VEM-CO
ActiveVEM-CO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €294k and a net result of €49k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 47% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+1
Solvency49▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.2 in 2024; short-term debt: 20% and cash: 0.9% of total assets), and 75.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.3%
Return on assets
4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
34 d early
2023
27 d late
2022
33 d early
2021
40 d early
2020
39 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€294k▲ 19.8%
2024 · €245k
2018: €48k
2019: €78k
2020: €143k
2021: €146k
2022: €183k
2023: €192k
2024: €245k
2018 → 2025
Total assets
€1.21M▼ 4.0%
2024 · €1.26M
2018: €735k
2019: €789k
2020: €844k
2021: €1.12M
2022: €1.21M
2023: €1.24M
2024: €1.26M
2018 → 2025
Net result
€49k▼ 9.3%
2024 · €54k
2018: €-399
2019: €30k
2020: €72k
2021: €2k
2022: €37k
2023: €9k
2024: €54k
2018 → 2025
Working capital
€-198k▲ 0.3%
2024 · €-198k
2018: €-41k
2019: €-51k
2020: €-17k
2021: €-114k
2022: €-128k
2023: €-172k
2024: €-198k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€183k▲ 25.5%€192k▲ 4.7%€245k▲ 27.9%€294k▲ 19.8%
Operating result€24k-€77k▲ 222%€40k▼ 48.5%€102k▲ 157%€84k▼ 17.7%
Net result€2k-€37k▲ 1,404%€9k▼ 76.6%€54k▲ 517%€49k▼ 9.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€1.16M▼ 3.7%
Current assets
€44k▼ 11.4%
Equity and liabilities €1.21M
Equity
€294k▲ 19.8%
Debt
€913k▼ 9.8%
The debt ratio falls from 80.5% to 75.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€131k▼
2024 · €147k
Cash flow
€95k▼
2024 · €99k
Solvency
24.3%▲
2024 · 19.5%
Current ratio
0.18▼
2024 · 0.20
Quick ratio
0.18▼
2024 · 0.20
Debt / equity
3.11▼
2024 · 4.13
ROE
16.5%▼
2024 · 21.8%
ROA
4.0%▼
2024 · 4.3%
Interest coverage
6.69▲
2024 · 5.88
Debt
€913k▼
2024 · €1.01M
Debt ≤ 1 year
€242k▼
2024 · €248k
Debt > 1 year
€671k▼
2024 · €764k
Income taxes
€16k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.21M▼
Fixed assets21/28€1.21M€1.16M▼
Tangible fixed assets22/27€1.21M€1.16M▼
Land and buildings22€1.18M€1.14M▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€10k€7k▼
Other tangible fixed assets26€12k€10k▼
Current assets29/58€50k€44k▼
Amounts receivable within one year40/41€28k€32k▲
Trade receivables40€28k€32k▲
Cash at bank and in hand54/58€21k€11k▼
Deferred charges and accrued income490/1€480€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.21M▼
Equity10/15€245k€294k▲
Contributions10/11€19k€19k=
Reserves13€227k€227k=
Distributable reserves133€227k€227k=
Profit (loss) carried forward14-€49k
Amounts payable17/49€1.01M€913k▼
Amounts payable after more than one year17€764k€671k▼
Financial debts170/4€764k€671k▼
Amounts payable within one year42/48€248k€242k▼
Current portion of amounts payable after more than one year42€68k€98k▲
Financial debts43€29k-
Credit institutions430/8€29k-
Trade debts44€38k€36k▼
Suppliers440/4€38k€36k▼
Advances received on contracts in progress46€1k€8k▲
Taxes, remuneration and social security45€33k€17k▼
Taxes450/3€31k€15k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€80k€83k▲
Accrued charges and deferred income492/3€210€305▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€47k▲
Other operating charges640/8€6k€8k▲
Non-recurring operating charges66A€20-
Gross operating margin9900€153k€138k▼
Operating profit (loss)9901€102k€84k▼
Financial income75/76B€279€8▼
Recurring financial income75€279€8▼
Financial charges65/66B€25k€20k▼
Recurring financial charges65€25k€20k▼
Profit (loss) for the period before taxes9903€77k€64k▼
Income taxes67/77€24k€16k▼
Profit (loss) for the period9904€54k€49k▼
Profit (loss) for the period to be appropriated9905€54k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€49k▼
Transfer to equity691/2€54k-
To other reserves6921€54k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €200kEq €245k ▲27.9%
6 profitable years in a row build equity to €245k.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €150kEq €183k ▲25.5%
4 profitable years in a row build equity to €183k.
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €72k ▲139%
Operating result €121k, net result €72k, both a record.
30-09
Financial
Equity above €100kEq €143k ▲84.2%
2 profitable years in a row build equity to €143k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 2 establishment units since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredestraat 461880 Kapelle-op-den-BosGround area
2,356 m²
Building footprint
417 m²
Volume, LiDAR
1,902 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
VEM-CO
since 19922.036.132.542
PURE - ME
since 20192.292.355.369
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23039B0389/00C002 | Flanders | 1,803 m² | 1 · 273 m² | 6.0 m · 1 fl. |
| 23039A0336/00R002 | Flanders | 552 m² | 1 · 144 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 4,200 EUR awarded · 4,200 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 200 EUR | 200 EUR |
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 24,861 companies in sector 96220 we hold annual accounts for 1,440. 680 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-1986
Fiscal year end30-09
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:info@vem-co.be
Phone:0471379794