19€19=
Current assets
29/58€405k€384k▼
Amounts receivable within one year
40/41€77k€50k▼
Investments
50/53€38k€55k▲
Cash & bank
54/58€253k€275k▲
Total equity & liabilities
10/49€468k€444k▼
Equity
10/15€389k€360k▼
Contributions / capital
10/11€50k€50k=
Reserves
13€339k€310k▼
Accumulated profits (losses)
14-€0
Amounts payable
17/49€79k€84k▲
Amounts payable within one year
42/48€79k€84k▲
Trade debts payable within one year
44€14k€13k▼
Income statement
Code20242025
Gross operating margin
9900€428k€402k▼
Operating result
9901€57k€71k▲
Financial income
75€2k€5k▲
Financial charges
65€4k€4k▲
Result before taxes
9903€55k€72k▲
Income taxes
67/77€17k€24k▲
Net result for the period
9904€38k€48k▲
Result to be appropriated
9905€38k€48k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €38k ▼5.6%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
CARE DEVICE PARTNERS
BE 0732.761.952
Ukkel · Eq €363k
Nursing & Coaching
BE 0897.435.783
Erpe-Mere · Eq €356k
Martine CLOET
BE 0883.387.611
Enghien · Eq €365k
JOMAR
BE 0467.114.386
Ronse · Eq €366k
ANNIE DESCHOEMACKER
BE 0807.688.712
Knokke-Heist · Eq €367k
Of 5,952 companies in sector 86940 we hold annual accounts for 1,755. 1,100 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-1988
Fiscal year end31-12
Activities, NACEBEL
85143
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 19-07-2026. Scores and ratios are computed by Checked and are not a credit decision.