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VEMA

Active
Private limited companyfounded 1999active for 27 yearsSportweg 1, 2940 Stabroek, BelgiumKBO/BCE: BE 0465.196.954
Summary

The annual accounts of VEMA for financial year 2025 show a net loss of 57% of the equity at the start of that year. The 2025 annual accounts show equity of €14,136 and a net result of -€18,983. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 16,833 sector peers (NACE 56, financial year 2025). The company has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow ReportCompare
VEMAActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Cafés and bars
NACE 56301
3rd oldest company in Stabroek, Accommodation and food service sector1 site
Size
€48,178total assets 2025
Staff
4.8 FTE
Equity
€14,136
Loss
-€18,983
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
2025 accounts 31 days early3 of 7 deeds summarised
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearSector: Food and beverage service activities (NACE 56)Loss of €18,983 (financial year 2025)lowers riskFounded in 1999Liquidity: current ratio 0.88, cash €19,199Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 35% of its sector peers (NACE 56, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 54-31
equity 29.3% of total assets
Liquidity 63-14
short-term debt 68.4% · cash 39.9%
Profitability 0-80
return on assets -39.4%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,763 companies, NACE 56, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.4%▼ -0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▼ -0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 0.8%▲ +0.2 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.88, compared with 1.52 in 2024, below 1; short-term debt: 68.4% and cash: 39.9% of total assets), and 70.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 50% on solvency, 68% on liquidity, 8% on profitability and 13% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Loss of €18,983 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.88, cash €19,199
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
31 days early
2023
27 days late
2022
on the day
2021
on the day
2020
1 day late
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (3 of the last 3 filed years within 59 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Duerloo Gemma (director)Director discharge
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Appointment: Duerloo Gemma (director)Gazette deed

Key points

  • Caution: Among the weakest 14% on net resultsector median €4,889 · 16,811 companies -€18,983 View
  • Caution: A director leftlatest change 02-08-2026 · 1 in office 1 left View
  • Active since 1999founded 12-01-1999 27 years View

By topic

Financials

Financial year
2025
Total assets
€48,178
Loss
-€18,983
Solvency
29.3%
Total assets▼ 12.9%
Net result
20192025
Go to Financials

Timeline

Events
31
Since
2001
Next accounts
by 31-07-2027
  1. 31-12-2025Weakest financial year
  2. 30-06-2025Annual accounts filed
  3. 27-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
12-01-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
19
Annual meeting
Last Monday of January at 18:00
Purpose
“De activiteit als traiteur, restaurateur, banketaannemer en feestaannemer, alle…” (deed in Dutch)
Go to Articles of association

Key facts about VEMA

What is the company number of VEMA?
0465.196.954. In Belgium the VAT number is the company number with BE in front: BE 0465.196.954.
Where is VEMA based?
The registered office is at Sportweg 1, 2940 Stabroek.Company details
What does VEMA do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of VEMA?
Private limited company (BV).
When was VEMA founded?
On 12-01-1999.
Is VEMA still active?
Yes, VEMA is an active enterprise in the KBO register.
How many employees does VEMA have?
On average 4.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VEMA?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VEMA profitable?
In financial year 2025, VEMA made a loss of €18,983.
Where can I find the annual accounts of VEMA?
VEMA filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VEMA due?
By 31-07-2027, for financial year 2026.Timeline

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