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VEND-UP

Active
Private limited companyfounded 200818 yrs activeDeense Wijersstraat 5, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0896.566.545

VEND-UP has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €178k and a net result of €7k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 3020 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
60 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▼-3
Solvency42▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.95 against 1.01 in 2023; short-term debt: 64.6% and cash: 3.1% of total assets), and 83.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
30 d late
2023
30 d late
2022
29 d late
2021
10 d late
2020
18 d late
2019
23 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€178k▲ 4.4%
2023 · €170k
2018: €108k 2019: €118k 2020: €122k 2021: €124k 2022: €147k 2023: €170k
2018 → 2024
Total assets
€1.05M▲ 53.7%
2023 · €686k
2018: €436k 2019: €460k 2020: €540k 2021: €620k 2022: €750k 2023: €686k
2018 → 2024
Net result
€7k▼ 68.3%
2023 · €24k
2018: €2k 2019: €9k 2020: €5k 2021: €1k 2022: €23k 2023: €24k
2018 → 2024
Working capital
€-34k
2023 · €4k
2018: €135k 2019: €171k 2020: €210k 2021: €125k 2022: €-10k 2023: €4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€122k-€124k▲ 1.0%€147k▲ 18.8%€170k▲ 16.1%€178k▲ 4.4%
Operating result€8k-€4k▼ 51.0%€19k▲ 371%€33k▲ 73.0%€21k▼ 37.3%
Net result€5k-€1k▼ 73.9%€23k▲ 1,871%€24k▲ 1.7%€7k▼ 68.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2020: €8k€8kNet result 2020: €5k€5kOperating result 2021: €4k€4kNet result 2021: €1k€1kOperating result 2022: €19k€19kNet result 2022: €23k€23kOperating result 2023: €33k€33kNet result 2023: €24k€24kOperating result 2024: €21k€21kNet result 2024: €7k€7k20202021202220232024
The operating result falls in 2024; 2024 is 37% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.05M
Fixed assets €407k▲ 37.2%
Current assets €648k▲ 66.2%
Equity and liabilities €1.05M
Equity €178k▲ 4.4%
Debt €877k▲ 69.9%
The debt ratio rises from 75.2% to 83.1%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€148k
2023 · €139k
Cash flow
€134k
2023 · €129k
Solvency
16.9%
2023 · 24.8%
Current ratio
0.95
2023 · 1.01
Quick ratio
0.68
2023 · 0.62
Debt / equity
4.93
2023 · 3.03
ROE
4.2%
2023 · 13.8%
ROA
0.7%
2023 · 3.4%
Interest coverage
8.40
2023 · 8.36
Debt
€877k
2023 · €516k
Debt ≤ 1 year
€681k
2023 · €386k
Debt > 1 year
€196k
2023 · €130k
Income taxes
€5k
2023 · €16k
Staff costs
€347k
2023 · €330k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€686k€1.05M
Fixed assets21/28€297k€407k
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€297k€407k
Plant, machinery and equipment23€134k€244k
Furniture and vehicles24€163k€163k
Financial fixed assets28€105€105=
Current assets29/58€390k€648k
Stocks and contracts in progress3€151k€184k
Stocks30/36€151k€184k
Amounts receivable within one year40/41€231k€426k
Trade receivables40€214k€320k
Other amounts receivable41€17k€106k
Cash at bank and in hand54/58€3k€33k
Deferred charges and accrued income490/1€4k€4k
Equity and liabilities
Total equity and liabilities10/49€686k€1.05M
Equity10/15€170k€178k
Contributions10/11€25k€25k=
Reserves13€145k€153k
Distributable reserves133€145k€153k
Amounts payable17/49€516k€877k
Amounts payable after more than one year17€130k€196k
Financial debts170/4€130k€196k
Amounts payable within one year42/48€386k€681k
Current portion of amounts payable after more than one year42€101k€104k
Financial debts43-€43k
Credit institutions430/8-€43k
Trade debts44€195k€301k
Suppliers440/4€195k€301k
Taxes, remuneration and social security45€72k€66k
Taxes450/3€24k€23k
Remuneration and social security454/9€48k€44k
Other amounts payable47/48€18k€167k
Income statement Code20232024
Non-recurring operating income76A€16k€7k
Remuneration, social security and pensions62€330k€347k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€106k€127k
Other operating charges640/8€5k€5k
Non-recurring operating charges66A€2k€11k
Gross operating margin9900€476k€511k
Operating profit (loss)9901€33k€21k
Financial income75/76B€24k€9k
Recurring financial income75€24k€9k
Financial charges65/66B€18k€18k
Recurring financial charges65€17k€18k
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€39k€12k
Income taxes67/77€16k€5k
Profit (loss) for the period9904€24k€7k
Profit (loss) for the period to be appropriated9905€24k€7k
Appropriation of the result
Profit (loss) to be appropriated9906€24k€7k
Transfer to equity691/2€24k€7k
To other reserves6921€24k€7k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Highest result since 2018net €24k ▲1.7%
Operating result €33k, net result €24k, both a record.
31-12
Financial Equity above €150kEq €170k ▲16.1%
6 profitable years in a row build equity to €170k.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
10-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial Weakest financial yearnet €1k ▼73.9%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
18-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 18 days late
2020
08-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
27-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
13-10
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 74 days late
2016
28-09
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Deense Wijersstraat 53740 Bilzen-Hoeselt
Ground area
7,575 m²
Building footprint
1,221 m²
Volume, LiDAR
7,642 m³
Parcel 73006A0019/00S000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TAS OOST VLAANDEREN
Deense Wijersstraat 5, 3740 Bilzen-HoeseltWholesale of beverages, general range
since 20082.170.270.080
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73006A0019/00S000 Flanders 7,575 m² 1 · 1,221 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 4,188 EUR awarded · 4,188 EUR paid
Year Entries awardedpaid
2022 1 4,188 EUR4,188 EUR
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
1 entry · 4,188 EUR · 4,188 EUR paid · Departement Werk en Sociale Economie

Similar companies · same sector, comparable size

Of 6,728 companies in sector 93299 we hold annual accounts for 1,168. 812 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-03-2008
Fiscal year end31-12
Activities, NACEBEL
47252Retail sale of beverages, general range
47990Retail trade
93299Other amusement and recreation activities
46350Wholesale trade
77210Renting and leasing of sports and recreation goods
77391Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.