Velde
ActiveSummary
Velde has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,566 and a net result of -€62,386. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 51% of 317 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency49▼-24
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.85 in 2024; short-term debt: 75.8% and cash: 55.2% of total assets), and 75.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.2%
Return on assets
-24.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
50 d early
2023
35 d early
2022
39 d early
2021
37 d early
2020
51 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€62,566▼ 49.9%
2024 · €124,952
Total assets
€258,431▼ 0.2%
2024 · €258,903
Net result
-€62,386
2024 · €80,897
Working capital
€59,961▼ 47.6%
2024 · €114,411
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€129,815▲ 116%-€68,269-€12,400▲ 81.8%€97,250-€49,079
Net result€93,181within the sector's middle half▲ 177%-€77,075below the sector's middle half-€21,064below the sector's middle half▲ 72.7%€80,897within the sector's middle half-€62,386below the sector's middle half
Equity€142,194within the sector's middle half▲ 97.9%€65,119within the sector's middle half▼ 54.2%€44,055within the sector's middle half▼ 32.3%€124,952within the sector's middle half▲ 184%€62,566within the sector's middle half▼ 49.9%
Total assets€265,249below the sector's middle half▲ 32.1%€239,808below the sector's middle half▼ 9.6%€205,370below the sector's middle half▼ 14.4%€258,903below the sector's middle half▲ 26.1%€258,431within the sector's middle half▼ 0.2%
Debt€123,055▼ 4.6%€174,689▲ 42.0%€161,315▼ 7.7%€133,951▼ 17.0%€195,865▲ 46.2%
Working capital€129,635within the sector's middle half▲ 109%€54,001within the sector's middle half▼ 58.3%€34,377within the sector's middle half▼ 36.3%€114,411within the sector's middle half▲ 233%€59,961within the sector's middle half▼ 47.6%
Solvency53.6%within the sector's middle half▲ 17.8pp27.2%within the sector's middle half▼ 26.5pp21.5%within the sector's middle half▼ 5.7pp48.3%within the sector's middle half▲ 26.8pp24.2%within the sector's middle half▼ 24.1pp
Current ratio2.05within the sector's middle half▲ 0.571.31within the sector's middle half▼ 0.741.21within the sector's middle half▼ 0.101.85within the sector's middle half▲ 0.641.31within the sector's middle half▼ 0.55
Return on assets (ROA)35.1%above the sector's middle half▲ 18.4pp-32.1%below the sector's middle half▼ 67.3pp-10.3%below the sector's middle half▲ 21.9pp31.2%above the sector's middle half▲ 41.5pp-24.1%below the sector's middle half▼ 55.4pp
Staff (FTE)2.2below the sector's middle half=2.8below the sector's middle half▲ 27.3%2.8below the sector's middle half=1.9below the sector's middle half▼ 32.1%2.9within the sector's middle half▲ 52.6%
above
within
below
the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €49,079 after €97,250 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €258,431
Fixed assets
€2,605 ▼ 75.3%
Current assets
€255,826 ▲ 3.0%
Equity and liabilities €258,431
Equity
€62,566 ▼ 49.9%
Debt
€195,865 ▲ 46.2%
Debt's share of the balance-sheet total rises from 51.7% to 75.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€48,360▼
2024 · €98,691
Cash flow
-€61,668▼
2024 · €82,338
Debt to equity
3.13▲
2024 · 1.07
ROE
-99.7%▼
2024 · 64.7%
Interest coverage
-3.79▼
2024 · 10.78
Debt ≤ 1 year
€195,865▲
2024 · €133,951
Income taxes
€543▼
2024 · €7,209
Staff costs
€304,822▲
2024 · €187,957
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,295 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 89% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
3.6%
went bankrupt
5.9%
stopped otherwise
89%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,295 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €146,394 | €231,066 | €249,255 | €187,957 | €304,822 | ▲ 62.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,441 | €1,441 | €1,441 | €1,441 | €718 | ▼ 50.1% |
| Other operating charges640/8 | €3,489 | €450 | €770 | €704 | €240 | ▼ 65.9% |
| Non-recurring operating charges66A | €1,615 | - | - | - | - | - |
| Gross operating margin9900 | €282,754 | €164,687 | €239,066 | €287,351 | €256,701 | ▼ 10.7% |
| Operating profit (loss)9901 | €129,815 | -€68,269 | -€12,400 | €97,250 | -€49,079 | ▼ 150% |
| Financial income75/76B | €23 | €214 | €712 | €16 | €0 | ▼ 100% |
| Recurring financial income75 | €23 | €214 | €712 | €16 | €0 | ▼ 100% |
| Financial charges65/66B | €7,125 | €8,306 | €8,490 | €9,158 | €12,764 | ▲ 39.4% |
| Recurring financial charges65 | €7,125 | €8,306 | €8,490 | €9,158 | €12,764 | ▲ 39.4% |
| Profit (loss) for the period before taxes9903 | €122,713 | -€76,361 | -€20,178 | €88,107 | -€61,843 | ▼ 170% |
| Income taxes67/77 | €29,532 | €714 | €887 | €7,209 | €543 | ▼ 92.5% |
| Profit (loss) for the period9904 | €93,181 | -€77,075 | -€21,064 | €80,897 | -€62,386 | ▼ 177% |
| Profit (loss) for the period to be appropriated9905 | €93,181 | -€77,075 | -€21,064 | €80,897 | -€62,386 | ▼ 177% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €265,249 | €239,808 | €205,370 | €258,903 | €258,431 | ▼ 0.2% |
| Fixed assets21/28 | €12,559 | €11,118 | €9,677 | €10,541 | €2,605 | ▼ 75.3% |
| Tangible fixed assets22/27 | €5,041 | €3,600 | €2,159 | €718 | €0 | ▼ 100% |
| Furniture and vehicles24 | €5,041 | €3,600 | €2,159 | €718 | €0 | ▼ 100% |
| Financial fixed assets28 | €7,518 | €7,518 | €7,518 | €9,823 | €2,605 | ▼ 73.5% |
| Current assets29/58 | €252,690 | €228,689 | €195,692 | €248,362 | €255,826 | ▲ 3.0% |
| Amounts receivable within one year40/41 | €51,653 | €21,950 | €69,082 | €38,613 | €77,623 | ▲ 101% |
| Trade receivables40 | €51,653 | €17,531 | €69,082 | €25,822 | €62,903 | ▲ 144% |
| Other amounts receivable41 | - | €4,419 | - | €12,791 | €14,720 | ▲ 15.1% |
| Cash at bank and in hand54/58 | €194,416 | €188,048 | €98,287 | €184,410 | €142,598 | ▼ 22.7% |
| Deferred charges and accrued income490/1 | €6,621 | €18,691 | €28,323 | €25,339 | €35,605 | ▲ 40.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €265,249 | €239,808 | €205,370 | €258,903 | €258,431 | ▼ 0.2% |
| Equity10/15 | €142,194 | €65,119 | €44,055 | €124,952 | €62,566 | ▼ 49.9% |
| Contributions10/11 | €6,307 | €6,307 | €6,307 | €6,307 | €6,307 | = |
| Reserves13 | €135,887 | €58,812 | €37,748 | €118,645 | €56,259 | ▼ 52.6% |
| Non-distributable reserves130/1 | €1,855 | €1,855 | - | - | - | - |
| Reserves not available under the articles1311 | €1,855 | €1,855 | - | - | - | - |
| Distributable reserves133 | €134,032 | €56,957 | €37,748 | €118,645 | €56,259 | ▼ 52.6% |
| Amounts payable17/49 | €123,055 | €174,689 | €161,315 | €133,951 | €195,865 | ▲ 46.2% |
| Amounts payable within one year42/48 | €123,055 | €174,689 | €161,315 | €133,951 | €195,865 | ▲ 46.2% |
| Trade debts44 | €12,433 | €52,857 | €66,169 | €42,445 | €84,912 | ▲ 100% |
| Suppliers440/4 | €12,433 | €52,857 | €66,169 | €42,445 | €84,912 | ▲ 100% |
| Taxes, remuneration and social security45 | €31,538 | €38,003 | €37,712 | €30,627 | €46,421 | ▲ 51.6% |
| Taxes450/3 | €12,130 | €3,240 | €1,702 | €7,955 | €7,969 | ▲ 0.2% |
| Remuneration and social security454/9 | €19,409 | €34,763 | €36,010 | €22,672 | €38,453 | ▲ 69.6% |
| Other amounts payable47/48 | €79,084 | €83,829 | €57,433 | €60,879 | €64,532 | ▲ 6.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €93,181 | -€77,075 | -€21,064 | €80,897 | -€62,386 | ▼ 177% |
| + Depreciation and write-downs630 | €1,441 | €1,441 | €1,441 | €1,441 | €718 | ▼ 50.1% |
| Operating cash flow (approximation) | €94,622 | -€75,634 | -€19,623 | €82,338 | -€61,668 | ▼ 175% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€2,305 | €7,218 | ▲ 413% |
| Change in cash | - | -€6,368 | -€89,761 | €86,123 | -€41,812 | ▼ 149% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €80,897
Net result €80,897 after 2 loss-making years.
31-12
Financial
Equity above €100,000Eq €124,952 ▲184%
Equity rises from €44,055 to €124,952.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet -€77,075
Net result drops to -€77,075, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €93,181 ▲177%
Operating result €129,815, net result €93,181, both a record.
31-12
Financial
Equity above €100,000Eq €142,194 ▲97.9%
4 profitable years in a row build equity to €142,194.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Ground area
5,401 m²
Building footprint
2,130 m²
Volume, LiDAR
49,990 m³
Parcel 11810K2172/00D004, Flanders · tallest building 27.6 m, ±8 floors. Linked by address, not a title deed.
55
companies at this address
See who is registered here
1 establishment unit
Velde
since 20072.168.713.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K2172/00D004 | Flanders | 5,401 m² | 1 · 2,130 m² | 27.6 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 2,360 companies in sector 78100 we hold annual accounts for 1,364. 1,077 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-12-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
78100Employment placement agencies
Contact
E-mail
manuela.galiatsos@vdvconsultants.be
Phone
+3232240500
E-invoicing
Reachable via Peppol
Peppol ID
0208:0894458774
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.