VELICS
ActiveVELICS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222k and a net result of €14k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+2
Solvency65▼-11
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 3.57 in 2024; short-term debt: 21.5% and cash: 34.8% of total assets), but 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
2.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
21 d early
2023
1 d early
2022
1 d early
2021
on the day
2020
12 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€222k▼ 24.1%
2024 · €292k
2019: €189k
2020: €204k
2021: €254k
2022: €273k
2023: €288k
2024: €292k
2019 → 2025
Total assets
€560k▼ 1.7%
2024 · €570k
2019: €628k
2020: €628k
2021: €650k
2022: €627k
2023: €610k
2024: €570k
2019 → 2025
Net result
€14k▲ 201%
2024 · €5k
2019: €6k
2020: €15k
2021: €49k
2022: €19k
2023: €15k
2024: €5k
2019 → 2025
Working capital
€91k▼ 14.1%
2024 · €106k
2019: €47k
2020: €42k
2021: €84k
2022: €82k
2023: €111k
2024: €106k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€273k▲ 7.6%€288k▲ 5.4%€292k▲ 1.6%€222k▼ 24.1%
Operating result€79k-€33k▼ 58.0%€33k▲ 0.1%€14k▼ 57.7%€26k▲ 83.8%
Net result€49k-€19k▼ 60.8%€15k▼ 23.9%€5k▼ 68.0%€14k▲ 201%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 84% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €560k
Fixed assets
€349k▼ 17.5%
Current assets
€211k▲ 43.6%
Equity and liabilities €560k
Equity
€222k▼ 24.1%
Debt
€338k▲ 21.9%
The debt ratio rises from 48.7% to 60.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€68k▲
2024 · €62k
Cash flow
€56k▲
2024 · €52k
Solvency
39.7%▼
2024 · 51.3%
Current ratio
1.76▼
2024 · 3.57
Quick ratio
1.76▼
2024 · 3.57
Debt / equity
1.52▲
2024 · 0.95
ROE
6.4%▲
2024 · 1.6%
ROA
2.5%▲
2024 · 0.8%
Interest coverage
13.03▲
2024 · 10.07
Debt
€338k▲
2024 · €277k
Debt ≤ 1 year
€120k▲
2024 · €41k
Debt > 1 year
€212k▼
2024 · €230k
Income taxes
€7k▲
2024 · €4k
Staff costs
€82▼
2024 · €97
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€570k€560k▼
Fixed assets21/28€422k€349k▼
Tangible fixed assets22/27€422k€349k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€51k€14k▼
Leasing and similar rights25€321k€296k▼
Other tangible fixed assets26€47k€35k▼
Current assets29/58€147k€211k▲
Amounts receivable within one year40/41€34k€16k▼
Trade receivables40€25k€16k▼
Other amounts receivable41€9k€0▼
Cash at bank and in hand54/58€112k€195k▲
Deferred charges and accrued income490/1€2k€778▼
Equity and liabilities
Total equity and liabilities10/49€570k€560k▼
Equity10/15€292k€222k▼
Contributions10/11€6k€6k=
Reserves13€174k€103k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€172k€101k▼
Profit (loss) carried forward14€113k€113k▲
Amounts payable17/49€277k€338k▲
Amounts payable after more than one year17€230k€212k▼
Financial debts170/4€230k€212k▼
Amounts payable within one year42/48€41k€120k▲
Current portion of amounts payable after more than one year42€32k€18k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€7k€17k▲
Taxes450/3€7k€17k▲
Other amounts payable47/48-€82k
Accrued charges and deferred income492/3€6k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€97€82▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€42k▼
Other operating charges640/8€3k€6k▲
Gross operating margin9900€65k€74k▲
Operating profit (loss)9901€14k€26k▲
Financial income75/76B€462€611▲
Recurring financial income75€462€611▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€8k€21k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€5k€14k▲
Profit (loss) for the period to be appropriated9905€5k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€117k€127k▲
Profit (loss) brought forward from the previous period14P€113k€113k=
Transfer from equity791/2-€85k
Transfer to equity691/2€5k€14k▲
To other reserves6921€5k€14k▲
Profit to be distributed694/7-€85k
Return on contributions (dividend)694-€85k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €5k ▼68%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €49k ▲232%
Operating result €79k, net result €49k, both a record.
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €200kEq €204k ▲7.8%
2 profitable years in a row build equity to €204k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Moriensart 11380 LasneGround area
1,659 m²
Building footprint
83 m²
Volume, LiDAR
517 m³
Parcel 25051E0193/00R000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Moriensart 1, 1380 Lasne
since 20092.176.486.790
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051E0193/00R000 | Wallonia | 1,658 m² | 1 · 83 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROMBELGA C.A.P.
BE 0860.033.672
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CDDEV
BE 0867.672.324
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Bizzey
BE 0802.414.979
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ALAMEDA
BE 0835.354.694
Soignies · Eq €222k
BI4U
BE 0645.662.088
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-02-2009
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.