VELART
ActiveVELART has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-13k) and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency0=
Growth38=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 18237 sector peers (2025).
NBB · sector comparisonPosition among 18237 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
48 d late
2023
25 d late
2022
on the day
2021
4 d early
2020
2 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€16k▼ 87.8%
2022 · €128k
2019: €141k
2020: €120k
2021: €83k
2022: €128k
2019 → 2023
EBIT margin
47.5%▲ 59.2pp
2022 · -11.7%
2019: 2.6%
2020: -4.7%
2021: -16.9%
2022: -11.7%
2019 → 2023
Net result
€3k▼ 67.5%
2024 · €10k
2019: €1k
2020: €-7k
2021: €-15k
2022: €-16k
2023: €9k
2024: €10k
2019 → 2025
Working capital
€-13k▲ 20.2%
2024 · €-16k
2019: €4k
2020: €15k
2021: €-35k
2022: €5k
2023: €15k
2024: €-16k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€83k-€128k▲ 54.8%€16k▼ 87.8%
Equity€-18k-€-35k▼ 90.9%€-26k▲ 25.6%€-16k▲ 38.4%€-13k▲ 20.2%
Operating result€-14k-€-15k▼ 7.3%€7k€10k▲ 29.2%€3k▼ 64.8%
Net result€-15k-€-16k▼ 7.4%€9k€10k▲ 11.6%€3k▼ 67.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Key figures and ratios
Debt
€15k▼
2024 · €39k
Debt ≤ 1 year
€15k▼
2024 · €39k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€2k▼
Current assets29/58€23k€2k▼
Amounts receivable within one year40/41€20k-
Trade receivables40€110-
Other amounts receivable41€20k-
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€23k€2k▼
Equity10/15€-16k€-13k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-34k€-31k▲
Amounts payable17/49€39k€15k▼
Amounts payable within one year42/48€39k€15k▼
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€34k€15k▼
Income statement
Code20242025
Other operating charges640/8€149-
Gross operating margin9900€10k€3k▼
Operating profit (loss)9901€10k€3k▼
Financial income75/76B€539-
Recurring financial income75€539-
Financial charges65/66B€237€164▼
Recurring financial charges65€237€164▼
Profit (loss) for the period before taxes9903€10k€3k▼
Profit (loss) for the period9904€10k€3k▼
Profit (loss) for the period to be appropriated9905€10k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-31k▲
Profit (loss) brought forward from the previous period14P€-44k€-34k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
30-06
Financial
Highest result since 2019net €10k ▲11.6%
Operating result €10k, net result €10k, both a record.
25-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
30-06
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 31current ratio 17.61
Current ratio from 0.56 to 17.61; short-term debt falls from €79k to €284.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Nicolas · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Montegnée 1 C4420 Saint-NicolasGround area
189 m²
Building footprint
81 m²
Volume, LiDAR
816 m³
Parcel 62093A0021/00G002, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VELART
since 20222.333.857.711
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62093A0021/00G002 | Wallonia | 189 m² | 1 · 81 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TRISTAN CONCEPTS
BE 0548.858.959
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AQUAPOOL DESIGN
BE 1015.482.310
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Oudergem · Eq €4k
Of 1,314 companies in sector 47639 we hold annual accounts for 624. 179 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2002
Fiscal year end30-06
Activities, NACEBEL
47639Retail sale of other sporting goods
47640Retail trade
52482
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.