VENDI
ActiveVENDI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €596k and a net result of €62k. Equity is growing by ~61.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 11210 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-37
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 12.28 against 12.48 in 2024; short-term debt: 6.8% and cash: 15.5% of total assets), and 14.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.7%
Return on assets
8.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
2 d late
2022
6 d early
2021
6 d early
2020
1 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€596k▲ 11.6%
2024 · €534k
2019: €48k
2020: €79k
2021: €141k
2022: €267k
2023: €415k
2024: €534k
2019 → 2025
Total assets
€695k▲ 12.9%
2024 · €616k
2019: €62k
2020: €122k
2021: €266k
2022: €423k
2023: €465k
2024: €616k
2019 → 2025
Net result
€62k▼ 47.9%
2024 · €119k
2019: €39k
2020: €70k
2021: €63k
2022: €127k
2023: €150k
2024: €119k
2019 → 2025
Working capital
€531k▲ 18.1%
2024 · €450k
2019: €47k
2020: €75k
2021: €92k
2022: €227k
2023: €284k
2024: €450k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€267k▲ 89.4%€415k▲ 55.8%€534k▲ 28.6%€596k▲ 11.6%
Operating result€87k-€181k▲ 107%€214k▲ 18.1%€177k▼ 17.0%€117k▼ 34.1%
Net result€63k-€127k▲ 102%€150k▲ 18.1%€119k▼ 20.6%€62k▼ 47.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €695k
Fixed assets
€117k▼ 7.9%
Current assets
€578k▲ 18.3%
Equity and liabilities €695k
Equity
€596k▲ 11.6%
Provisions
€50k▲ 17.5%
Debt
€49k▲ 25.0%
The debt ratio rises from 6.4% to 7.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€127k▼
2024 · €187k
Cash flow
€72k▼
2024 · €129k
Solvency
85.7%▼
2024 · 86.7%
Current ratio
12.28▼
2024 · 12.48
Quick ratio
12.28▼
2024 · 12.48
Debt / equity
0.08▲
2024 · 0.07
ROE
10.4%▼
2024 · 22.2%
ROA
8.9%▼
2024 · 19.3%
Interest coverage
3.11▼
2024 · 754.83
Debt
€49k▲
2024 · €39k
Debt ≤ 1 year
€47k▲
2024 · €39k
Income taxes
€26k▼
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€616k€695k▲
Fixed assets21/28€127k€117k▼
Tangible fixed assets22/27€127k€117k▼
Land and buildings22€120k€113k▼
Plant, machinery and equipment23€7k€4k▼
Current assets29/58€489k€578k▲
Amounts receivable after more than one year29€30k€280k▲
Other amounts receivable291€30k€280k▲
Amounts receivable within one year40/41€175k€36k▼
Trade receivables40€22k€21k▼
Other amounts receivable41€153k€15k▼
Current investments50/53-€154k
Cash at bank and in hand54/58€278k€107k▼
Deferred charges and accrued income490/1€6k€1k▼
Equity and liabilities
Total equity and liabilities10/49€616k€695k▲
Equity10/15€534k€596k▲
Contributions10/11€6k€6k=
Reserves13€528k€590k▲
Distributable reserves133€528k€590k▲
Provisions and deferred taxes16€43k€50k▲
Provisions for liabilities and charges160/5€43k€50k▲
Other liabilities and charges164/5€43k€50k▲
Amounts payable17/49€39k€49k▲
Amounts payable within one year42/48€39k€47k▲
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€25k€3k▼
Taxes450/3€25k€3k▼
Other amounts payable47/48€6k€42k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€43k€7k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€231k€136k▼
Operating profit (loss)9901€177k€117k▼
Financial income75/76B€6k€12k▲
Recurring financial income75€6k€12k▲
Financial charges65/66B€248€41k▲
Recurring financial charges65€248€41k▲
Profit (loss) for the period before taxes9903€184k€88k▼
Income taxes67/77€65k€26k▼
Profit (loss) for the period9904€119k€62k▼
Profit (loss) for the period to be appropriated9905€119k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€62k▼
Transfer to equity691/2€119k€62k▼
To other reserves6921€119k€62k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €500kEq €534k ▲28.6%
6 profitable years in a row build equity to €534k.
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
31-03
Financial
Highest result since 2019net €150k ▲18.1%
Operating result €214k, net result €150k, both a record.
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €200kEq €267k ▲89.4%
4 profitable years in a row build equity to €267k.
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €100kEq €141k ▲78.2%
3 profitable years in a row build equity to €141k.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Minderhoutsestraat 512320 HoogstratenGround area
364 m²
Building footprint
90 m²
Volume, LiDAR
482 m³
Parcel 13014B0090/00T000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VENDI
since 20092.182.826.335
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014B0090/00T000 | Flanders | 364 m² | 1 · 90 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900MBHQHILQ8PZL65
Similar companies · same sector, comparable size
SELECTED CARS
BE 0822.839.716
Ingelmunster · Eq €593k
T.T.M. PARTS
BE 0462.686.238
Bree · Eq €599k
smart Belgium
BE 0778.295.633
Sint-Lambrechts-Woluwe · Eq €600k
GARAGE PISCINA
BE 0449.666.165
Saint-Ghislain · Eq €600k
C.G.M AUTOMOBILES
BE 0866.466.455
Mouscron · Eq €600k
Of 2,132 companies in sector 46711 we hold annual accounts for 1,126. 662 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2009
Fiscal year end31-03
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45204
47300Retail sale of automotive fuel
70200Business and other management consultancy
70220Business consulting
82990Other business support services
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.