Skip to content

VELOM

Active
Private limited companyfounded 20241 yr activeRue de la Station(CAR) 46, 7141 Morlanwelz, BelgiumKBO/BCE: BE 1015.614.348
Summary

VELOM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,598 and a net result of €598. Its solvency ranks better than 23% of 200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability45
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Manufacture of computer, electronic and optical products (NACE 26)
about 73% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 200 sector peers (2025).
NBB · sector comparison
Position among 200 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VELOM was incorporated on 27 October 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€5,598
Total assets
€60,999
Net result
€598
Working capital
€38,820

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €60,999
Fixed assets €4,779
Current assets €56,221
Equity and liabilities €60,999
Equity €5,598
Debt €55,401
Debt finances 90.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€6,480
Cash flow
€3,384
Current ratio
3.23
Quick ratio
1.58
Debt to equity
9.90
ROE
10.7%
ROA
1.0%
Interest coverage
2.99
Debt ≤ 1 year
€17,401
Debt > 1 year
€38,000
Income taxes
€928
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€60,999
Fixed assets21/28€4,779
Tangible fixed assets22/27€4,779
Plant, machinery and equipment23€2,932
Other tangible fixed assets26€1,847
Current assets29/58€56,221
Stocks and contracts in progress3€28,660
Stocks30/36€28,660
Amounts receivable within one year40/41€10,114
Trade receivables40€1,260
Other amounts receivable41€8,855
Cash at bank and in hand54/58€17,318
Deferred charges and accrued income490/1€128
Equity and liabilities
Total equity and liabilities10/49€60,999
Equity10/15€5,598
Contributions10/11€5,000
Profit (loss) carried forward14€598
Amounts payable17/49€55,401
Amounts payable after more than one year17€38,000
Financial debts170/4€38,000
Amounts payable within one year42/48€17,401
Trade debts44€4,865
Suppliers440/4€4,865
Taxes, remuneration and social security45€1,983
Taxes450/3€1,983
Other amounts payable47/48€10,553
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,785
Gross operating margin9900€6,480
Operating profit (loss)9901€3,695
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€2,169
Recurring financial charges65€2,169
Profit (loss) for the period before taxes9903€1,527
Income taxes67/77€928
Profit (loss) for the period9904€598
Profit (loss) for the period to be appropriated9905€598
Appropriation of the result
Profit (loss) to be appropriated9906€598

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,785
Gross operating margin9900€6,480
Operating profit (loss)9901€3,695
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€2,169
Recurring financial charges65€2,169
Profit (loss) for the period before taxes9903€1,527
Income taxes67/77€928
Profit (loss) for the period9904€598
Profit (loss) for the period to be appropriated9905€598
Line2025
Assets
Total assets20/58€60,999
Fixed assets21/28€4,779
Tangible fixed assets22/27€4,779
Plant, machinery and equipment23€2,932
Other tangible fixed assets26€1,847
Current assets29/58€56,221
Stocks and contracts in progress3€28,660
Stocks30/36€28,660
Amounts receivable within one year40/41€10,114
Trade receivables40€1,260
Other amounts receivable41€8,855
Cash at bank and in hand54/58€17,318
Deferred charges and accrued income490/1€128
Equity and liabilities
Total equity and liabilities10/49€60,999
Equity10/15€5,598
Contributions10/11€5,000
Profit (loss) carried forward14€598
Amounts payable17/49€55,401
Amounts payable after more than one year17€38,000
Financial debts170/4€38,000
Amounts payable within one year42/48€17,401
Trade debts44€4,865
Suppliers440/4€4,865
Taxes, remuneration and social security45€1,983
Taxes450/3€1,983
Other amounts payable47/48€10,553
Line2025
Profit (loss) for the period9904€598
+ Depreciation and write-downs630€2,785
Operating cash flow (approximation)€3,384

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Morlanwelz · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
314 m²
Building footprint
98 m²
Volume, LiDAR
756 m³
Parcel 56015A0422/00F002, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VELOM
Rue de la Station(CAR) 46, 7141 MorlanwelzWholesale trade
since 20242.366.523.747
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56015A0422/00F002 Wallonia 314 m² 1 · 98 m² 9.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 63 companies in sector 26520 we hold annual accounts for 32. 11 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
26520Manufacture of computer, electronic and optical products
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles

Scores and ratios are computed by Checked and are not a credit decision.