VELD & DUIN
ActiveVELD & DUIN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.89M and a net result of €553k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 377 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 14.19 against 6.77 in 2024; short-term debt: 2.8% and cash: 4% of total assets), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
16.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
16 d early
2023
50 d late
2022
72 d late
2021
79 d late
2020
11 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€553k▲ 63.4%
2024 · €339k
2018: €161k
2019: €223k
2020: €256k
2021: €350k
2022: €355k
2023: €400k
2024: €339k
2018 → 2025
Working capital
€1.25M▲ 88.0%
2024 · €664k
2018: €-341k
2019: €-303k
2020: €87k
2021: €209k
2022: €218k
2023: €381k
2024: €664k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.68M-€1.83M▲ 8.8%€1.98M▲ 8.6%€2.34M▲ 18.1%€2.89M▲ 23.4%
Operating result€480k-€504k▲ 5.0%€572k▲ 13.6%€452k▼ 21.0%€741k▲ 64.0%
Net result€350k-€355k▲ 1.4%€400k▲ 12.5%€339k▼ 15.3%€553k▲ 63.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 64% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.39M
Fixed assets
€2.05M▼ 0.2%
Current assets
€1.34M▲ 72.4%
Equity and liabilities €3.39M
Equity
€2.89M▲ 23.4%
Provisions
€82k
Debt
€419k▼ 14.3%
The debt ratio falls from 17.3% to 12.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€853k▲
2024 · €568k
Cash flow
€664k▲
2024 · €454k
Solvency
85.2%▲
2024 · 82.7%
Current ratio
14.19▲
2024 · 6.77
Quick ratio
14.18▲
2024 · 6.76
Debt / equity
0.14▼
2024 · 0.21
ROE
19.1%▲
2024 · 14.4%
ROA
16.3%▲
2024 · 12.0%
Interest coverage
41.01▲
2024 · 22.42
Debt
€419k▼
2024 · €489k
Debt ≤ 1 year
€95k▼
2024 · €115k
Debt > 1 year
€270k▼
2024 · €319k
Income taxes
€122k▼
2024 · €149k
Staff costs
€53k▼
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.83M€3.39M▲
Fixed assets21/28€2.05M€2.05M▼
Tangible fixed assets22/27€2.05M€2.05M▼
Land and buildings22€1.47M€1.52M▲
Plant, machinery and equipment23€580k€527k▼
Furniture and vehicles24€5k€4k▼
Financial fixed assets28€150€150=
Current assets29/58€779k€1.34M▲
Stocks and contracts in progress3€2k€474▼
Stocks30/36€2k€474▼
Amounts receivable within one year40/41€34k€17k▼
Trade receivables40€29k€14k▼
Other amounts receivable41€5k€3k▼
Current investments50/53€683k€1.18M▲
Cash at bank and in hand54/58€50k€135k▲
Deferred charges and accrued income490/1€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€2.83M€3.39M▲
Equity10/15€2.34M€2.89M▲
Contributions10/11€165k€165k=
Capital10€165k€165k=
Issued capital100€165k€165k=
Reserves13€2.15M€2.71M▲
Non-distributable reserves130/1€19k€19k=
Legal reserve130€19k€19k=
Tax-exempt reserves132-€245k
Distributable reserves133€2.13M€2.44M▲
Profit (loss) carried forward14€0-
Investment grants15€25k€21k▼
Provisions and deferred taxes16-€82k
Deferred taxes168-€82k
Amounts payable17/49€489k€419k▼
Amounts payable after more than one year17€319k€270k▼
Financial debts170/4€43k€0▼
Other amounts payable178/9€276k€270k▼
Amounts payable within one year42/48€115k€95k▼
Current portion of amounts payable after more than one year42€54k€43k▼
Trade debts44€31k€29k▼
Suppliers440/4€31k€29k▼
Advances received on contracts in progress46€0€850▲
Taxes, remuneration and social security45€30k€22k▼
Taxes450/3€27k€19k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€56k€54k▼
Income statement
Code20242025
Non-recurring operating income76A€2k€332k▲
Remuneration, social security and pensions62€77k€53k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€115k€111k▼
Other operating charges640/8€127k€132k▲
Gross operating margin9900€772k€1.04M▲
Operating profit (loss)9901€452k€741k▲
Financial income75/76B€60k€36k▼
Recurring financial income75€60k€36k▼
Financial charges65/66B€25k€21k▼
Recurring financial charges65€25k€21k▼
Profit (loss) for the period before taxes9903€487k€757k▲
Transfer from deferred taxes780-€1k
Transfer to deferred taxes680-€83k
Income taxes67/77€149k€122k▼
Profit (loss) for the period9904€339k€553k▲
Transfer from tax-exempt reserves789-€4k
Transfer to tax-exempt reserves689-€249k
Profit (loss) for the period to be appropriated9905€339k€308k▼
Appropriation of the result
Profit (loss) to be appropriated9906€339k€308k▼
Transfer from equity791/2€0-
Transfer to equity691/2€339k€308k▼
To other reserves6921€339k€308k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90871.61.1▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 10 days late
2025
31-12
Financial
Highest result since 2018net €553k ▲63.4%
Operating result €741k, net result €553k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 14.19
Current ratio from 6.77 to 14.19; short-term debt falls from €115k to €95k.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 6.77
Current ratio from 1.87 to 6.77; short-term debt falls from €439k to €115k.
31-12
Financial
Equity above €2MEq €2.34M ▲18.1%
7 profitable years in a row build equity to €2.34M.
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 50 days late
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 72 days late
2022
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 79 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 119 days late
2019
31-12
Financial
Equity above €1MEq €1.08M ▲18.5%
2 profitable years in a row build equity to €1.08M.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bredene · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan 878450 BredeneGround area
193 m²
Building footprint
123 m²
Volume, LiDAR
864 m³
Parcel 35302C0320/00Z000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CAMPING VELD & DUIN
since 20022.115.609.392
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35302C0320/00Z000 | Flanders | 192 m² | 1 · 123 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 441 companies in sector 55300 we hold annual accounts for 292. 165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-07-2002
Fiscal year end31-12
Activities, NACEBEL
55220
55300Accommodation
43211General electrical installation work
43221Plumbing work
45310
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.