Velma

Open bankruptcy

Private limited companyfounded 2020Maagdomstraat 1, 3370 Boutersem, BelgiumKBO/BCE: BE 0758.915.429

A bankruptcy procedure is open for Velma according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-17k) and a net result of €-2k.

Watch Print / PDF

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Negative equity

Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

NBB · annual accounts 2024

Equity per financial year

21222324

2021 to 2024 · latest year -€17k

The KBO register records the legal situation: open bankruptcy (code 050). This is today's state according to the register itself; the register carries no start date.

KBO · legal situation

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Belgian State Gazette

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-07-2025, 4 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

4 d early

2023

2 d early

2022

31 d late

2021

93 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€56k

EBIT margin

-2.3%

Net result

€-2k

2023 · €3k

2021: €7k 2022: €-30k 2023: €3k

2021 → 2024

Working capital

€-6k▼ 127%

2023 · €-3k

2021: €-3k 2022: €-26k 2023: €-3k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Turnover€56k

Equity€10k-€-19k€-16k▲ 17.0%€-17k▼ 10.7%

Operating result€9k-€-27k€5k€-1k

Net result€7k-€-30k€3k€-2k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €1k after €5k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €7k

53.7%

46.3%

Fixed assets €4k▼ 43.5%

Current assets €3k▼ 78.3%

Key figures and ratios

2024 value · change against 2023

EBITDA

€2k▼

2023 · €8k

Cash flow

€1k▼

2023 · €6k

Solvency

-244.0%▼

2023 · -71.4%

Current ratio

0.35▼

2023 · 0.85

Quick ratio

0.35▼

2023 · 0.85

Debt / equity

-1.41▲

2023 · -2.40

ROE

9.6%▲

2023 · -20.5%

ROA

-23.5%▼

2023 · 14.7%

Interest coverage

4.12▲

2023 · 3.70

Debt

€25k▼

2023 · €38k

Debt ≤ 1 year

€10k▼

2023 · €18k

Debt > 1 year

€15k▼

2023 · €17k

Staff costs

€867▲

2023 · €105

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€22k€7k▼

Fixed assets21/28€7k€4k▼

Tangible fixed assets22/27€7k€4k▼

Plant, machinery and equipment23€2k€816▼

Furniture and vehicles24€5k€3k▼

Current assets29/58€15k€3k▼

Amounts receivable within one year40/41€5k€3k▼

Trade receivables40€7€2k▲

Other amounts receivable41€5k€1k▼

Cash at bank and in hand54/58€9k€721▼

Deferred charges and accrued income490/1€2k-

Equity and liabilities

Total equity and liabilities10/49€22k€7k▼

Equity10/15€-16k€-17k▼

Contributions10/11€3k€3k=

Reserves13€7k€7k=

Distributable reserves133€7k€7k=

Profit (loss) carried forward14€-26k€-28k▼

Amounts payable17/49€38k€25k▼

Amounts payable after more than one year17€17k€15k▼

Financial debts170/4€17k€15k▼

Amounts payable within one year42/48€18k€10k▼

Current portion of amounts payable after more than one year42€2k€2k▼

Financial debts43€4k€4k=

Credit institutions430/8€4k-

Other loans439-€4k

Trade debts44€12k€4k▼

Suppliers440/4€12k€4k▼

Taxes, remuneration and social security45€57€57=

Taxes450/3€57€57=

Other amounts payable47/48€464€464=

Accrued charges and deferred income492/3€3k-

Income statement Code20232024

Turnover70-€56k

Non-recurring operating income76A€19k-

Goods, raw materials, services and sundry goods60/61-€53k

Remuneration, social security and pensions62€105€867▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=

Other operating charges640/8€593€297▼

Non-recurring operating charges66A€10k-

Gross operating margin9900€19k€3k▼

Operating profit (loss)9901€5k€-1k▼

Financial income75/76B€168-

Recurring financial income75€168-

Financial charges65/66B€2k€407▼

Recurring financial charges65€2k€407▼

Profit (loss) for the period before taxes9903€3k€-2k▼

Profit (loss) for the period9904€3k€-2k▼

Profit (loss) for the period to be appropriated9905€3k€-2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-26k€-28k▼

Profit (loss) brought forward from the previous period14P€-30k€-26k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 7Signals 1Financial 2Filings 4

2026

21-01

Bankruptcy Opening

Ondernemingsrechtbank Leuven · VELMA BV MAAGDOM- STRAAT 1, 3370 BOUTERSEM · event 15-01-2026

2025

27-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

29-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Back to profitnet €3k

Net result €3k after one loss-making year.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

2022

31-12

Financial Weakest financial yearnet €-30k ▼493%

Net result drops to €-30k, the lowest in the series.

29-04

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 directors, no change since 2024

Patrick Derde

Director · since 03-01-2024

Current

20-03-2024 Derde Mattias: Resigned as Director

03-01-2024 Patrick Derde: Appointed as Director

Location & real-estate footprint

Registered office, Boutersem · 1 establishment unit since 2020

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Maagdomstraat 13370 Boutersem

Ground area

416 m²

Building footprint

107 m²

Volume, LiDAR

568 m³

Parcel 24702A0163/00M000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Velma

Maagdomstraat 1, 3370 BoutersemLandscape service activities

since 20202.310.247.713

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24702A0163/00M000	Flanders	416 m²	1 · 107 m²	8.3 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Insolvency mandates

2 mandates

Role	Name	Tenure
Curator	JACQUES ARNAUTS-SMEETS HERSELTSE- STEENWEG 5, 3200 AARSCHOT	15-01-2026 → present
Curator	GUNTHER PEETERS HERSELTSESTEENWEG 5, 3200 AARSCHOT-	15-01-2026 → present