VEMACRO
ActiveVEMACRO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €665k and a net result of €248k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 10230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
80
/ 100
Excellent▼ -20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 4.89 in 2024), and 28.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.9%
Return on assets
26.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
27 d early
2023
20 d late
2022
31 d late
2021
31 d late
2020
87 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€665k▼ 4.0%
2024 · €693k
2018: €134k
2019: €154k
2020: €263k
2021: €387k
2022: €462k
2023: €549k
2024: €693k
2018 → 2025
Total assets
€924k▲ 0.1%
2024 · €924k
2018: €264k
2019: €323k
2020: €672k
2021: €625k
2022: €654k
2023: €910k
2024: €924k
2018 → 2025
Net result
€248k▲ 54.9%
2024 · €160k
2018: €16k
2019: €20k
2020: €109k
2021: €124k
2022: €107k
2023: €86k
2024: €160k
2018 → 2025
Working capital
€595k▼ 5.9%
2024 · €632k
2018: €12k
2019: €57k
2020: €172k
2021: €311k
2022: €413k
2023: €478k
2024: €632k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€387k-€462k▲ 19.4%€549k▲ 18.6%€693k▲ 26.3%€665k▼ 4.0%
Operating result€182k-€159k▼ 12.7%€102k▼ 36.0%€234k▲ 130%€310k▲ 32.6%
Net result€124k-€107k▼ 13.7%€86k▼ 19.6%€160k▲ 86.2%€248k▲ 54.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 33% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €924k
Fixed assets
€111k▼ 14.4%
Current assets
€814k▲ 2.4%
Equity and liabilities €924k
Equity
€665k▼ 4.0%
Debt
€259k▲ 12.4%
The debt ratio rises from 25.0% to 28.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€353k▲
2024 · €281k
Cash flow
€291k▲
2024 · €208k
Solvency
71.9%▼
2024 · 75.0%
Current ratio
3.72▼
2024 · 4.89
Quick ratio
3.68▼
2024 · 4.84
Debt / equity
0.39▲
2024 · 0.33
ROE
37.4%▲
2024 · 23.2%
ROA
26.9%▲
2024 · 17.4%
Interest coverage
-279.34▼
2024 · 16.67
Debt
€259k▲
2024 · €231k
Debt ≤ 1 year
€219k▲
2024 · €162k
Debt > 1 year
€41k▼
2024 · €68k
Income taxes
€104k▲
2024 · €72k
Staff costs
€75k▲
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€924k€924k▲
Fixed assets21/28€129k€111k▼
Tangible fixed assets22/27€127k€109k▼
Land and buildings22€11k€8k▼
Plant, machinery and equipment23€3k€14k▲
Furniture and vehicles24€113k€87k▼
Financial fixed assets28€2k€2k=
Current assets29/58€795k€814k▲
Stocks and contracts in progress3€8k€8k▼
Stocks30/36€8k€8k▼
Amounts receivable within one year40/41€469k€560k▲
Trade receivables40€156k€164k▲
Other amounts receivable41€313k€396k▲
Current investments50/53€211k€117k▼
Cash at bank and in hand54/58€103k€128k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€924k€924k▲
Equity10/15€693k€665k▼
Contributions10/11€19k€19k=
Reserves13€674k€646k▼
Distributable reserves133€674k€646k▼
Amounts payable17/49€231k€259k▲
Amounts payable after more than one year17€68k€41k▼
Financial debts170/4€68k€41k▼
Amounts payable within one year42/48€162k€219k▲
Current portion of amounts payable after more than one year42€36k€28k▼
Financial debts43-€18k
Credit institutions430/8-€18k
Trade debts44€113k€127k▲
Suppliers440/4€113k€127k▲
Taxes, remuneration and social security45€14k€46k▲
Taxes450/3€2k€36k▲
Remuneration and social security454/9€11k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€62k€75k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€43k▼
Other operating charges640/8€12k€9k▼
Gross operating margin9900€355k€436k▲
Operating profit (loss)9901€234k€310k▲
Financial income75/76B€16k€41k▲
Recurring financial income75€16k€41k▲
Financial charges65/66B€17k€-1k▼
Recurring financial charges65€17k€-1k▼
Profit (loss) for the period before taxes9903€232k€352k▲
Income taxes67/77€72k€104k▲
Profit (loss) for the period9904€160k€248k▲
Profit (loss) for the period to be appropriated9905€160k€248k▲
Appropriation of the result
Profit (loss) to be appropriated9906€160k€248k▲
Transfer from equity791/2€16k€276k▲
Transfer to equity691/2€160k€248k▲
To other reserves6921€160k€248k▲
Profit to be distributed694/7€16k€276k▲
Return on contributions (dividend)694€16k€276k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €248k ▲54.9%
Operating result €310k, net result €248k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
31-12
Financial
Equity above €500kEq €549k ▲18.6%
6 profitable years in a row build equity to €549k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
31-12
Financial
Equity above €200kEq €263k ▲71.2%
3 profitable years in a row build equity to €263k.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Equity above €150kEq €154k ▲14.8%
2 profitable years in a row build equity to €154k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2024
Resigned as Director
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée d'Alsemberg 9751420 Braine-l'AlleudGround area
369 m²
Building footprint
181 m²
Parcel 25743H0003/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée d'Alsemberg 975, 1420 Braine-l'Alleud
since 20022.098.897.084
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743H0003/00G000 | Wallonia | 368 m² | 1 · 181 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBraine-l'Alleud2.098.897.084
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VERLIZO
BE 0727.623.427
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MARDIS
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SE-LINE
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 2,746 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2001
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.