VELOFRED

Active

Private limited companyfounded 2023active for 3 yearsFranslaan 13, 8620 Nieuwpoort, BelgiumKBO/BCE: BE 1001.667.827

Summary

VELOFRED has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,983 and a net result of €60,084. Its solvency ranks better than 55% of 22,576 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow Report Compare

VELOFREDActiveChecked score 67/100

Risk analysis Report Compare

Activity

Retail sale of bicycles

NACE 47632

1 site

Size

€395,484total assets 2025

Equity: €153,983
Profit: €60,084

Turnover not published (micro format)

Financial health

67 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.1%

Structure

CATRYSSE FrederickDirector
SNOECK Lisa Antoinette GabriëlDirector

2025 accounts 22 days early

Why 67raises riskFounded in 2023Sector: Retail trade (NACE 47)Liquidity: current ratio 1.98, cash €14,252lowers riskFigures for financial year 2025 (filed 09-07-2026)Show the evidence

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 65% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 64+5

equity 38.9% of total assets

Liquidity 38+5

short-term debt 37.1% · cash 3.6%

Profitability 88-12

return on assets 15.2%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)

Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.9%▲ +0.1 percentage points vs 12-2024 02-2025: 2.2%▲ +0.3 percentage points vs 01-2025 03-2025: 2.3%▲ +0.1 percentage points vs 02-2025 04-2025: 2.6%▲ +0.3 percentage points vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.9%▲ +0.3 percentage points vs 05-2025 07-2025: 2.9%● unchanged vs 06-2025highest value 08-2025: 2.0%▼ -0.9 percentage points vs 07-2025 09-2025: 2.0%● unchanged vs 08-2025 10-2025: 2.1%▲ +0.1 percentage points vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.2%▲ +0.1 percentage points vs 04-2026 06-2026: 2.0%▼ -0.2 percentage points vs 05-2026 07-2026: 2.0%● unchanged vs 06-2026 08-2026: 1.1%▼ -0.9 percentage points vs 07-2026lowest value 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026lowest value

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.98, compared with 1.89 in 2024, above the usual 1.5; short-term debt: 37.1% and cash: 3.6% of total assets), but 61.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 54% on solvency, 35% on liquidity, 83% on profitability and 88% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Retail trade (NACE 47)

KBO

Liquidity: current ratio 1.98, cash €14,252

NBB · annual accounts

Figures for financial year 2025 (filed 09-07-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

22 days early

2024

21 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 22 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

09-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Equity above €150,000equity €153,983 ▲64%
10-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 10% on net resultsector median €5,085 · 22,557 companies €60,084 View
Positive: Equity rose in 2025from €93,899 to €153,983 ▲ 64.0% View
Board2 directors in office 2 View

By topic

Financials

Financial year: 2025
Total assets: €395,484
Profit: €60,084
Solvency: 38.9%

Total assets▲ 43.6%

Net result

20242025

Go to Financials

Board & ownership

Board: 2 members

CATRYSSE FrederickDirector
SNOECK Lisa Antoinette GabriëlDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2023
Next accounts: by 31-07-2027

30-10-2023Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of bicyclesNACE 47632
Founded: 26-10-2023
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 12

Who signs: Each director alone
Annual meeting: Third Tuesday of June at 18:00

Go to Articles of association

Key facts about VELOFRED

What is the company number of VELOFRED?: 1001.667.827. In Belgium the VAT number is the company number with BE in front: BE 1001.667.827.
Where is VELOFRED based?: The registered office is at Franslaan 13, 8620 Nieuwpoort.Company details
What does VELOFRED do?: According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
What is the legal form of VELOFRED?: Private limited company (BV).
When was VELOFRED founded?: On 26-10-2023.
Is VELOFRED still active?: Yes, VELOFRED is an active enterprise in the KBO register.
What is the turnover of VELOFRED?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is VELOFRED profitable?: In financial year 2025, VELOFRED made a profit of €60,084.
Where can I find the annual accounts of VELOFRED?: VELOFRED filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VELOFRED due?: By 31-07-2027, for financial year 2026.Timeline