Financials
- Fiscal year
- 2025
- Turnover
- €14.0m
- Loss
- -€82,562
- Solvency
- 11.6%
Turnover▲ 13.2%
Net result
20242025
VELODÔME
ActiveSummary
The computed 12-month bankruptcy probability of VELODÔME is 1.7% (moderate). The 2025 annual accounts show equity of €828,334 and a net result of -€82,562. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 22% of 4889 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of motorcycles and motorcycle parts and accessories
NACE 47830NACE 45402Retail sale of bicycles NACE 47632
#6 company by staff growth in Antwerp, Wholesale and retail trade sector7 sites
Size
€14.0mturnover 2025
- Staff
- 33.1 FTE
- Equity
- €828,334
- Loss
- -€82,562
Structure
- Parent
- Guepard · 50.97%
- Holdings
- 2
Accounts filed 21 d late0 of 8 deeds read
Why 54- Equity €828,334 (11.6% of total assets)- 1 change of registered office in 24 months- Liquidity: current ratio 1.14, cash €403,864+ Figures for FY 2025 (filed 21-08-2026)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 30% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
37=
equity 11.6% of total assets
Liquidity
23-17
short-term debt 63.9% · cash 5.7%
Profitability
34+6
return on assets -1.2%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.9%
12-2024: 0.9%● 0.0% vs 11-2024
01-2025: 0.9%▲ +0.2% vs 12-2024
02-2025: 0.9%▲ +1.9% vs 01-2025
03-2025: 0.9%▼ -0.7% vs 02-2025
04-2025: 1.0%▲ +12.6% vs 03-2025
05-2025: 1.2%▲ +14.6% vs 04-2025
06-2025: 1.3%▲ +9.0% vs 05-2025
07-2025: 0.8%▼ -41.4% vs 06-2025lowest value
08-2025: 1.2%▲ +54.3% vs 07-2025
09-2025: 0.9%▼ -24.9% vs 08-2025
10-2025: 1.3%▲ +50.5% vs 09-2025
11-2025: 1.3%● 0.0% vs 10-2025
12-2025: 1.3%● 0.0% vs 11-2025
01-2026: 1.3%● 0.0% vs 12-2025
02-2026: 1.3%▼ -1.5% vs 01-2026
03-2026: 1.3%▼ -0.6% vs 02-2026
04-2026: 1.4%▲ +9.5% vs 03-2026
05-2026: 1.7%▲ +23.0% vs 04-2026
06-2026: 1.8%▲ +3.5% vs 05-2026
07-2026: 1.9%▲ +3.7% vs 06-2026
08-2026: 2.5%▲ +34.4% vs 07-2026highest value
09-2026: 1.7%▼ -33.1% vs 08-2026
10-2026: 1.7%● 0.0% vs 09-2026
- Equity €828,334 (11.6% of total assets) raises the probability
- 1 change of registered office in 24 months raises the probability
- Liquidity: current ratio 1.14, cash €403,864 raises the probability
- Figures for FY 2025 (filed 21-08-2026) lowers the probability
Credit up to €40,000 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.96 in 2024; short-term debt: 63.9% and cash: 5.7% of total assets), and 88.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 24%, liquidity 22%, profitability 19%, growth against the median 53%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€82,562
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 4889 sector peers (2025).
NBB · sector comparisonPosition among 4889 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
26 d late
2023
42 d late
2022
96 d early
2021
19 d early
2020
37 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · full…
- Weakest financial yearnet -€176,619
Key points
By topic
Board & ownership
- Parent
- Guepard · 50.97%
Network & group
- Subsidiaries
- 1
- Holdings
- 2
2 holdings
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 21-08-2026Annual accounts filed
- 26-08-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 7
- Legal form
- Public limited company
- Activity
- Retail sale of motorcycles and motorcycle parts and…NACE 47830
- Founded
- 25-03-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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