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VelKoJaR

Active
Private limited companyfounded 20215 yrs activeBrugse Steenweg 7, 9940 Evergem, BelgiumKBO/BCE: BE 0761.477.813
Summary

The computed 12-month bankruptcy probability of VelKoJaR is 11.1% (high). The 2025 annual accounts show negative equity (-€45,353) and a net result of -€1,139. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 1770 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
VelKoJaRActiveChecked score 29/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of food products
NACE 10850
1 site
Size
€35total assets 2025
Equity
-€45,353
Loss
-€1,139
Turnover not published (abridged schema)
Financial health
29 Weak Checked score 2025
Bankruptcy chance 12 m
11.1%
Structure
Accounts filed 23 d late1 of 5 deeds read
Why 29- 2 changes of registered office in 24 months- Sector Manufacture of food products (NACE 10)- Liquidity: current ratio 0.00+ Size: total assets €35Show the evidence

Checked score

Score 2025
29 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 12% of its sector peers (NACE 10, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -128261.5% of total assets
Liquidity 0=
short-term debt 128361.5%
Profitability 0-93
return on assets -3220.2%
Bankruptcy probability, 12 months
11.1% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.2% (3,041 companies)
Last 24 months 11-2024: 2.5% 12-2024: 2.5%▲ +0.7% vs 11-2024 01-2025: 2.9%▲ +15.9% vs 12-2024 02-2025: 3.6%▲ +25.9% vs 01-2025 03-2025: 2.1%▼ -42.9% vs 02-2025lowest value 04-2025: 4.2%▲ +102% vs 03-2025 05-2025: 4.2%● 0.0% vs 04-2025 06-2025: 4.2%● +0.0% vs 05-2025 07-2025: 5.2%▲ +24.4% vs 06-2025 08-2025: 5.2%● 0.0% vs 07-2025 09-2025: 5.2%● 0.0% vs 08-2025 10-2025: 5.2%● 0.0% vs 09-2025 11-2025: 5.2%● 0.0% vs 10-2025 12-2025: 5.0%▼ -3.5% vs 11-2025 01-2026: 5.2%▲ +3.2% vs 12-2025 02-2026: 6.1%▲ +17.8% vs 01-2026 03-2026: 6.1%▲ +0.7% vs 02-2026 04-2026: 10.8%▲ +76.0% vs 03-2026 05-2026: 11.4%▲ +5.7% vs 04-2026highest value 06-2026: 11.0%▼ -3.3% vs 05-2026 07-2026: 11.0%● 0.0% vs 06-2026 08-2026: 11.2%▲ +1.4% vs 07-2026 09-2026: 11.1%▼ -0.3% vs 08-2026 10-2026: 11.1%▼ -0.1% vs 09-2026
  • 2 changes of registered office in 24 months raises the probability
  • Sector Manufacture of food products (NACE 10) raises the probability
  • Size: total assets €35 lowers the probability for this profile
  • Liquidity: current ratio 0.00 raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 6%, liquidity 0%, profitability 6%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Sector Manufacture of food products (NACE 10)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: total assets €35
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.00
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€45,353
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-05-2026, 23 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
23 d late
2024
30 d early
2023
6 d early
2022
27 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 14 April (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€45,353 View
  • Caution: Among the weakest 5% on solvencysector median 32.1% · 1,770 companies -128261.5% View
  • Total assets 20254 fiscal years filed €35 View

By topic

Financials

Fiscal year
2025
Total assets
€35
Loss
-€1,139
Solvency
-128261.5%
Total assets▼ 98.8%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 30-04-2027
  1. 23-05-2026Annual accounts filed
  2. 31-03-2026Registered office
  3. 31-03-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of food productsNACE 10850
Founded
12-01-2021
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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