VELLE-TECHNICS
ActiveVELLE-TECHNICS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €6k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-6
Solvency44=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.6 in 2024; short-term debt: 18% and cash: 2% of total assets), but 81.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.7%
Return on assets
1.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 1887 sector peers (2025).
NBB · sector comparisonPosition among 1887 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
113 d late
2023
29 d late
2022
197 d late
2021
29 d late
2020
31 d late
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 7.2%
2024 · €79k
2018: €49k
2019: €44k
2020: €51k
2021: €54k
2022: €55k
2023: €76k
2024: €79k
2018 → 2025
Total assets
€451k▲ 7.2%
2024 · €421k
2018: €120k
2019: €111k
2020: €162k
2021: €689k
2022: €522k
2023: €478k
2024: €421k
2018 → 2025
Net result
€6k▼ 28.3%
2024 · €8k
2018: €5k
2019: €10k
2020: €18k
2021: €3k
2022: €445
2023: €21k
2024: €8k
2018 → 2025
Working capital
€52k▲ 60.1%
2024 · €33k
2018: €35k
2019: €31k
2020: €37k
2021: €8k
2022: €848
2023: €42k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€55k▲ 0.8%€76k▲ 38.9%€79k▲ 3.9%€85k▲ 7.2%
Operating result€16k-€21k▲ 33.9%€31k▲ 45.0%€22k▼ 28.8%€29k▲ 33.7%
Net result€3k-€445▼ 84.0%€21k▲ 4,680%€8k▼ 62.6%€6k▼ 28.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €451k
Fixed assets
€318k▼ 4.8%
Current assets
€134k▲ 53.0%
Equity and liabilities €451k
Equity
€85k▲ 7.2%
Debt
€367k▲ 7.2%
The debt ratio stays at 81.3%.
Key figures and ratios
EBITDA
€44k▲
2024 · €37k
Cash flow
€21k▼
2024 · €23k
Solvency
18.7%=
2024 · 18.7%
Current ratio
1.64▲
2024 · 1.60
Quick ratio
1.40▼
2024 · 1.54
Debt / equity
4.34=
2024 · 4.34
ROE
6.7%▼
2024 · 10.1%
ROA
1.3%▼
2024 · 1.9%
Interest coverage
2.30▼
2024 · 3.04
Debt
€367k▲
2024 · €342k
Debt ≤ 1 year
€81k▲
2024 · €55k
Debt > 1 year
€285k▼
2024 · €288k
Income taxes
€5k▲
2024 · €4k
Staff costs
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€421k€451k▲
Fixed assets21/28€334k€318k▼
Tangible fixed assets22/27€333k€318k▼
Land and buildings22€324k€313k▼
Plant, machinery and equipment23€412€68▼
Furniture and vehicles24€8k€5k▼
Financial fixed assets28€1k€0▼
Current assets29/58€87k€134k▲
Stocks and contracts in progress3€3k€19k▲
Stocks30/36€3k€5k▲
Contracts in progress37-€14k
Amounts receivable within one year40/41€77k€105k▲
Trade receivables40€32k€23k▼
Other amounts receivable41€45k€82k▲
Cash at bank and in hand54/58€7k€9k▲
Deferred charges and accrued income490/1€273€279▲
Equity and liabilities
Total equity and liabilities10/49€421k€451k▲
Equity10/15€79k€85k▲
Contributions10/11€19k€19k=
Reserves13€60k€66k▲
Non-distributable reserves130/1€546€546=
Reserves not available under the articles1311€546€546=
Distributable reserves133€60k€65k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€342k€367k▲
Amounts payable after more than one year17€288k€285k▼
Financial debts170/4€288k€285k▼
Amounts payable within one year42/48€55k€81k▲
Current portion of amounts payable after more than one year42€23k€30k▲
Trade debts44€6k€43k▲
Suppliers440/4€6k€43k▲
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€351€0▼
Other amounts payable47/48€15k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€35k€27k▼
Gross operating margin9900€73k€74k▲
Operating profit (loss)9901€22k€29k▲
Financial income75/76B€3k€909▼
Recurring financial income75€3k€909▼
Financial charges65/66B€12k€19k▲
Recurring financial charges65€12k€19k▲
Profit (loss) for the period before taxes9903€12k€11k▼
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€8k€6k▼
Profit (loss) for the period to be appropriated9905€8k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€6k▼
Transfer to equity691/2€3k€6k▲
To other reserves6921€3k€6k▲
Profit to be distributed694/7€5k€0▼
Directors or managers695€5k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
21-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 113 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 197 days late
2023
31-12
Financial
Highest result since 2018net €21k ▲4680%
Operating result €31k, net result €21k, both a record.
2022
31-12
Financial
Weakest financial yearnet €445 ▼84%
Net result drops to €445, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 273 days late
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 90 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alveringem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weegschede 398691 AlveringemGround area
926 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
VELLE-TECHNICS
since 20132.227.533.635
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38010B0030/00B003 | Flanders | 850 m² | - | - |
| 38025E0331/00D002 | Flanders | 76 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FMG
BE 0685.885.218
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Phoenix T.A.
BE 0893.611.114
Geel · Eq €84k
GUERCON & AUTOMATION
BE 0476.389.269
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ATELIERS GEURTS
BE 0464.516.073
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EUROBOTICS
BE 0477.009.277
Alveringem · Eq €84k
Of 3,463 companies in sector 25530 we hold annual accounts for 1,657. 1,213 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-03-2002
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.