VEMICO
ActiveVEMICO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19k and a net result of €-8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency43▲+23
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.32 against 1.11 in 2023), and 75.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24.4%
Return on assets
-9.9%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
109 d late
2023
44 d early
2022
3 d early
2021
25 d early
2020
5 d early
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2024, abbreviated schema
Equity
€19k▼ 29.0%
2023 · €26k
2018: €-89k
2019: €-92k
2020: €-60k
2021: €-5k
2022: €-3k
2023: €26k
2018 → 2024
Total assets
€77k▼ 70.8%
2023 · €262k
2018: €241k
2019: €122k
2020: €140k
2021: €297k
2022: €696k
2023: €262k
2018 → 2024
Net result
€-8k
2023 · €29k
2018: €35k
2019: €-3k
2020: €32k
2021: €55k
2022: €2k
2023: €29k
2018 → 2024
Working capital
€19k▼ 28.4%
2023 · €26k
2018: €8k
2019: €6k
2020: €39k
2021: €-6k
2022: €-3k
2023: €26k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-60k-€-5k▲ 91.8%€-3k▲ 43.8%€26k€19k▼ 29.0%
Operating result€40k-€60k▲ 50.1%€8k▼ 86.1%€40k▲ 380%€812▼ 98.0%
Net result€32k-€55k▲ 71.2%€2k▼ 96.1%€29k▲ 1,251%€-8k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 98% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €77k
Equity
€19k▼ 29.0%
Debt
€58k▼ 75.4%
The debt ratio falls from 90.0% to 75.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€1k▼
2023 · €41k
Cash flow
€-7k▼
2023 · €29k
Solvency
24.4%▲
2023 · 10.0%
Current ratio
1.32▲
2023 · 1.11
Quick ratio
1.15▲
2023 · 1.07
Debt / equity
3.10▼
2023 · 8.97
ROE
-40.8%▼
2023 · 110.5%
ROA
-9.9%▼
2023 · 11.1%
Interest coverage
0.13▼
2023 · 3.61
Debt
€58k▼
2023 · €236k
Debt ≤ 1 year
€58k▼
2023 · €236k
Income taxes
€785
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€262k€77k▼
Fixed assets21/28€193€0▼
Tangible fixed assets22/27€193€0▼
Plant, machinery and equipment23-€0
Furniture and vehicles24€193€0▼
Other tangible fixed assets26-€0
Current assets29/58€262k€77k▼
Stocks and contracts in progress3€10k€10k=
Stocks30/36€10k€10k=
Amounts receivable within one year40/41€142k€9k▼
Trade receivables40€399€675▲
Other amounts receivable41€141k€9k▼
Cash at bank and in hand54/58€110k€56k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€262k€77k▼
Equity10/15€26k€19k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€6k€-2k▼
Amounts payable17/49€236k€58k▼
Amounts payable within one year42/48€236k€58k▼
Current portion of amounts payable after more than one year42€100k€50k▼
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€94k€2k▼
Taxes450/3€94k€2k▼
Other amounts payable47/48€42k€3k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€332€193▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€46k€4k▼
Operating profit (loss)9901€40k€812▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€29k€-7k▼
Income taxes67/77-€785
Profit (loss) for the period9904€29k€-8k▼
Profit (loss) for the period to be appropriated9905€29k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-2k▼
Profit (loss) brought forward from the previous period14P€-23k€6k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
17-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 109 days late
2024
31-12
Financial
Weakest financial yearnet €-8k ▼126%
Net result drops to €-8k, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €55k ▲71.2%
Operating result €60k, net result €55k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
09-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 131 days late
09-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 496 days late
09-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 861 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weg naar Zwartberg 1103530 Houthalen-HelchterenGround area
1,289 m²
Building footprint
224 m²
Volume, LiDAR
1,271 m³
Parcel 72452E1154/00B040, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Weg naar Zwartberg 110, 3530 Houthalen-Helchteren
since 19942.067.006.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72452E1154/00B040 | Flanders | 1,289 m² | 1 · 224 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A&M QUC
BE 0821.690.760
Genk · Eq €19k
JB CONCEPT & FILS
BE 0795.782.060
Wemmel · Eq €19k
INLER
BE 0453.525.676
Lochristi · Eq €18k
HAVADA AUTO'S
BE 0775.440.863
Beveren-Kruibeke-Zwijndrecht · Eq €18k
J A Trade
BE 0797.040.882
Genk · Eq €18k
Of 2,120 companies in sector 46711 we hold annual accounts for 1,122. 571 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-1994
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
50101
68121Development of residential building projects
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
50103
50302
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.